There's a few reasons for not doing coils - the two big ones are: living in a town with this kind of property tax is insanely expensive and there's still a car seat in the back for a little longer.
Here's a great how-to thread on changing the timing belt. It doesn't look too bad but people are saying it's an all day job: http://forums.nasioc.com/forums/show....php?t=1794043
I think my timing belt tensioner is bad because it sounds a lot like this:
I like the older wagons like you have (you said 98, right?). That'd be cool to see it turned into a rally machine. I've seen a few around that people have taken care of. I used to see a blue one travelling between Durham and Newmarket a lot - was that you? I think it had flat black wheels.