07 wrx, 26k miles, stock at 19 for $19k with 5 year loan for $370/mo. Then traded it for equal pay off at 21 and bought 06 sti, 41k miles, stock for $25k with 5 yr loan for $490/mo. Had over $10k saved and modded the sti some along with buying a 00' rs2.5, 140k miles for $3,250 cash 8 months later for a daily. 4 moths later here I am doing just fine all while living with a roommate, working full time and taking 1-2 classes a semester n paying cash for that so I don't get in debt. I've made less than $40k a yr the entire duration of my Subaru owning. Its all how much make, how much your bills are, how much your ins rate will be and how good you are at budgeting/saving/sacrificing. If getting a loan credit helps as well. I am also still slowly modding both of my current cars. Have over $7k in mods total to both cars currently.