|
|
View Full Version : Auto Insurance Woes
fc6666 04-06-2006, 04:50 AM Being that my car has a curse on it i was shopping around for auto insurance/cars,
I noted some strange things
USAA current insurance
02 WRX cursed - $690 per six months
02 WRX not mine - $482 per six months
05 STI - $2,304 per six months :lol:
04 EVO 8 - $390 per six months :confused:
GEICO
02 WRX - $795 per six months
05 STI - would not insure me :lol:
04 EVO 8 - would not insure me :lol:
23 yr s/m, CDL, no tickets in 5+yrs, no accidents
Also I came to the conclusion that Alaska is not the place to look at buying an EVO, $38,000 for a MR :lol: I can go back to FL on leave, and buy the same car for $29,000, or get a 04 EVO for around $20,000. Supply and demand I guess.
And the salesman at Stanley was rude. :banana:
AKLGT 04-06-2006, 05:59 AM ah sorry.
ya, after my accident, my rates on the LGT went WAY up! guess i gotta pay them back the $4500! :( $500/yr more... ouch
XR4Tim 04-06-2006, 09:09 AM Doesn't make a lot of sense to me, but at least it's a lot cheaper than my insurance. Wrecking cars is a lot of fun, but it sure isn't cheap.
Getagrip 04-06-2006, 12:13 PM Those rate quotes are all over the board :huh:
edo2000 04-06-2006, 12:22 PM Yeah, thanks for posting this. Good info, and it reminds me of a few things. That low quote on the evo 8 seems like an opportunity...
I'm over 40, also with a clean record, with correspondingly lower insurance rates, but I was recently quoted 2.5x the $ for insurance on an 05 STi vs. my 04 wrx. I decided the extra expense would bother me...
In a couple of years as the values of the STi's drop, the insurance will come down some(on used ones). But, the main problem is that, statistically, STi's are (for some unknown reason.... :rolleyes: ) at higher risk to be wrecked, especially with a male driver. Oh well.
I hate rude car salesmen. Definitely makes me want to go out of my way to take my business elsewhere. But don't forget: with a high dollar car like an Evo or STi, you can estimate that every mile you put on it depreciates the value by $0.25, or more. Plus the fuel, maintenance and your time... although driving an Evo across the country would be a fun vacation, and for 10K difference, it still would be a good deal.
Being that my car has a curse on it i was shopping around for auto insurance/cars,
I noted some strange things
USAA current insurance
02 WRX cursed - $690 per six months
02 WRX not mine - $482 per six months
05 STI - $2,304 per six months :lol:
04 EVO 8 - $390 per six months :confused:
GEICO
02 WRX - $795 per six months
05 STI - would not insure me :lol:
04 EVO 8 - would not insure me :lol:
23 yr s/m, CDL, no tickets in 5+yrs, no accidents
Also I came to the conclusion that Alaska is not the place to look at buying an EVO, $38,000 for a MR :lol: I can go back to FL on leave, and buy the same car for $29,000, or get a 04 EVO for around $20,000. Supply and demand I guess.
And the salesman at Stanley was rude. :banana:
Need Money 04-06-2006, 01:33 PM I remember back when the sti first came out the insurance company's just considered it a basic impreza. Now that was some cheap insurance. You could just be a ricer thug and drive without insurance.LOL
brian_i 04-06-2006, 01:55 PM Being that my car has a curse on it i was shopping around for auto insurance/cars,
I noted some strange things
USAA current insurance
02 WRX cursed - $690 per six months
02 WRX not mine - $482 per six months
05 STI - $2,304 per six months :lol:
04 EVO 8 - $390 per six months :confused:
GEICO
02 WRX - $795 per six months
05 STI - would not insure me :lol:
04 EVO 8 - would not insure me :lol:
23 yr s/m, CDL, no tickets in 5+yrs, no accidents
Also I came to the conclusion that Alaska is not the place to look at buying an EVO, $38,000 for a MR :lol: I can go back to FL on leave, and buy the same car for $29,000, or get a 04 EVO for around $20,000. Supply and demand I guess.
And the salesman at Stanley was rude. :banana:
Stop your whining... for me on the wrx full coverage from Allstate is $385 a month(and thats on my parents account too :furious: ) lol i dont want to see what they will say for the STi for me ..:lol: wish my rates were even as low as urs :p
Big-Sexy907 04-06-2006, 10:29 PM Whats everyone paying a month for insurance?
Myself am plunking down 230 or so.
Anyone know of a cheaper company?
im paying 250..
but i know my insurance is lower than that...
cuz me and my sis cover all of the familys cars with 250 each
so 4 cars for around 500 bux..
but then again i just have a matrix =p
befall 04-06-2006, 10:53 PM ...I pay 284 a month for an '05 STI. Clean driving history sure, but I'm only 23. You guys are getting screwed. :banana:
brian_i 04-06-2006, 11:02 PM ...I pay 284 a month for an '05 STI. Clean driving history sure, but I'm only 23. You guys are getting screwed. :banana:
Man your getting some good deal their for sure lol...I wish mine was even that for my wrx.. i should go to allstate sometime like FC did and see how much for an Evo or STi would be for me ...I think my jaw will drop but eh why not go and see i suppose.. I heard geiko is cheaper for teens but in FC's case it seems like they dont like his driving :devil: :lol:
OrionAK 04-07-2006, 02:06 PM $92 for the WRX, now $80 for the FXT.
Long-time plan holder, no accidents, no tickets, multi-car discount, multi-plan discount (for an additional 7 bucks a month they have some medical thing that drops the car insurance like 25 dollars, so you net an 18 dollar savings, but now we have the house on them, too). Then I got married and it dropped it further.
State Farm. Curtis green is my guy, but he's pretty useless...his staff, however do a great job. Called one time and he answered the phone...****er actually told me to call back when a secretary could answer. Because of that, when I have a moment, I'll call other folks and see if they can get me the same deal (or better?). If so, I'll probably swap just so that asshat doesn't get my money. But, again, his staff is the best, so maybe not...
Big-Sexy907 04-07-2006, 02:18 PM LOL... I think my problem is the tickets....
SQUAD_907 04-07-2006, 02:59 PM $92 for the WRX, now $80 for the FXT.
Long-time plan holder, no accidents, no tickets, multi-car discount, multi-plan discount (for an additional 7 bucks a month they have some medical thing that drops the car insurance like 25 dollars, so you net an 18 dollar savings, but now we have the house on them, too). Then I got married and it dropped it further.
State Farm. Curtis green is my guy, but he's pretty useless...his staff, however do a great job. Called one time and he answered the phone...****er actually told me to call back when a secretary could answer. Because of that, when I have a moment, I'll call other folks and see if they can get me the same deal (or better?). If so, I'll probably swap just so that asshat doesn't get my money. But, again, his staff is the best, so maybe not...
my lady used to work for him..now she's with a different agent....
kyleblix 04-07-2006, 05:32 PM i'm paying about 200/month w/ statefarm for an 04 sti
-no accident
-no tickets
-multiline discount
-26 yrs old. by the way everyone expecting their insurance to drop when you turn 25, don't get you hopes up, mine went down about 10/month.
lover707 04-07-2006, 06:14 PM well now i am paying 130 each a month with my wife as the main driver..
05 wrx and 05 legacy. mr2 is 140 and honda civic 115..
so i guess with mutiple car discount it works out really good.
better then 2 months ago when i was the main driver..
270 a month.. state farm is lisa sanders at dimond.. right by toyrus and hair play..
27 year old, license 12 years never had a ticket before until last summer.
1 ticket 4 point, wreckless driving they say..
wife 22 no ticket had license 3 years ago.. i guess girls do get better rates..
02MissDaisy 04-07-2006, 11:58 PM $208 per month through geico and i'm 23 s/m
LiLpNoY 04-08-2006, 12:04 AM 185 for the 05 Sti I think? Cause I pay 220ish with my homeowner's insurance in there. I'm 24
Baja-Mitch 04-08-2006, 04:33 PM I'm paying 470/month for my 05 baja turbo; full coverage because its financed.
Geico wanted $3500/6months; and $5000/6 for the 03wrx I was looking at.
21 w/ 1-speeding ticket two years ago.
AKLGT 04-08-2006, 05:08 PM alright. i guess i won't complain about our insurance bill then.... damn! $470/month??
still, with my LGT (accident included), phil's vibe, renters insurance, all full coverage, i think we'll be paying $230/mo? I suppose it's not as bad as I thought... but still. :(
kyleblix 04-08-2006, 07:00 PM 185 for the 05 Sti I think? Cause I pay 220ish with my homeowner's insurance in there. I'm 24
who is your ins thorugh?
LiLpNoY 04-09-2006, 03:14 AM who is your ins thorugh?
State farm. Married with 1
|