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12-03-2012, 04:00 AM | #1 |
Scooby Newbie
Member#: 326333
Join Date: Jul 2012
Chapter/Region:
Tri-State
Location: New York
Vehicle:2011 STi Blue |
Someone hit my car parked =(
Just like any other day i park my car on the opposite side of my house...My block is about as big as a 3 lane expressway. IDK how this 17 year old kid managed to take a good chunk out of the car =( with his 2010 Lexus 350 suv ^^^THE RESULTS... i Have a q300 and its hanging off and scraped up insurance will go look at it thursday Dec. 6...my question is will geico pay out for the q300 or no? some of you have delt with the issue...geico has already declared who is at fault..so do i have a chance? PLZ HELP
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Last edited by SoYoLo; 12-03-2012 at 04:14 AM. |
12-03-2012, 04:33 AM | #2 |
Scooby Newbie
Member#: 280615
Join Date: Apr 2011
Location: PA
Vehicle:2005 turbro Camry |
should buff right out
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12-03-2012, 05:26 AM | #3 |
Scooby Newbie
Member#: 239270
Join Date: Feb 2010
Chapter/Region:
NWIC
Location: Kennewick, WA
Vehicle:2005 Saab 9-2x Aero silver |
Ouch I feel sorry for you man! I know some insurance companies will pay for aftermarket parts, but you have to opt in for a "special" plan and pay extra to cover those parts. Good luck!
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12-03-2012, 06:42 AM | #4 |
Scooby Guru
Member#: 94283
Join Date: Aug 2005
Chapter/Region:
NESIC
Location: Mt. Washington Valley, NH
Vehicle:'19 Ascent |
Parking on the street sucks. Had to do it in the late 80's when I was in college. Someone hit my '84 GTI and I was pissed until I found out it was this cute girl who lived across the street. We dated for a couple years after that. So yeah, maybe you should date the 17-year-old kid who hit your car.
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12-03-2012, 07:01 AM | #5 |
Scooby Specialist
Member#: 301089
Join Date: Nov 2011
Chapter/Region:
NESIC
Location: Parts Unknown
Vehicle:2013 Toyota Tundra Rock Warrior |
They won't pay for any upgrades unless your insurance plan has the parts and values listed and your rates where adjusted accordingly. You may be able to go after them in small claims after the fact, but it will cost more in the end then just getting a new exhaust. Your insurance company is required to replace with oem or equivalent parts, especially since there most likely a lien holder involved.
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12-03-2012, 07:14 AM | #6 |
Add Lightness
Moderator Member#: 13699
Join Date: Dec 2001
Chapter/Region:
NESIC
Location: Hopkinton, MA
Vehicle:2021 Building It Better |
An OEM jobber rate exhaust is likely not a whole lot less than yours. I expect you could have yours bent back at a good exhaust shop.
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12-03-2012, 07:56 AM | #7 |
Scooby Newbie
Member#: 335243
Join Date: Oct 2012
Chapter/Region:
Tri-State
Location: Nyack, NY
Vehicle:13 WRX SWP |
If you go to the right shop they will get you paid for it, but honestly that the least of your problems
I'd be more concerned with the shop being able to repair the car correct and having it all straight. I've seen cars take the same hit and start to dog track. Where in NY are you? Last edited by dothatshht; 12-03-2012 at 08:03 AM. |
12-03-2012, 08:09 AM | #8 |
Scooby Newbie
Member#: 261930
Join Date: Oct 2010
Chapter/Region:
Tri-State
Location: ossining,ny
Vehicle:04 wrx |
That really sucks man, but a good shop in New York is Natal Auto Repairs in the Bronx, They do really good work.
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12-03-2012, 08:22 AM | #9 |
Scooby Guru
Member#: 72891
Join Date: Oct 2004
Chapter/Region:
MAIC
Location: In the blue & hating it!
Vehicle:2018 STI 99 2.5RS 2dr - 2017 XV |
Yes they will pay for the exhaust. They may write for OEM, but once you give them a copy of the invoice for the one you have they will pay the difference as a supplement.
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12-03-2012, 08:23 AM | #10 | |
Scooby Guru
Member#: 97135
Join Date: Sep 2005
Chapter/Region:
NWIC
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Quote:
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12-03-2012, 08:36 AM | #11 |
Scooby Newbie
Member#: 335243
Join Date: Oct 2012
Chapter/Region:
Tri-State
Location: Nyack, NY
Vehicle:13 WRX SWP |
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12-03-2012, 09:17 AM | #12 |
Scooby Specialist
Member#: 335013
Join Date: Oct 2012
Chapter/Region:
RMIC
Location: SL,UT
Vehicle:2013 Premium WRX 5dr WRB |
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12-03-2012, 09:24 AM | #13 |
Scooby Newbie
Member#: 335784
Join Date: Oct 2012
Chapter/Region:
South East
Vehicle:2013 WRX Crystal Black Silica |
Sorry about your misfortune, but only the insurance company can answer your question with 100% certainty so you need to contact them.
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12-03-2012, 09:34 AM | #14 |
Scooby Newbie
Member#: 335243
Join Date: Oct 2012
Chapter/Region:
Tri-State
Location: Nyack, NY
Vehicle:13 WRX SWP |
lol I wouldn't want him to come here unless hes prepared to be without the car for a while.
I look at the picture and see possible total loss. Many of you will say no way, and I understand that. But unlike most shops, we get paid for everything at the price you SHOULD be paid for doing it. Most places are underpaid on repairs and they don't even know it. Off of 1 picture I see excess of $14,000 in damage/repairs Also the fact that we are such a high demand facility that this kind of repair will take 2 weeks to a month, with all the cars we have going through the repair process at one time. We currently have over 100 cars going "through the process" facebook.com/jbbodyworks |
12-03-2012, 09:37 AM | #15 |
Scooby Newbie
Member#: 315748
Join Date: Apr 2012
Chapter/Region:
Tri-State
Location: Long island NY
Vehicle:2017 wrx sti ice silver metallic |
Please get rid of that plate
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12-03-2012, 10:00 AM | #16 | |
Scooby Specialist
Member#: 335013
Join Date: Oct 2012
Chapter/Region:
RMIC
Location: SL,UT
Vehicle:2013 Premium WRX 5dr WRB |
Quote:
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12-03-2012, 01:45 PM | #17 | |
Scooby Guru
Member#: 97135
Join Date: Sep 2005
Chapter/Region:
NWIC
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Quote:
It could be paid in full IF he has additional coverage for the aftermarket parts, which I doubt he has. |
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12-03-2012, 01:56 PM | #18 |
Scooby Newbie
Member#: 307333
Join Date: Jan 2012
Chapter/Region:
SWIC
Location: NV
Vehicle:2011 Impreza 2.5i SSM |
Im not sure what company my buddy has, bit his gti was sideswiped not long ago when it was parked on the street and the insurance paid to replace his rotiform wheels, vinyl wrap on his roof and to retint the driver side window. There may be a little hope for that q300 being replaced if youre lucky
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12-03-2012, 01:58 PM | #19 | |
Scooby Specialist
Member#: 4273
Join Date: Feb 2001
Chapter/Region:
NESIC
Location: CT
Vehicle:2015 Taco & 2015 Legacy Ltd. |
Quote:
p.s. I didn't have additional coverage. |
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12-03-2012, 02:02 PM | #20 |
Scooby Specialist
Member#: 44592
Join Date: Oct 2003
Chapter/Region:
South East
Location: Red Banks, MS
Vehicle:2004 WRX STI Platinum Silver Metallic |
Damn dude sorry that happened, hope you get good news from the insurance co.
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12-03-2012, 02:32 PM | #21 | ||
Scooby Guru
Member#: 118209
Join Date: Jun 2006
Chapter/Region:
MWSOC
Location: North Dakota
Vehicle:2015 WRX Limitec |
Quote:
Quote:
Wrong and wrong... His insurance doesn't make one difference at all here. In fact, he could have liability only, wouldn't change anything. His parked car was hit, and it was not a hit and run. So first of all, the other driver's liability insurance covers it. If he doesn't have liability insurance, it then goes back to this guy's uninsured/underinsured coverage, if he has any. If both of those fall through, THEN the guy's full coverage may kick in. That is only possible in states that don't have mandatory uninsured/underinsured coverage, of which NY is not one of. (its required) In dealing with a situation like this, the other insurance company has a legal obligation to replace like with like. Doesn't matter if you had $20,000 wheels off a ferrari on that car, the other insurance company is now going to be buying some very expensive wheels! |
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12-03-2012, 03:25 PM | #22 |
Scooby Newbie
Member#: 242852
Join Date: Mar 2010
Chapter/Region:
VIC
Location: vancouver island
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brutal
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12-03-2012, 04:21 PM | #23 |
Scooby Newbie
Member#: 326333
Join Date: Jul 2012
Chapter/Region:
Tri-State
Location: New York
Vehicle:2011 STi Blue |
thanks for all the feed back my local shop is called power line they have done all the work on my previous cars, very good at painting i had hail damage and they fully restored my car and gave me cash on top to pay for my cf parts on my genesis...as far as the car goes some of you may be surprised but i drove the car 7 miles to the shop the car does not pull left or right...the alignment is off but thats a small fix...car runs strong i am doubting chassy damage...DONT WORRY THESE PLATES ARE GOING LOL...i hope insurance does not total it i would lose alot of money. i got rid of my genesis for this beast and i finally found one i have only owned it for 5 months now and already had ring land 2 replaced it was at dealers for 1 month and now this =(
^^^MY STAGE 2 GENESIS AFTER POWERLINE HOOKED ME UP |
12-03-2012, 04:27 PM | #24 |
Scooby Newbie
Member#: 309498
Join Date: Feb 2012
Chapter/Region:
SCIC
Location: San Diego
Vehicle:2012 STI Limited WRB |
So yolo
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12-03-2012, 04:42 PM | #25 | |
Scooby Newbie
Member#: 335243
Join Date: Oct 2012
Chapter/Region:
Tri-State
Location: Nyack, NY
Vehicle:13 WRX SWP |
Quote:
none of my friends have additional coverage on aftermarket parts, and their carbon hoods/wheels/exhaust all get covered when/if they wreck. |
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