Finally settled my insurance claim, got money back

stamp32 · 04-11-2008, 03:38 PM

Well after 48 days in the body shop and $11,000 in damage I go my wrx back. I was rear-ended at a stop light by a lady on her cell phone. One good thing is that I had an Sti rear bumper put on and upgraded to an APS 3' exhaust from an Greddy Evo 2. I had the car repaired at Details Ltd. in Addison, great body shop.

But the best thing is that after I got it back from the body shop, I had it appraised for a diminished value claim which cost me $350. The total diminished value about was $3957 and I just got a call today saying that State Farm has agreed to pay the full amount. They agreed without any haggling.

I highly recommend pursuing a diminished value claim after an accident.

The company I went through is:

Direct Appraisal
James Walden
(972)306-4913
www.directdv.com

He travels between Dallas, Austin, and Houston

He also said he sees the best returns on claims is in Austin and the worst is in Houston.

Chris

* Registered users of the site do not see these ads.

gtdrivr · 04-11-2008, 03:53 PM

anyone know what the time limit is to place a diminished value claim? Does it make your rates go up? does it effect your future coverage i any way?

I'm glad things worked out for you!

stamp32 · 04-11-2008, 04:01 PM

I believe you have a fairly broad window to file a claim. If it is a third party claim (going against the other persons insurance), than your rates should not go up at all, if it does, you have a pretty crappy insurance agent.

Just give him a call, tell him Chris from Dallas w/ the Subaru sent you.

TheRipler · 04-11-2008, 04:35 PM

FYI: Our very own Pantera is also a certified appraiser.

haloseven · 04-11-2008, 05:00 PM

groupbuy?

I am McLovin · 04-11-2008, 11:54 PM

if you have a payoff on the car send all $3957 towrds it, Because its going to be worth 3000 less when it comes to selling it or trading it

Pantera · 04-12-2008, 10:06 AM

Dim-value does not effect your ins at all. It will go against the fault parties ins.

www.i-van.org

Mighty E · 04-12-2008, 10:13 AM

Quote:

Originally Posted by gtdrivr

anyone know what the time limit is to place a diminished value claim? Does it make your rates go up? does it effect your future coverage i any way?

I'm glad things worked out for you!

For one, you can't file diminished value against your own insurance carrier UNLESS it was a un-insured motorist claim. you can't hold the insurance company responsible for a loss of value if your dumbass wrecked the car...lol...only if some other idiot does it for you. it should not affect your coverage at all.

04-11-2008, 03:38 PM	#1
stamp32 Scooby Newbie Member#: 109688 Join Date: Mar 2006 Chapter/Region: TXIC Location: Dallas, TX Vehicle: 2001 Gas Guzzler	Finally settled my insurance claim, got money back Well after 48 days in the body shop and $11,000 in damage I go my wrx back. I was rear-ended at a stop light by a lady on her cell phone. One good thing is that I had an Sti rear bumper put on and upgraded to an APS 3' exhaust from an Greddy Evo 2. I had the car repaired at Details Ltd. in Addison, great body shop. But the best thing is that after I got it back from the body shop, I had it appraised for a diminished value claim which cost me $350. The total diminished value about was $3957 and I just got a call today saying that State Farm has agreed to pay the full amount. They agreed without any haggling. I highly recommend pursuing a diminished value claim after an accident. The company I went through is: Direct Appraisal James Walden (972)306-4913 www.directdv.com He travels between Dallas, Austin, and Houston He also said he sees the best returns on claims is in Austin and the worst is in Houston. Chris * Registered users of the site do not see these ads.

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04-11-2008, 03:53 PM	#2
gtdrivr Scooby Newbie Member#: 168801 Join Date: Jan 2008 Location: Houston TX Vehicle: 2002 WRX Blaze yellow	anyone know what the time limit is to place a diminished value claim? Does it make your rates go up? does it effect your future coverage i any way? I'm glad things worked out for you!

04-11-2008, 04:01 PM	#3
stamp32 Scooby Newbie Member#: 109688 Join Date: Mar 2006 Chapter/Region: TXIC Location: Dallas, TX Vehicle: 2001 Gas Guzzler	I believe you have a fairly broad window to file a claim. If it is a third party claim (going against the other persons insurance), than your rates should not go up at all, if it does, you have a pretty crappy insurance agent. Just give him a call, tell him Chris from Dallas w/ the Subaru sent you.

04-11-2008, 04:35 PM	#4
TheRipler Scooby Specialist Member#: 34010 Join Date: Mar 2003 Chapter/Region: TXIC Location: Fire Substation #2 Vehicle: 04 LandShark STi 198.1mph	FYI: Our very own Pantera is also a certified appraiser.

04-11-2008, 05:00 PM	#5
haloseven Scooby Specialist Member#: 34683 Join Date: Mar 2003 Chapter/Region: TXIC Location: Fort Worth, Texas Vehicle: 2008 Tribeca Ltd Obsidian Black	groupbuy?

04-11-2008, 11:54 PM	#6
I am McLovin Scooby Specialist Member#: 158140 Join Date: Sep 2007 Chapter/Region: TXIC Location: TX Vehicle: 2010 Legacy RED	if you have a payoff on the car send all $3957 towrds it, Because its going to be worth 3000 less when it comes to selling it or trading it

04-12-2008, 10:06 AM	#7
Pantera Scooby Specialist Member#: 60692 Join Date: Apr 2004 Chapter/Region: TXIC Location: www.apexdrivingacademy.com Vehicle: 08 Z06 WRB FRB 4 LIFE!	Dim-value does not effect your ins at all. It will go against the fault parties ins. www.i-van.org