|
|
|
|
Thread Tools | Display Modes |
01-08-2006, 10:35 AM | #1 |
Scooby Specialist
Member#: 89387
Join Date: Jun 2005
Chapter/Region:
SWIC
Location: Phoenix,AZ
Vehicle:2005 RS White |
Insurance question. My RS almost if not matching STi insurance
I got a quote for both the RS and the STI and they were ... both nearly the same. Is this true for all you guys? Just wondering...
* Registered users of the site do not see these ads.
|
01-08-2006, 10:49 AM | #2 |
Scooby Specialist
Member#: 8151
Join Date: Jul 2001
Chapter/Region:
South East
Location: Rally Tools LLC
Vehicle:2002 WRX Rally Car Atlantic Rally Cup Champ! |
My insurance for my WRX went up 30% this last 6 month period! Not sure what's happening there...
|
01-08-2006, 10:52 AM | #3 |
Scooby Specialist
Member#: 89387
Join Date: Jun 2005
Chapter/Region:
SWIC
Location: Phoenix,AZ
Vehicle:2005 RS White |
Thats the sucky.... :-/
I didn't know this till resently. Not only is your insurance rate based off your driving record (eg. tickets,crashes,ect.) But also based off your area. I could have got my insurance down to $180 a month if i lived in 95601 area code vs 95621. |
01-08-2006, 11:09 AM | #4 |
*** Banned ***
Member#: 89446
Join Date: Jun 2005
Chapter/Region:
Tri-State
Location: Brick/ pomona, NJ
Vehicle:04 rs psm |
for me a wrx would have been an extra thousand a yr and a sti would have been like an extra 3 grand or something
|
01-08-2006, 11:49 AM | #5 |
Scooby Specialist
Member#: 85741
Join Date: Apr 2005
Chapter/Region:
NESIC
Location: Newton, MA
Vehicle:2005 WRX OBP |
I pay only aroun 120 a month for my rex, nothing down. That's for 9 months in MA
|
01-08-2006, 12:03 PM | #6 |
Scooby Newbie
Member#: 66604
Join Date: Jul 2004
Vehicle:'05 WRX STi Crystal Gray |
About a year ago when I was car shopping I had the same experience. I got quotes for a WRX, STi, Mustang and Dodge Magnum. They were all pretty close, and I think they went, from least to most, WRX-STi-Magnum-Mustang.
|
01-08-2006, 01:05 PM | #7 |
Scooby Guru
Member#: 81383
Join Date: Feb 2005
Chapter/Region:
SWIC
Location: Paradise Valley
Vehicle:07 335i e90 TiAG/Dakota Black |
$120 a month? how old are you? im 20, car is paid off (they said it makes a dif :scratches head, only ticket i went to school for and mine is $200 a month for full coverage 500 deduct.. sti was like $100 more a month
|
01-08-2006, 02:52 PM | #8 |
Scooby Newbie
Member#: 53066
Join Date: Jan 2004
Chapter/Region:
South East
Location: I guess a legend and an out of
Vehicle:work bum look a lot alike, daddy. |
same size motor and it's a 2 door...some things ins co's do don't make any sense....like with bikes they base it all on CCs a lot of times...
|
01-08-2006, 03:55 PM | #9 |
Scooby Specialist
Member#: 63060
Join Date: May 2004
Chapter/Region:
Tri-State
Location: New York
Vehicle:0005 RS, 92X silver, red |
Quote for 06 WRX was more then 04 STI at same purchase price
|
01-08-2006, 04:56 PM | #10 |
Scooby Specialist
Member#: 3363
Join Date: Dec 2000
Chapter/Region:
NWIC
Location: Salem, Oregon
Vehicle:1982 Reynard Blue, Red, and White |
Just came in here to gloat:
My wife and I pay about $200 a month to insure our RS, S2000 and Tundra COMBINED. Back to your regularly scheduled thread. |
01-08-2006, 06:11 PM | #11 |
Scooby Specialist
Member#: 63060
Join Date: May 2004
Chapter/Region:
Tri-State
Location: New York
Vehicle:0005 RS, 92X silver, red |
Quote for 06 WRX was more then 04 STI at same purchase price
|
01-08-2006, 06:42 PM | #12 |
Scooby Specialist
Member#: 58504
Join Date: Mar 2004
Chapter/Region:
South East
Location: Ready to try OpenECU.org!!!
Vehicle:2004 STi Aspen White / Silver |
Let's see....
$124/month to insure my STi and my wife's SUV on the same policy, $500 deductible, full coverage +extras. Can't imagine that a WRX would have been cheaper for me to insure. -Michael |
01-08-2006, 06:52 PM | #13 |
Scooby Newbie
Member#: 96680
Join Date: Sep 2005
Chapter/Region:
MAIC
Location: MD
Vehicle:1991 e30 |
I don't know exactly what happened but I got my WRX like 3 months ago and long story short it was under my moms name with me as a driver but she wasn't on the loan so I was paying like $150/month, they found out she wasn't on the loan and it went to like $585/month and they called me a few days after the new year and said for some reason the WRX/STi/EVO were all dropped in price after the new year review and mine just went down to $275/month, and I'm 20 with 2pts.
|
01-08-2006, 07:08 PM | #14 | |
Scooby Specialist
Member#: 51340
Join Date: Dec 2003
Chapter/Region:
South East
Location: on this forum-shut me off HELP
Vehicle:03 modifed WRX turboless OBW Ltd 5spd |
Quote:
That's almost $200 more than my car payment! Glad to hear it went down. Marriage is the best insurance deduction without a doubt. |
|
01-08-2006, 07:13 PM | #15 |
Scooby Specialist
Member#: 69212
Join Date: Aug 2004
Chapter/Region:
MWSOC
Location: Lombard, IL
Vehicle:'11 A3 Quattro K04 DSG Lava Grey |
There are many factors involved in determining the premium. Your location, age, marriage status, ACV (actual cash value) of your car, and the accident numbers for your model and model year. It differs all over the country, and from ins company to ins company.
|
01-08-2006, 07:17 PM | #16 | |
Scooby Specialist
Member#: 51340
Join Date: Dec 2003
Chapter/Region:
South East
Location: on this forum-shut me off HELP
Vehicle:03 modifed WRX turboless OBW Ltd 5spd |
Quote:
Credit history can also influence rates |
|
01-08-2006, 07:25 PM | #17 |
Scooby Specialist
Member#: 71549
Join Date: Sep 2004
Chapter/Region:
MAIC
Location: Anywhere but on Facebook.
|
Same here. I though I was saving $4,000 at the time on the purchase price by getting an '05 RS wagon instead of the base Legacy wagon, but after getting the insurance bill the net difference narrows down to just $2,000 over the first five years.
I compared the insurance bill to my previous vehicle, and the main problem is the collision portion. Apparently too many people are using all flavors of Imprezas as bumper cars. The insurance cost difference between the RS/2.5i and the WRX is so small, that I must admit I was tempted to upgrade after I saw a metallic gray WRX '06 wagon right next to me at a traffic light. |
01-08-2006, 09:26 PM | #18 |
Scooby Specialist
Member#: 87551
Join Date: May 2005
Chapter/Region:
AKIC
Location: Anchorage, AK
Vehicle:97 OBS, 01 RS 2014 SWP FXT |
I'm 22 and a sti would cost me 195 more a month in insurance, i drive an RS now in case you didnt look to the left
|
01-09-2006, 12:06 AM | #19 |
Scooby Guru
Member#: 32459
Join Date: Feb 2003
Chapter/Region:
Tri-State
Location: NY
Vehicle:02 WRX VF34 (SOLD) Junior Tuned 301whp |
I am paying $480 / 6 months for my WRX. That's because I get multiple car discount plus defensive driving course, etc...
|
01-09-2006, 09:45 AM | #20 |
Scooby Newbie
Member#: 99856
Join Date: Nov 2005
|
My quote for an STi was about $1,400 more a year than a WRX. I'm hoping my rates will drop when I turn 25 this April. Also my accident from a few years ago should be cleared by then.
|
01-09-2006, 10:36 AM | #21 |
*** Banned ***
Member#: 16200
Join Date: Mar 2002
Vehicle:OK buy Nates beans westcoastroasting.com |
....$125/mo....$250 deduct
|
01-10-2006, 02:38 AM | #22 |
Scooby Specialist
Member#: 82391
Join Date: Mar 2005
Chapter/Region:
MWSOC
Location: Lou. ky
Vehicle:08 OBP Sti |
InsuranceHotline.com
I didnt use them seeing as i have something against the insurance they quoted me the lowest for. They had gotten me almost $800 knocked off my original Ins companys quote after im on my third Ins company now changed 2 times in a week. Reason i didnt switch back was my old company was rasing the rates about 70 cents a day over the last 3+ years so im not even about to just see if they can do that again. $2200+ to $1200 with these guyscheaper than my old car. ^ im also 35 next month no counts atleast not in the last 11 years. |
01-10-2006, 08:16 AM | #23 |
Scooby Specialist
Member#: 16742
Join Date: Mar 2002
Chapter/Region:
TXIC
Location: El Paso,TX/Lawton OK
Vehicle:07 STI UGM AP Stage2 Clark Tuned |
I pay 120 for my 02 WRX and 02 Civic my Ex drives. I thnk it went lower. I am 28 and it dropped like 30 a month when I turned 25. But she keeps gettin tickets in her civic. I think it also helps that I say my WRX will be on a military post most of the time.
|
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
For Trade CA: My SSAC FMIC Kit For STI TMIC And Bumper Trade If Color Matches SWP 07 | SpADeZ_WRX | Engine/Power/Exhaust | 54 | 03-17-2008 02:56 AM |
ForTrade:CA:My SSAC FMIC Kit For STI TMIC (Maybe Bumper Trade If Color Matches SWP) | SpADeZ_WRX | Engine/Power/Exhaust | 8 | 11-29-2007 03:05 PM |
Insurance Question. (Other insurance company is paying for my damages) | SinhCredible | General Community | 18 | 01-26-2005 02:34 PM |
why is my inbox full if its not? | Shantig | Newbies & FAQs | 4 | 11-19-2001 01:47 PM |
Offsets question. What would happen if I used my VW rims on my Legacy ? | Legacy | Brakes, Steering & Suspension | 9 | 11-10-2001 01:11 AM |