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05-09-2006, 09:03 PM | #1 |
Scooby Guru
Member#: 6511
Join Date: May 2001
Chapter/Region:
NWIC
Location: West of the Atlantic
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Financial gurus, talk me out of it...
I've had the urge lately to go into a dealer and trade up to an STi. I just paid off my 06 wrx and I know it's a terrible decision (one of which I'd lose thousands of dollars) but the STi is calling! I'd settle for stage 2 but I can't bring myself to void my warranty.
<chant> 2008! </chant> </rant>
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05-09-2006, 09:15 PM | #2 |
Scooby Specialist
Member#: 70272
Join Date: Sep 2004
Chapter/Region:
MWSOC
Location: Chicago
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Edmunds True Cost to Own says
2006 STI ownership for 5 years is $60,852 or approximately $0.81/mile http://www.edmunds.com/new/2006/suba...=90067&vdp=off |
05-09-2006, 09:23 PM | #3 |
Scooby Guru
Member#: 6511
Join Date: May 2001
Chapter/Region:
NWIC
Location: West of the Atlantic
|
10k more than my wrx!
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05-09-2006, 09:55 PM | #4 |
Scooby Specialist
Member#: 70272
Join Date: Sep 2004
Chapter/Region:
MWSOC
Location: Chicago
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10K More, 2K a year, 167 a month.
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05-10-2006, 11:32 AM | #5 | |
Scooby Specialist
Member#: 99333
Join Date: Oct 2005
Chapter/Region:
NESIC
Location: Greenwich, CT
Vehicle:2006 2.5i Wagon Black |
Quote:
Put up with the WRX (as if that's something to put up with) for the 36000 miles of your warranty, meanwhile save up some money and then do the stage 2... I'll take a sleeper WRX over an STI anyday |
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05-10-2006, 02:11 PM | #6 |
Scooby Specialist
Member#: 110035
Join Date: Mar 2006
Chapter/Region:
NESIC
Location: CT
Vehicle:2002 Built Hybrid MBP |
I hear you on the STi..I got my WRX in '02 and the STi coming here sounded like a dream or a rumor. Anyway, it gets here and I've wanted one real bad ever since, but I'll never part with my WRX. STi will be down the road in a few years after the 2.0 is where I want it. Just think of how much better it will be in 3 or 4 years.
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05-22-2006, 03:30 PM | #7 |
*** Banned ***
Member#: 114569
Join Date: May 2006
Location: Tuscaloosa,AL
Vehicle:2004 JDM Headache |
don't void the warranty keep it intact and go do the trade.Follow your heart, you made it far enough to get a wrx you can have an sti as well
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05-22-2006, 03:31 PM | #8 |
*** Banned ***
Member#: 114569
Join Date: May 2006
Location: Tuscaloosa,AL
Vehicle:2004 JDM Headache |
also don't forget ramens 3 nights out of the week
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05-22-2006, 04:28 PM | #9 |
Scooby Specialist
Member#: 3787
Join Date: Jan 2001
Chapter/Region:
South East
Location: G-ville
Vehicle:2008 Gay Car |
Obviously money isn't a problem if you paid off a 2006 WRX in less than a year. It sounds to me like you can afford to lose thousands, so go ahead and get the STI.
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05-31-2006, 05:26 PM | #10 |
Scooby Newbie
Member#: 94881
Join Date: Aug 2005
Chapter/Region:
SWIC
Location: Chandler, Arizona
Vehicle:1989 Hoopty Stylez Road Slipper |
yeah man if shes all paid off you might as well trade up while you can still get the most $$ back for it.
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06-12-2006, 11:19 AM | #11 |
Scooby Newbie
Member#: 102234
Join Date: Dec 2005
Chapter/Region:
MAIC
Location: Winchester
Vehicle:14 WRX Black |
If you JUST paid off your 06 WRX I'm sure you won't have a problem paying for a STi
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06-12-2006, 01:00 PM | #12 |
Scooby Newbie
Member#: 117091
Join Date: Jun 2006
Chapter/Region:
NWIC
Location: Carnation WA
Vehicle:2001 Impreza RS Black |
Hmmm. Any way you look at this you're going to lose money on the WRX for the first year's depreciation and also on a new STi as soon as you drive it off the lot. So really the first question is do you want that STi so badly it is worth it?
From the money point of view... Since you're in Washington you should look at the tax benefit of a trade. However at best you're going to get high trade-in for the WRX and not much of a discount on the STi if its new. You'll be paying tax on the difference. If you can find an STi that's slightly used, like you're WRX, then you won't eat all the depreciation of a new car and still get the tax savings on a trade. The next alternative is to sell the WRX yourself. I would do the research on a trade first to see how much I would have to sell the WRX for to make it worth my while financially and to cover the hassle. Personally when my wife and I are looking to buy a car we always look for someone selling a car like yours - low mileage, lots of warranty, and already depreciated for the first year. Listing it on a free site for $1k or so above KBB high retail wouldn't hurt you. In my recent car shopping experience I found that the 2000-02 RS and WRX were selling for way above book in W. Wa. Dunno about the newer one's cuz my stepson did not have that kind of bank. Hope this helps. Have fun! |
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