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Old 01-11-2013, 05:24 PM   #1
mikey-WRX
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Arrow 2013 WRX, What Did You Pay?

Hello guys,

I know I am new to this forum but an avid member on 3si for my VR4. A quick rundown, I just sold my second 3000gt and will be buying a WRX '13 fairly soon.

I was curious if you guys can post up some figures so we can all compare to see whats a good dealer price for these cars. This will help me greatly during negotiations. I know this is a personal question, but if you guys can start a small database on what you paid, downpayment (if any), interest rate, how many months (term of contract) and monthly payments - that would be awesome.

Format:

Year: 2013
Type: WRX (4 door / 5 door) - Base, Premium, or Limited
Any Added Accessories: STi short shifter, etc.
Out the door Cost:
DownPayment:
Interest Rate:
Term of Contract: 72 months, 84 months, etc.

Thanks!

Mike
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Old 01-11-2013, 05:26 PM   #2
Napalm3nema
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Welcome to the forum.

We all hate these threads because there are too many variables.

If you are happy with what you paid, that's all that matters.

Welcome.

/Thread
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Old 01-11-2013, 05:27 PM   #3
mikey-WRX
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Quote:
Originally Posted by Napalm3nema View Post
Welcome to the forum.

We all hate these threads because there are too many variables.

If you are happy with what you paid, that's all that matters.

Welcome.

/Thread
Thanks!

Yeah I am trying to keep it basic. I know we can all go into variables so if people want to say around 27,000 or 28,000 thats fine also. Just don't want to walk in blind.
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Old 01-11-2013, 05:30 PM   #4
Scoobers
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Quote:
Originally Posted by mikey-WRX View Post
Thanks!

Yeah I am trying to keep it basic. I know we can all go into variables so if people want to say around 27,000 or 28,000 thats fine also. Just don't want to walk in blind.
Do what I did... go through each page of the 2012/2013 wrx buy thread.

Then go to truecar.com

I trolled this website for a year to get my exact purchase amount. You are going to have to put your work in too
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Old 01-11-2013, 05:32 PM   #5
mikey-WRX
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Originally Posted by Scoobers View Post
Do what I did... go through each page of the 2012/2013 wrx buy thread.

Then go to truecar.com

I trolled this website for a year to get my exact purchase amount. You are going to have to put your work in too
Yeah I got a pretty good idea so far.

The car was like 27,700 which came with a STi shortshifter and homelink system. They gave me a pretty good discount of 2,700 but with tax it pretty much voids that.

So I got offered high 27k.
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Old 01-11-2013, 05:26 PM   #6
mikey-WRX
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What I know so far is.

Year: 2013
Type: WRX (4 door/WR Blue) - Base
Any Added Accessories: STi short shifter
Out the door Cost:
DownPayment:
Interest Rate: 3.4%
Term of Contract: 84 months
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Old 01-11-2013, 06:40 PM   #7
vision.dynamix
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Quote:
Originally Posted by mikey-WRX View Post
What I know so far is.

Year: 2013
Type: WRX (4 door/WR Blue) - Base
Any Added Accessories: STi short shifter
Out the door Cost:
DownPayment:
Interest Rate: 3.4%
Term of Contract: 84 months
84 months.

You cant afford the car, bro.
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Old 01-11-2013, 07:11 PM   #8
J-hop
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Originally Posted by vision.dynamix View Post
84 months.

You cant afford the car, bro.
man even 72 months is insane, imagine owing on a car for 6 years, by that time it will be getting into the higher mileage.

Ok OP, call me a prick but I hope what I am about to say is a reality check for yourself and many others.

First, if you HAVE to lease or finance a vehicle, that should be the first red flag that you can't afford it. Ok sure, you desparately want the car and have a net to fall back into in case you lose your job so you decide to finance a new car...Fine.

The next red flag should be the term. Again if you absolutely have to finance then if (to afford the payments) you have to increase the term to anything over 36 months this should be a huge red flag. At that point you really need to re-evaluate your personal view of your financial position and focus on your priorities as you absolutely can not afford the car.

There are really only a couple reasons someone should be financing/leasing a vehicle. The first is if you are one of those people that likes to change cars frequently and always wants to be in a new car. Fine, lease the car and be happy (as long as no red flags are present). The second reason would be if you can put the money that you would have used to purchase the vehicle in an investment that will earn you more than the interest rate of the loan adds to your debt.

A good rule of thumb that I use is: Take your NET yearly income (gross doesn't really mean much unless you are tax shadowing using certain investments), and then divide your net income in half. The resulting number is about what you can afford for a vehicle.....

I find a ton of people fall for the financing/leasing trap these companies set by thinking that being able to afford the payments=being able to afford the car, which is absolutely false.
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Old 01-11-2013, 08:43 PM   #9
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Quote:
Originally Posted by J-hop View Post
I find a ton of people fall for the financing/leasing trap these companies set by thinking that being able to afford the payments=being able to afford the car, which is absolutely false.
I was amazed when I went to buy my first car and none of the salesmen would talk to me about total price after interest! I was telling them that I have x amount of dollars that I want to spend and they kept trying to sell me on the idea of monthly payments. Just because you can afford the payment doesn't mean the car is worth it.

I never understood how people could stand to constantly be paying for something and never own it until it wasn't worth anything near what they had payed
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Old 01-11-2013, 09:01 PM   #10
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Quote:
Originally Posted by geronimo81 View Post
I was amazed when I went to buy my first car and none of the salesmen would talk to me about total price after interest! I was telling them that I have x amount of dollars that I want to spend and they kept trying to sell me on the idea of monthly payments. Just because you can afford the payment doesn't mean the car is worth it.

I never understood how people could stand to constantly be paying for something and never own it until it wasn't worth anything near what they had payed
I've negotiated cars both ways, monthly payments/terms/APR vs total price. You can do either or, but you need to make sure you are keeping your numbers straight and understand how one pieces effects the entire puzzle.

That being said - on your second statement, a car is NEVER going worth what you pay for it unless you buy used and pay cash.
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Old 01-11-2013, 09:55 PM   #11
mikey-WRX
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Quote:
Originally Posted by J-hop View Post
man even 72 months is insane, imagine owing on a car for 6 years, by that time it will be getting into the higher mileage.

Ok OP, call me a prick but I hope what I am about to say is a reality check for yourself and many others.

First, if you HAVE to lease or finance a vehicle, that should be the first red flag that you can't afford it. Ok sure, you desparately want the car and have a net to fall back into in case you lose your job so you decide to finance a new car...Fine.

The next red flag should be the term. Again if you absolutely have to finance then if (to afford the payments) you have to increase the term to anything over 36 months this should be a huge red flag. At that point you really need to re-evaluate your personal view of your financial position and focus on your priorities as you absolutely can not afford the car.

There are really only a couple reasons someone should be financing/leasing a vehicle. The first is if you are one of those people that likes to change cars frequently and always wants to be in a new car. Fine, lease the car and be happy (as long as no red flags are present). The second reason would be if you can put the money that you would have used to purchase the vehicle in an investment that will earn you more than the interest rate of the loan adds to your debt.

A good rule of thumb that I use is: Take your NET yearly income (gross doesn't really mean much unless you are tax shadowing using certain investments), and then divide your net income in half. The resulting number is about what you can afford for a vehicle.....

I find a ton of people fall for the financing/leasing trap these companies set by thinking that being able to afford the payments=being able to afford the car, which is absolutely false.
Thanks for your opinion. Yes, I can afford the car through your example. I was just listed "84 months" as an option that I have. I don't want to sound like a tool but it seems like I have to BRAG about what I am here for people to lay off my case.

I am 28, college graduate, married, expecting a first child in june, have 2 dogs, own our house, have a new Kia 2010, have a 97 VR4, have a 99 Base Mitsubishi, and so on.

I am not some 18 year old kid trying to get a new car.

Thanks.
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Old 01-11-2013, 10:42 PM   #12
J-hop
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Quote:
Originally Posted by mikey-WRX View Post
Thanks for your opinion. Yes, I can afford the car through your example. I was just listed "84 months" as an option that I have. I don't want to sound like a tool but it seems like I have to BRAG about what I am here for people to lay off my case.

I am 28, college graduate, married, expecting a first child in june, have 2 dogs, own our house, have a new Kia 2010, have a 97 VR4, have a 99 Base Mitsubishi, and so on.

I am not some 18 year old kid trying to get a new car.

Thanks.
that is good, you just have to realize 90% of the people asking questions like this on NASIOC are "18 year old kids trying to get a new car" for as cheap as possible and buy cars way above what they can financially handle

Then a few months down the road they come on here complaining about how their dealer wants $xxx for maintenance and how its so unreasonable and how life is unfair.

Then they want to make 300whp on a budget and get mad that people tell them to research and talk about how NASIOC is full of jerks who won't answer a question that has been asked a million times (even stickied in some cases) and that thread goes on for a few pages of whining and complaining.

Then they decide to go out buy all these cheap knock off products without properly researching and come on here and complain about how the fit and finish of their cheap parts is terrible and they can't contact the seller because the seller folded up and walked away, or is located overseas somewhere.

Rinse Repeat...............
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Old 02-01-2013, 02:15 AM   #13
Nimbus09
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Quote:
Originally Posted by mikey-WRX View Post
Thanks man.

I come from 3si.org and if people say I CANT afford a car...dont you think i would know that?

Everyone thats bashing me. You guys sound pretty bush league to me. I have a credit score of 763 and almost debt free from school loans. I graduated college with my Bachelors of Science in Business Management and married to a wonderful girl that graduated also from ASU with her Biology major.

I am 28 years old and we bought our first house last year. I am getting a 4 door since we are expecting our first child in June.

We are both college graduates...have our finances in place and we are just looking at our options. I didn't know this place had so many dousche bags.

I wonder how many people here own a STi or WRX and still rent. Talk about poor financial decisions.


May I enter the pissing contest?

I was 24 when I bought my 09, with cash, from saving up for years.

I have a PhD in Materials Engineering and make 6 figures. No school debt or any other kind for that matter.

And I rent. What does that have anything to do with it? I have enough savings to put 20% down on a nice house. I just don't want to be tied down to an area just yet since I'm 27 and have commitment issues lol

FYI, i got my 09 in april of 09 for $26.5k OTD in Chicago, Cook County
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Old 02-04-2013, 02:58 PM   #14
blueninja85
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Quote:
Originally Posted by mikey-WRX View Post
Thanks for your opinion. Yes, I can afford the car through your example. I was just listed "84 months" as an option that I have. I don't want to sound like a tool but it seems like I have to BRAG about what I am here for people to lay off my case.

I am 28, college graduate, married, expecting a first child in june, have 2 dogs, own our house, have a new Kia 2010, have a 97 VR4, have a 99 Base Mitsubishi, and so on.

I am not some 18 year old kid trying to get a new car.

Thanks.
Mikey, you can always pay the car off sooner with bigger payments every month if you are able to make the bigger payments. I have a 36 month contract, but am paying 520. But just because I have a contract for 36 months, I can pay more every month if I wanted to, to significantly reduce the life of the loan.
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Old 01-11-2013, 07:14 PM   #15
jim_newton
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adjusted price of vehicle: $31,639 (limited + the good addons, no navigation)
- trade in
+TAX
+185 for misc dmv fees

63 months is the longest you can borrow for anyway .. 84 lol. I tried to put mine on the debit card but had to use a check. Keep saving, it's good practice
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Old 01-11-2013, 09:44 PM   #16
mikey-WRX
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Quote:
Originally Posted by vision.dynamix View Post
84 months.

You cant afford the car, bro.
Wow some bro'ness going on in here. I just posted WHAT I can get. That DOESNT mean I will get 84 months.

My VR4 is way more modded and worth more than your cute car.
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Old 01-11-2013, 09:46 PM   #17
vision.dynamix
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Quote:
Originally Posted by mikey-WRX View Post

My VR4 is way more modded and worth more than your cute car.
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Old 01-11-2013, 09:58 PM   #18
mikey-WRX
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Originally Posted by vision.dynamix View Post
Yeah exactly lol.

Let's see what your car is then? You want to act like I am some 18 year old kid that is fine. You have no idea WHO I am but you think its fun to bash people on a forum. That is cool too though.

Your the only one looking like an ass in this situation. You have a 02 WRX meaning you can't afford a new car. I, on the other hand, have my college education, married, have my own house, and am a responsible working person who just loves Subaru's and am in a situation where I can get one now.

Why are you making yourself look like such a tool? Other car communities are welcoming but you seem to just be a bitter prick thats probably renting an apartment or something.
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Old 11-03-2013, 06:15 PM   #19
RealiSTIc
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That 3.4% is more like 6% with 84 months. Bad investment, priorities are out of line.
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Old 01-11-2013, 05:27 PM   #20
Napalm3nema
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84 months? What is it a house-car?
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Old 01-11-2013, 05:28 PM   #21
mikey-WRX
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Originally Posted by Napalm3nema View Post
84 months? What is it a house-car?
LOL.

That is just what they said I can get. Of course I don't want a loan for that long but I don't want a 450+ payment also. I do have a pretty good downpayment so I will have to see the new figures.
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Old 01-11-2013, 07:37 PM   #22
sc00by4life
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Originally Posted by mikey-WRX View Post
LOL.

That is just what they said I can get. Of course I don't want a loan for that long but I don't want a 450+ payment also. I do have a pretty good downpayment so I will have to see the new figures.
that should be a pretty big hint that you cannot afford the car.

mikey-WRX is exactly why you see 1-2 year old WRX's for sale for the same price as ordering new.
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Old 01-11-2013, 10:03 PM   #23
mikey-WRX
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Originally Posted by sc00by4life View Post
that should be a pretty big hint that you cannot afford the car.

mikey-WRX is exactly why you see 1-2 year old WRX's for sale for the same price as ordering new.
Okay let me correct this. I can offer a substantial good down payment. Yes I have been saving and we have a nice savings fund that we have been keeping. For some reason people on here are assuming I have no financial reasoning at all.

The purpose of this forum is to see what others may have paid so I can negotiate a decent price. People on this forum act like they paid for their car with cash.

I wonder how many people needed a co-signer or have mommy and daddy on their title.
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Old 01-11-2013, 06:35 PM   #24
Jyu87
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Yeah, truecar is pretty spot on. What I also found useful was AOL cars. They give you every option and how much it is invoice/msrp. After you build your car, go to your dealer and shoot as close to that invoice number as you can. If you order, you should have no problem getting invoice or even better..

This is what I did and i got my car below invoice.
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Old 01-11-2013, 08:46 PM   #25
vision.dynamix
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If at any point during the payment term you owe more than the car is worth, you made a **** terrible financial decision.
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