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Old 12-21-2013, 03:11 AM   #76
guidojuicehead
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Quote:
Originally Posted by Dpik View Post
there's nothing I want to spend my money on more than a car.

Someone get this kid some hookers and blow before he ruins his life...
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Old 12-21-2013, 03:22 AM   #77
Dpik
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Originally Posted by guidojuicehead View Post
Someone get this kid some hookers and blow before he ruins his life...
Blow is for pussies. Sell me some real ****
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Old 12-21-2013, 04:42 AM   #78
i_c_the_light
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Quote:
Originally Posted by Brent22 View Post

You're from New Zealand though. Aren't things a little different there compared to North America? I thought WRX's and such were hella expensive? I know when I went to Italy people crapped their pants when I said I had one because they're like $60k over there.

In America, $42k a year (after taxes) is more than enough to own a new WRX even if you have house payments. Of course I'm assuming you put some money down on the WRX's and get your payments close to $300 a month and your house payments are $1000.
Brand new they aren't cheap. But a 94-95 can be had for about 5-7k. Expect to pay 12-15k for a bug eye. Almost all JDM with a smattering of NZDM floating around.

I'm 42 before tax

Tax rate is 17c per dollar. 3% goes to government retirement scheme. No student loan. My tax rate is high but that's by choice because what that means is every year I get $500 or so back from the government as a refund for paying more tax than I should.
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Old 12-21-2013, 05:21 AM   #79
WaitTheresMore
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Old 12-21-2013, 09:17 AM   #80
Jrmills
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Quote:
Originally Posted by Turd Nugget View Post
I don't understand how insurance can be costing you guys so much... When I was 16 I paid like $40/mo for a 90' Integra, now I pay about $60/mo for a brand new STi and my Supermoto put together, I even think that is a little pricey. I have a terrible driving record, tons of tickets, even had one for 53 OVER the posted limit. Now it's been a few years and I don't speed like I used to (unless I'm on a road trip) but some of you saying you pay $100 or more for insurance sounds crazy to me, get a mini-van.
Insurance depends on the location you live too.
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Old 12-21-2013, 09:34 AM   #81
Jrmills
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Originally Posted by Dpik View Post
If I got a wrx I like to think that I would never beat on it.
Don't think like that. That's a bold face lie and you know it. We were all 16 once. And all us tried to race our parents cars before we had our own, and all of us "see what our cars got" after we got our own. Until something serious happens. ie: wreck, ticket, start a family, Etc. Most younger guys will beat on their car at some point.

So either get a beater. Or wait it out for a little while. You live in an area that has harsh winters filled with snow and ice. How are you going to compensate for your raise in insurance if you wreck the wrx.

It never feels good when your parents pay for things for you. When you make the decision to buy your car factor in the what ifs.

And make sure you get the warranty! I had to use mine and I haven't had my 09 for over 4 months. You can't guess when something might go bad.

If you save $500 of the $700 you are making a month you will have $200 dollars of spending money and after a year you will have $6000 to put down on a decent hawkeye. And you'd have lower payments and insurance.
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Old 12-21-2013, 10:32 AM   #82
99pgpgt
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Fuggit, just go get the loan and get your wrx.

Live and learn...

And face it, you are gonna get in it, maybe baby it for a few miles, but once you are away from mommy and daddy and with your buddies....That tach needle is gonna fly to redline in a few short seconds. And in that short few seconds, you just might get sideways (assuming how cold Alaska is and there very well may be wet or icy spots here and there) and when you start sliding out of control you are not going to know what to do. You'll be in straight shock and this is when you freeze up while your friends are screaming. Then next thing you know, your body and your friends are being pulled out of the wreckage that is the wrx you so wanted to get when you were 16 and had no experience driving anything of that caliber.

You need to remember, just because it is awd and theoretically "safe"... You will find yourself not being able to control it very quickly.
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Old 12-21-2013, 11:16 AM   #83
WRBforme
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Wow. I cant believe this thread has gone this far. Kid, we all remember being young and really wanting something. It sucks, we know. But with the abundance of information that's been presented to you it really should be clear that this is just not doable.

Save and wait and the reward will be even better. I remember playing those dumb need for speed games when I was younger than you and saying ill own a sti someday... over a decade and two college degrees later i bought a new wrx it was worth the wait. Sit down with your parents and have them teach you about saving money and life expenses in the mean time.

/thread
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Old 12-21-2013, 11:54 AM   #84
EvoXtoWRX
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Honestly, I'm not going to read all the posts in this thread..but really.. you are the only one who knows..this isn't the psychic network. You are the only one who knows. The topic alone is so broad. I wish you the best of luck in your venture to pursue one.
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Old 12-21-2013, 11:56 AM   #85
slayer44wagon
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I was talking about a snow mobile hahahahaha
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Old 12-21-2013, 12:18 PM   #86
Turd Nugget
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Originally Posted by Dpik View Post
How'd you get to pay $40 for insurance? Some people are telling me id be paying $4-500 even if I take driving school. Is that accurate?
I've always had full coverage and 500/500 deductibles, I've even made a claim where my is300 was hail damaged, they cut me a $5,800 check and my insurance went down after that. I just checked my insurance again I pay $40/'mo right now for my car alone, a 13'STi with 500/500 deductible. My DRZ400SM is $20/mo but I only insure it in the summer months. I live in Southeastern Wisconsin if it matters.

I have never had an at fault accident and that helps I've been with the same company for 10 years.
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Old 12-21-2013, 12:23 PM   #87
Brent22
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Quote:
Originally Posted by Dpik View Post
If I got a wrx I like to think that I would never beat on it. I would be driving to school, work, home, some other short trips. Not too many miles a week id guess. Thanks for the advice
I wasn't worried about you. I was worried about the owner(s) before you. If you break your car, live and learn. If you buy a broken car, that's a terrible situation.

I bet the guy before you said "Well I'm trading it in tomorrow. Lets see how this thing launches!". Or maybe they take it off some sweet jumps.

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Old 12-21-2013, 12:24 PM   #88
vision.dynamix
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They give credit cards and loans to minors now?
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Old 12-21-2013, 12:29 PM   #89
vision.dynamix
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Originally Posted by Loyale93 View Post
Gas, you can expect to spend ~$0.70 per mile. give or take, based on $3.50/gal. Say you drive $300 miles per month, that's $210 just in gas.
5MPG?
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Old 12-21-2013, 12:37 PM   #90
Brent22
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5MPG?
Sometimes it seems that way
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Old 12-21-2013, 01:20 PM   #91
00camaro16
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May I suggest start saving for College?

I too was in your situation when I was 16. My dad was very adamant about me not doing it. I ended up with a Saturn SL2, which bought from my older sister.

Was it cool... no. But it did save me in a crash. The crash wasn't my fault, you aren't guaranteed to cause a crash just because your 16, but I can almost guarantee you will get in one sometime in your life, a huge SUV pulled out in front of me when I was going 55 slammed on the breaks and t-boned him doing 45. I am glad it wasn't a nice car.

I would highly highly highly suggest you instead save some for college, but more importantly, spend it on going out with friends, dates with girls, Christmas presents when that rolls around, etc. I promise you when you graduate from college (if that's your plan, if not replace with any training you need for your wanted career), get a job, save 3-6 months pay for emergencies, start your retirement fund as-soon as you get a job, you will be happy you did, and you will be in a better place to afford the car you want. Plus less stress if something financial comes up

Yes this is not the most fun way to go about it, but I can assure you its the best in theory. I would say I know from experience this way will allow you to be rich some day, but honestly I am 26 and I just got to the point where all those classifications were meet (emergency savings, investment, retirement, etc). But others might chime in that are older and have experienced it. I am glad I listened to my dad back in high school, even if I didn't like the advice he was giving.

Chris
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Old 12-21-2013, 01:47 PM   #92
guidojuicehead
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Quote:
Originally Posted by Turd Nugget View Post
I've always had full coverage and 500/500 deductibles, I've even made a claim where my is300 was hail damaged, they cut me a $5,800 check and my insurance went down after that. I just checked my insurance again I pay $40/'mo right now for my car alone, a 13'STi with 500/500 deductible. My DRZ400SM is $20/mo but I only insure it in the summer months. I live in Southeastern Wisconsin if it matters.

I have never had an at fault accident and that helps I've been with the same company for 10 years.
If you don't mind me asking... what company and how old are you?
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Old 12-21-2013, 01:58 PM   #93
Stanley072.5i
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I'm 26 now and drive a 2011 WRX. When i was 16 my first car was my parents Ford Contour that i purchased from them for $2,000. Looking back i was a really stupid and reckless with that slow Ford Contour, i cant imagine how irresponsible i would of been with a WRX. I am thankful i didn't have anything faster cause i probably would of killed myself.
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Old 12-21-2013, 02:06 PM   #94
WRB19
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600$ a month man you should be looking at like 90s civics....
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Old 12-21-2013, 03:08 PM   #95
Daniel Dudley
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Ask your parents. There is no way I would personally let my kid have a WRX as a first car.

For one thing, a first car usually gets trashed. For another, they are too fast for an inexperienced driver. A faster car will get you into trouble and you won't have the experience to get out of it or anticipate it.

As for the cost. I had a friend who had a son who got a WRX after he had been driving a few years. It was a fairly nice car, under 100,000 miles, and it nickle and dimed him to death. He eventually sold it, to get out from under it.

If you had thousands in the bank, you could probably swing it.
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Old 12-21-2013, 03:11 PM   #96
Navendra94
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Most parents don't even know what a WRX is lol. My mom and pretty much all of my family didnt even know what SUBARU was until I got it. People had to ask "what is it...?" Or read the badge ( when I had them on ) and say "oh... Its a saaabaru..."
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Old 12-21-2013, 04:16 PM   #97
MyCousinTookMyName
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Default Mmmmmmaybe?

A lot of people here hit the nail on the door. It's all about monthly costs for misc. things. Here's my advice: After you've covered your estimated payments on monthly insurance for a specific car, gas and what parts may need replacing, by yourself a "beater" RS. At 700 a month, save up a couple of thousands for either a good down payment that will leave you with low payments or paying out right. It's still a Subaru and a respectable one. With little to no car payments, you can do a turbo engine swap and vuala, a beater that beats... things. Best of luck!
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Old 12-21-2013, 06:22 PM   #98
snowmanwithahat
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Quote:
Originally Posted by jdm_wrx95 View Post
THIS.

It will hurt you much less if you'd crash your civic vs a wrx trust me get a beater just to get some experience on the road save up some cash and then go for a wrx because repairs aren't like the Honda's lol
This ^^^ or at least go for something like an older 2.5 RS. Without the turbo there's far less to go wrong, a bit less power but still all the AWD fun.

A coworker of mine picked up a 2004 2.5 RS for like $4,000 with a rebuilt title. It's been reliable and fun and that's probably realistically within reach of someone your age
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Old 12-22-2013, 12:30 AM   #99
DieselClown
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this is a car forum, and while it would be awesome to have a fast car at your age, it will be even more awesome to 1) not burden yourself with debt now, so that you can 2) finish school and get a college degree that translates lucratively in the job world, and 3) buy yourself a brand new 911 Turbo and a big house when you're in your mid to late 20's because you can afford it then. trust me.
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Old 12-22-2013, 12:58 AM   #100
Turd Nugget
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Originally Posted by guidojuicehead View Post
If you don't mind me asking... what company and how old are you?
I don't mind answering but my answer would depend on what insurance company you work for! I don't want my gravy train derailing! I was born in 87.
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