Nice write up. I always cringe when I see people asking those kind of questions and they still owe $15,000 or more on their car. If you still have a big loan balance owed on your car, IMO you don't have any business making huge expensive mods. PAY YOUR CAR OFF FIRST DAMMMMMMMMMIT!!!!!!!!!!!!!!
I can see an exhaust, EM, stuff like that but people going for huge HP with outstanding loans makes no sense to me.