I wax my car every weekend, and trust me, its worth it, (i use simple trutle wax color cure,)
staying far away from cars is a really good way to prevent chips, but i find chips get onto the front part of the hood the most often, so i think a bug deflector would do a great job, paint it to match your cars color, and your all set, and i think it looks good too!, id rather have that thing chiped, then my car hood, plus, it deflects bugs,
i had a bug deflector on my other car, and i never (rarelly) had bugs on my windshield... now... i could start my own museum.
nex thing on my list ... a bug deflector,