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Old 07-10-2015, 11:07 PM   #1
viirat
Scooby Newbie
 
Member#: 388812
Join Date: Apr 2014
Default College student looking for advice.

Hello fellow members of NASIOC, I hope you all are having a wonderful day. I just need some advice on something. So I'm currently 19 years old, driving a 2007 Acura TSX with 82k miles since I got my license which my parents helped me pay all off. I've been driving since I'm 16 with no speeding tickets or accidents, so I'm a pretty responsible driver. When I first saw the 2015 WRX, I instantly fell in love with it and it's features, the practicality and a all around fun car. I really wanted one but I held off last year due to not a high income. Now I got a job which pays me around 2k a month and I'm pretty sure I'll be able to get a good rate on a loan under my parents name and pay the car off plus my insurance if I decide to get it. Part of me says to get a 2016 now and part of me says to wait for 2017 until next year when I might have some money saved up.
Any advice would be awesome.
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Old 07-10-2015, 11:11 PM   #2
vision.dynamix
Scooby Guru
 
Member#: 139955
Join Date: Feb 2007
Chapter/Region: NESIC
Location: Boston
Vehicle:
2015 Subaru STI
Stage e

Default

What do you want us to tell you?
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Old 07-10-2015, 11:22 PM   #3
viirat
Scooby Newbie
 
Member#: 388812
Join Date: Apr 2014
Default

Quote:
Originally Posted by vision.dynamix View Post
What do you want us to tell you?
What you would do in my situation?
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Old 07-10-2015, 11:27 PM   #4
Unabomber
Big Ron
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Member#: 18062
Join Date: Apr 2002
Chapter/Region: MAIC
Location: I can save you a ton of cash
Vehicle:
on car parts so PM
me b4 j00 buy

Default

NOT buy a car that you cannot afford. $2000/month does NOT support the car/insurance of a brand new WRX. It may seem that way on paper, but when you are stealing crackers from Wendy's to go with your lunch of one 99 cent burger and free cup of water, you'll believe what I am saying.
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Old 07-10-2015, 11:43 PM   #5
tibug
Scooby Specialist
 
Member#: 273906
Join Date: Feb 2011
Chapter/Region: NESIC
Location: deRpression hurts
Vehicle:
2003 I ride a bike
now

Default

What I would do is keep your TSX and buy some ****ty project car for $500 to restore, dump 10k into it and it'll be worth $2k when you're done because no one wants a pristine '80s pontiac station wagon.

I'm not joking but I really do not think you're going to be too comfortable with a 5 year loan plus insurance. Too much stuff changes during and after college. Only way you're going to be able to continue payments is if you don't move out of your parents' after college AND you have this steady income of a meager $2k a month for the entirety. Not likely for most college students.

Also are you going to have student loans???
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Old 07-11-2015, 01:06 AM   #6
viirat
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Member#: 388812
Join Date: Apr 2014
Default

I go to a community college which my family can afford to pay off full and I will be transferring to a university so yes then.
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Old 07-11-2015, 01:13 AM   #7
ferrettank
Scooby Newbie
 
Member#: 389423
Join Date: Apr 2014
Chapter/Region: SWIC
Location: Prescott AZ
Vehicle:
2003 WRX Wagon
Sonic Yellow

Default

If you want a WRX, get a wagon bug eye for 5000$, they are cheap and kinda like the new WRXs. Plus based on some insurances, they will classify it as a "wagon" and give you a good rate. I am 20, it's only 10$ a month more then my 1995 4runner xD
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Old 07-11-2015, 01:42 AM   #8
Loyale93
Newbie Moderator
Moderator
 
Member#: 91347
Join Date: Jul 2005
Chapter/Region: NESIC
Location: Tripoli, Libya
Vehicle:
'13 XV Crosstrek,
1050 Triumph Speed Triple

Default

If you really and truly want a brand new WRX, here's the steps to take.
Ready?
Paying attention?




Ask mommy and daddy to buy it for you. Seems like that's what you're doing with everything else in life...
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Old 07-11-2015, 07:38 AM   #9
Jack
Add Lightness
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Member#: 13699
Join Date: Dec 2001
Chapter/Region: NESIC
Location: Hopkinton, MA
Vehicle:
2007 Lotus Elise
(From General)

Default

You should sell me your TSX. Although I already pay for 4 cars, I need one to replace an impractical 350Z for all the drivers in my family. If it's a manual, I'd be interested.

Oh.....buying a new car in your position is stupid. I am NOT saying that you are stupid....just that the idea of buying a new car is stupid. When you have your own job and life and pay all your own bills yourself and can actually afford a new car, then you can consider it. Even then, think about it.
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