Automatic for everyone. It is not in effect for the first year following the original delivery. There are mileage restrictions and some others. Overall a very good thing if you have a reasonably low mileage and well maintained car. I used it on my 2008 OSB which I traded in for my 2012 Impreza Sport. Total cost of ownership for the 2008 OSB was about $4k for the 4 years/~38k miles that I had on it - a better deal then leasing, IMHO.