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Old 03-21-2009, 06:00 PM   #1
an09wrx
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Chapter/Region: NWIC
Location: Portland, OR
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2009 Legacy
Charcoal gray

Default Unique Speeding Tickit Incident

I got a speeding ticket october last year, and my policy just renewed, but the ticket is still not on my record. Can anyone explain this?
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Old 03-21-2009, 06:04 PM   #2
jkcrewsn
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"Never inspect the teeth of a gift horse."
St. Jerome
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Old 03-21-2009, 06:09 PM   #3
hulslander87
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it was deferred and you never got another ticket after it?
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Old 03-21-2009, 06:10 PM   #4
an09wrx
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I just went to courthouse and paid it, and it never came up. i like St. Jerome's idea
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Old 03-21-2009, 06:13 PM   #5
Rexosaurus
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some insurance companies will wait for 2 moving violations before it impacts your rates.
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Old 03-21-2009, 06:38 PM   #6
an09wrx
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I have state farm. Hopefully they do because that is awesome
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Old 03-21-2009, 07:20 PM   #7
TrickNipple
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Default

Quote:
Originally Posted by Rexosaurus View Post
some insurance companies will wait for 2 moving violations before it impacts your rates.
that is how allstate is. I got a ticket when I was still on my parents insurance and my mom called to see if it would affect our rate.
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Old 03-21-2009, 08:06 PM   #8
obsnw
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I drinka juice

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I have 5 speeding tickets in two states, none affecting my insurance, guess they like me?
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Old 03-21-2009, 08:42 PM   #9
SubiTart
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it will catch up to you eventually. If you want to see what's on your record go to the DMV and ask them for a driver report. It's what your insurance company sees. Mine took a year and a half to show up but they eventually did
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Old 03-21-2009, 08:57 PM   #10
CosmoTheCat
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Quote:
Originally Posted by NickLippert View Post
that is how allstate is. I got a ticket when I was still on my parents insurance and my mom called to see if it would affect our rate.
friggin women.


Don't call and wave a big red flag saying "HEY MY KID JUST GOT A TICKET!"


Wait it out, and see if they notice. Don't bring it to their attention.
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Old 03-21-2009, 10:27 PM   #11
Wraith
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I'm on Geico and they said they did not raise my rates when I got a ticket. They did say they would however if I got another ticket.
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Old 03-22-2009, 12:32 AM   #12
CGMDan
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Quote:
Originally Posted by NickLippert View Post
that is how allstate is.
No it's not. Allstate like most insurance companies typically don't check your policy that much unless you have some "circumstance". That could be having a claim hit your policy, adding/changing cars/drivers on your policy, or if your a newer driver or policy holder they may check up on you more often as a risk assessment.
I've had a very good relationship with my Allstate agent, (she's previously set me up with her daughter), she used to work in Allstate's management, and has given me the lowdown on certain things. Her husband works for Progressive and it was the same there. Although since at the time they dealt with higher risk drivers, people would have their records pulled more frequently.
I've had numerous ticket when I was younger, and we've talked ALOT about it.
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Old 03-22-2009, 12:39 AM   #13
mrdrd04rex
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If it was in another state or if it was in Oregon the court house may have not reported it to the insurance company, but these things do take time. Also there are almost 300 steps in fileing a ticket, they could have missed it, wouldnt be the first time. I had a family friend, a lawyer to analyse (sp) the process found they skipped that step and got the ticket dropped.
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Old 03-22-2009, 04:51 PM   #14
Sleeper in Seattle
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I called my Allstate agent and asked if my rates would go down since I had a failure to yeild when turning left and a seperate following too closely ticket expire this month. Now my record is completely ticket free. She said that Allstate doesn't check on tickets- so she would have to look into it.

I call BS!

How can an insurance co not adjust your rates for tickets???? HOw can they not check. I've had friends go months or years with no increase in rates, until their recoed is checked.

Count your blessings! Enjoy no increase for as long as you can.

AND DO NOT CALL YOUR INSURANCE COMPANY ASKING IF THEY FOUND THE TICKET< HOW MUCH YOUR RATES ARE GOING TO GO UP, OR ANY OTHER QUESTION THAT MAY HAVE THEM LOOK AT YOUR RECORD WHEN THEY MAY NOT OTHERWISE HAVE DONE SO!
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Old 03-23-2009, 12:44 AM   #15
an09wrx
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lol i know that i. Dumbest thing you can do...
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Old 03-23-2009, 03:54 AM   #16
sxc-rex
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My rates went up almost $100 a month in January 09 with Metro. I was involved in a hit and run on my bike in September 07. The cop messed up the paper work and put me as vehicle one, which is seen as the vehicle at fault on police reports. I never put a claim through on my bike (which is under progressive), but my rates for my car went up, which is a totally different company (metropolitan). They said that since it was reported and on my record it increases my risk factor, even though it was one a motorcycle that isn't even insured by them. It took them over a year to find out.

Go to the DOL and get a driving abstract. That will tell you everything on your record. They update them monthly, so it should be current. That's what a lawyer told me.
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Old 03-23-2009, 04:16 AM   #17
06WHTWRX
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Quote:
Originally Posted by CGMDan View Post
No it's not. Allstate like most insurance companies typically don't check your policy that much unless you have some "circumstance". That could be having a claim hit your policy, adding/changing cars/drivers on your policy, or if your a newer driver or policy holder they may check up on you more often as a risk assessment.
I've had a very good relationship with my Allstate agent, (she's previously set me up with her daughter), she used to work in Allstate's management, and has given me the lowdown on certain things. Her husband works for Progressive and it was the same there. Although since at the time they dealt with higher risk drivers, people would have their records pulled more frequently.
I've had numerous ticket when I was younger, and we've talked ALOT about it.
TTIWWOP of said daughter, or it didn't happen.
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Old 03-23-2009, 04:36 AM   #18
sxc-rex
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Once a Month Red

Default

Quote:
TTIWWOP of said daughter, or it didn't happen.

No idea what he just said, but I second it.
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Old 03-23-2009, 07:06 AM   #19
Gleep
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Quote:
Originally Posted by sxc-rex View Post
No idea what he just said, but I second it.
TTIWWOP = This Thread Is Worthless Without Pictures

http://acronyms.thefreedictionary.com/TTIWWOP
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