I'm so sick of that insurance argument, I dont have any obligation to keep your insurance rates low. I pay MY insurance for MY car and thats all that matters, if you have a problem with YOUR rates take it up with YOUR insurance company. If I'm driving along and a kid runs into the street and I swerve and hit a parked car, I should pay for it out of my pocket to keep your rates low? get real, this Idea that I somehow owe it to everyone who owns a WRX to drive slow and cautious because I want to keep their rates low is idiotic.
Why dont you worry about how you drive and leave everyone else alone because in the end thats what decides your insurance rates not me.