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Old 01-11-2013, 10:03 PM   #26
mikey-WRX
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Quote:
Originally Posted by sc00by4life View Post
that should be a pretty big hint that you cannot afford the car.

mikey-WRX is exactly why you see 1-2 year old WRX's for sale for the same price as ordering new.
Okay let me correct this. I can offer a substantial good down payment. Yes I have been saving and we have a nice savings fund that we have been keeping. For some reason people on here are assuming I have no financial reasoning at all.

The purpose of this forum is to see what others may have paid so I can negotiate a decent price. People on this forum act like they paid for their car with cash.

I wonder how many people needed a co-signer or have mommy and daddy on their title.
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Old 01-11-2013, 10:12 PM   #27
TrakJunky
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Welcome to NASIOC. You won't get a straight answer. If you want to buy a Wrx, than go negotiate. Tell them what you want to pay, if they don't do it, give them your number and walk. You will get a call within 24 hours.

Ps. Do not let this forum give you any idea about the Subaru community at large. Your local Subaru people are normally friendly and ready to help. But this question has probably been asked about every Wrx/sti since they started hitting our shores. Hence the Smart asses, (i am one too but only in real life). Moral of the story, Make your own deal, be happy.
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Old 01-11-2013, 10:19 PM   #28
mikey-WRX
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Quote:
Originally Posted by TrakJunky View Post
Welcome to NASIOC. You won't get a straight answer. If you want to buy a Wrx, than go negotiate. Tell them what you want to pay, if they don't do it, give them your number and walk. You will get a call within 24 hours.

Ps. Do not let this forum give you any idea about the Subaru community at large. Your local Subaru people are normally friendly and ready to help. But this question has probably been asked about every Wrx/sti since they started hitting our shores. Hence the Smart asses, (i am one too but only in real life). Moral of the story, Make your own deal, be happy.
Yeah thanks man. We have some jealous/rude people on 3si.org as well. I was told I couldn't afford my 1997 VR4 back then also but look...I paid it off. I won't let a few people ruin my experience here. I love Subaru's and always gave them respect. My VR4 is still my weekend warrior and the WRX will be our family car...with a full Invidia q300 exhaust of course
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Old 01-11-2013, 10:24 PM   #29
TrakJunky
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Nah, it's not that they are rude, it's just NASIOC, been in existence since 2002 models hit the shores and started for sale. Same question asked over and over gets people going. Why? Cause they got nothing better to do. I find it amusing at times. But I use this forum for entertainment. Some take it to another level, and there is always some noob asking the same question asking for the flame torch. Just like any other car forum. Not saying you are a car noob. But people take join dates serious around here. ( insert sarcasm.)
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Old 01-11-2013, 10:42 PM   #30
J-hop
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Quote:
Originally Posted by mikey-WRX View Post
Thanks for your opinion. Yes, I can afford the car through your example. I was just listed "84 months" as an option that I have. I don't want to sound like a tool but it seems like I have to BRAG about what I am here for people to lay off my case.

I am 28, college graduate, married, expecting a first child in june, have 2 dogs, own our house, have a new Kia 2010, have a 97 VR4, have a 99 Base Mitsubishi, and so on.

I am not some 18 year old kid trying to get a new car.

Thanks.
that is good, you just have to realize 90% of the people asking questions like this on NASIOC are "18 year old kids trying to get a new car" for as cheap as possible and buy cars way above what they can financially handle

Then a few months down the road they come on here complaining about how their dealer wants $xxx for maintenance and how its so unreasonable and how life is unfair.

Then they want to make 300whp on a budget and get mad that people tell them to research and talk about how NASIOC is full of jerks who won't answer a question that has been asked a million times (even stickied in some cases) and that thread goes on for a few pages of whining and complaining.

Then they decide to go out buy all these cheap knock off products without properly researching and come on here and complain about how the fit and finish of their cheap parts is terrible and they can't contact the seller because the seller folded up and walked away, or is located overseas somewhere.

Rinse Repeat...............
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Old 01-11-2013, 11:10 PM   #31
Jack
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Mikey, there are a few things I can tell you.

Don't go in looking for a payment. There's nothing a sales person wants to see more than a customer who wants to talk payment. I have friends who did that years ago after happy hour (derp). They walked out with a new civic. I looked at their payment and term....they easily could have walked out with a new Corvette with the payment they had.

Sales uses a 4 square system. The whole thing is designed to make you focus on the monthly payment. Don't do it. Tell them going in that you're paying cash and you have no trade. You want a price. Nothing more. Once you get to a price, say.....you know, I may want to trade my car after all. Why do you do that? Because then you'll know what they're actually giving you for the trade. When they come back with a trade number, you negotiate some more. They say 10 on the trade and (to make a number) 27 for the new car. It's not out of line to say....well, my car and 15 and I'll do it. Let them negotiate from there. (I'm just picking numbers) Don't be afraid to lowball. Know what your car's numbers are. My wife's car.....I was prepared to trade her old outback plus $13k. I threw the car plus $10k and they didn't blink. Came back with 10.9. I said ok, but they had to buy and install new snows. They agreed.

If you negotiate with a trade on a monthly payment, you are going to get screwed. Screwed, screwed, screwed.
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Old 01-11-2013, 11:18 PM   #32
crabsandwich
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13 WRX limited hatch w navigation- 29k + tax and fees
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Old 01-11-2013, 11:24 PM   #33
cdumitru78
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Eww, so much hate... I got my wrx hatch last month, premium with the popular package 1 and all weather mats, paid $28300 for it, which is 400 less than what true car.com said I should pay. I too financed over long period with 12k deposit, 72 months @ 2.4%, $250.00 monthly. As a rule I always do that, I think that's smart, I always pay in 2 years or less because I get bored making payments, but at such low interest, why not use ur money towards ur mortgage or something that makes u money?
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Old 01-11-2013, 11:30 PM   #34
cdumitru78
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And yeah, as others said, negotiate car price, stay clear of the monthly payments trick, they will get u, the 4 square system is well known!
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Old 01-12-2013, 12:59 AM   #35
SenorDucK
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OP I paid 24,200 to start before tax title and fees. My only options were fogs and mirror with home link. I got a killer deal back on 8/13- well under invoice

I paid over half my car on the down payment and have very low monthly payments for 60 months at 2.9% It'll be paid for in a little over a year and a half or so.(I will over pay monthly)

edit: I bought a base (obviously)

Last edited by SenorDucK; 01-12-2013 at 01:06 AM.
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Old 01-12-2013, 01:09 AM   #36
MaddMax
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Quote:
Originally Posted by cdumitru78 View Post
Eww, so much hate... I got my wrx hatch last month, premium with the popular package 1 and all weather mats, paid $28300 for it, which is 400 less than what true car.com said I should pay. I too financed over long period with 12k deposit, 72 months @ 2.4%, $250.00 monthly. As a rule I always do that, I think that's smart, I always pay in 2 years or less because I get bored making payments, but at such low interest, why not use ur money towards ur mortgage or something that makes u money?
We think alike. I bought my 12 Limited ($28,200+tax) the same way. Big down payment financed over 60 months with a really low 2.4% rate. The car will be paid off in 36 months. I figured I could make more money putting it towards my investments rather than tying it up in a larger down payment.
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Old 01-12-2013, 01:32 AM   #37
9MMSWOR
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2013 swp wrx sedan base

Fog lights
Vortex generator
Short shifter
Durocon shift knob

2.1% rate
48 months

After money down, getting the car for list and getting the accessories for free...

$18,073

48 months was a little long for the deal i got but i did it so the payments are manageable plus I've already payed off the interest for the loan so all my payments are 100% to principle then i make double payments, i should have it finished in two years hopefully.
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Old 01-12-2013, 01:47 AM   #38
DearDiaryJackpot
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Im pretty screwed 29k for limited. 500 down payment 5.99% $458 x 84 months

But totally worthy when I sit on that leather and open the moonroof.
Again im looking forward to my 250+ miles on this beast.
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Old 01-12-2013, 01:58 AM   #39
Shohin
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2013 WRX Base w/SPT exhaust, short-throw and a few other minor options (homelink mirror, all weather mats, bumper cover, etc.) all at dealer invoice out the door.
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Old 01-12-2013, 02:15 AM   #40
miteemike3
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For reference... 2013 DGM WRX Hatch (base) w/ trunk tray, all-weather mats, subwoofer, rear-dimming mirror w/ homelink, SPT SS - $26.5K + tax/title/fees/etc.
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Old 01-12-2013, 03:19 AM   #41
mikey-WRX
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WR Blue Pearl

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Thanks j-hop, Jeff and everyone who replied. I really appreciate you guys helping me out. I may put a good down payment down to tackle down the monthly payments.

I currently have two dealerships fighting over me which creates a better figure for me in the long run.
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Old 01-12-2013, 03:19 AM   #42
mikey-WRX
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WR Blue Pearl

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Quote:
Originally Posted by Shohin View Post
2013 WRX Base w/SPT exhaust, short-throw and a few other minor options (homelink mirror, all weather mats, bumper cover, etc.) all at dealer invoice out the door.
Awesome selections!
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Old 01-12-2013, 03:21 AM   #43
mikey-WRX
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WR Blue Pearl

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Quote:
Originally Posted by DearDiaryJackpot View Post
Im pretty screwed 29k for limited. 500 down payment 5.99% $458 x 84 months

But totally worthy when I sit on that leather and open the moonroof.
Again im looking forward to my 250+ miles on this beast.
Well to each it's own.

If it works for you then that's all that matters. I was going to get a limited edition but going to get a base instead. My wife starts graduate school in the fall... And with our baby coming we decided to go a little basic at first to be safe. The WRX will be our only car payment so that helps.
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Old 01-12-2013, 03:24 AM   #44
mikey-WRX
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WR Blue Pearl

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Quote:
Originally Posted by MaddMax View Post

We think alike. I bought my 12 Limited ($28,200+tax) the same way. Big down payment financed over 60 months with a really low 2.4% rate. The car will be paid off in 36 months. I figured I could make more money putting it towards my investments rather than tying it up in a larger down payment.
Yeah I agree also maddmax. It's not wise to put all your money in one investment. You still want that cushion for other things life may throw at you.

I could sell my VR4 but its paid off already from 21k. That's my backup plan in case **** hits the fan. As for now, I am rebuilding the top end and should be done in a few weeks
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Old 01-12-2013, 03:32 AM   #45
vairox
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Subaru used to have 1.9%... they aren't doing that anymore? I got my 11' at that.
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Old 01-12-2013, 10:53 AM   #46
vision.dynamix
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Quote:
Originally Posted by mikey-WRX View Post
Yeah exactly lol.

Let's see what your car is then? You want to act like I am some 18 year old kid that is fine. You have no idea WHO I am but you think its fun to bash people on a forum. That is cool too though.

Your the only one looking like an ass in this situation. You have a 02 WRX meaning you can't afford a new car. I, on the other hand, have my college education, married, have my own house, and am a responsible working person who just loves Subaru's and am in a situation where I can get one now.

Why are you making yourself look like such a tool? Other car communities are welcoming but you seem to just be a bitter prick thats probably renting an apartment or something.
Im 24, drive a $2000 WRX, own 3 businesses, 2 houses and am a full time Med student.

I dont need to have a fancy car to show off what I had. I paid cash for a 2011 STI and turned around and sold it for what I paid for it, I prefered to have the money tied up in my businesses.

I simply went off this post.
Quote:
What I know so far is.

Year: 2013
Type: WRX (4 door/WR Blue) - Base
Any Added Accessories: STi short shifter
Out the door Cost:
DownPayment:
Interest Rate: 3.4%
Term of Contract: 84 months
Never did you say you the contract term was "Up to 84 months". Everything else in that post seemed like it was a solid commitment.

That elitist attitude may fly where you come from, but it wont get you far here.
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Old 01-12-2013, 11:19 AM   #47
SATSTI
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Lol...most med students don't even have one job and those that do barely have time to work part time. Most people who have 1 business work 14 hour days for that ONE business. Yet you own and operate three and go to med school full time?

You must be a genius. What are the websites for all three businesses? I'm interested to see what you have going. I could learn so much with someone who is able to manage 30 hours of work within the 16 hours they're awake.
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Old 01-12-2013, 11:30 AM   #48
vision.dynamix
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Black, like my soul.

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2 of businesses dont have websites (not all businesses require or benefit from) and run themselves. I have good managerial staff and my work requirement is limited.

My photography business can be found at KHDPhoto.com, however the website is grossly outdated and an overhaul is currently being contracted. http://facebook.com/khdphoto

I sleep ~3-4 hours a night.

Last edited by vision.dynamix; 01-12-2013 at 11:49 AM.
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Old 01-12-2013, 12:45 PM   #49
SATSTI
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DGM

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Jesus man. You know being in the medical field...that your body isn't producing all the chems necessary to keep you sane right? You're going to go nuts if you don't get at least 6 hrs.

But I was genuinely curious on the business ventures...especially since having just 1 is hard to juggle, and people generally don't do well who are in med school AND have to work.
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Old 01-12-2013, 12:53 PM   #50
vision.dynamix
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Black, like my soul.

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My body is all kinds of effed up. During the summer Im on the road working on projects, with a few major ones. I'll have a week of 1-2 hour nights followed by 12-14 hours of sleep in a night. Then back to the 3-4 hours until the next project.

More than 5 hours of sleep on a regular basis makes me groggy from too much sleep.

My businesses are in the cosmetology industry. I have salons and also consult for other salon owners and perspective salon owners on building/improving theirs, and on occasion build new salons to sell.

Its a heavy load, at times too heavy (when multiple deadlines overlap), but I get literally bored with any less.
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