Originally Posted by FellowTraveller
Consensus has arrived:
Spend money you don't have, then neglect to pay debts off by having a bad credit rating for a couple years while avoiding answering bill-collection agencies calls. Then rinse and repeat./
My mother died in her nursing home. She was in a critical care room so another patient was moved in there within a week. A request to shut off the phone and send a final bill was made and in fact, another phone was connected to the room by the same phone company - they do the whole facility.
The telephone company continued to charge her each month. The bill got up to over $200 so the telephone company sent it to collection, and she started getting collection letters posthumously. I sent a letter to the telephone company telling them the situation and asking them for a final, corrected bill.
I also sent the credit agency a copy of her death certificate and noted that the matter was disputed. Think that was the end of it?
Just got a letter from the credit agency saying basically "Sorry your mom died. Please tell us who the executor of her estate is so we can go after them for the full amount," conveniently noting that the bill was disputed because most of it was billed after she was dead.
The actual amount owed on the account? No more than $15. The only reason I'm dealing with them at all is that she would want me to pay every penny she owed to anyone. But as far as collection agencies go,