^ Just out of curiosity did you have any points on your record? I believe with a clean record they were able to budge a bit more on rates. Also, what is all over the board? Margin of $60 or less, or were you looking at major rate differences?
Anyway, I'm glad you got good insurance, I'm merely commenting on my experiences since 1999 til current and what I had been told by ins. agents.
But dispute aside, I really like that LibertyMutual gives Subie discounts. That's cool.