a- while driving on an abandoned road late at night, over compensate when trying to avoid the "animal in the road" and roll it a couple of times, and hope to total it.

b- forget to set the the e-brake when parked on an incline by the lake, leave it in nuetral, and, in an attempt to look cool, lean on the back of it and send it on its merry way.

c- one night while downtown, avoid the crowd by parking on that empty side alley, but accidentally leave all the doors unlocked and the spare key sitting on the drivers seat, and announce it loudly in the middle of densly populated areas of my goof up.

d- hide the car, remove one of the vin plates, make a trip to NY and place it in the WTC rubble. Then make a call to the insurance company.