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Old 02-28-2006, 01:39 PM   #76
Chandy69
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Get a letter together with Names time and date send to www.bbb.com

Ferdie is the man!
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Old 02-28-2006, 01:47 PM   #77
stidailydriver
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Quote:
Originally Posted by cashsti
i guess when you buy the car from the same dealer they suppose to hook you up
says who? i sure didn't know anything about this, and i'm sure they didn't either, why would they have to "hook" you up? and frankly, i just ordered my tbe from ferdie, over 100 bucks cheaper than anyone else i've seen, and free shipping....
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Old 02-28-2006, 04:01 PM   #78
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I talked to one of the sales guys that was suppose to get the sale if we did buy it from them and he said he was pissed at the financing department. Because of the stupid financing guy trying to scam us, he lost a sale.

We did ask to see my buddies information and they told us to wait... and we waited... and waited... I guess they hoped we would just leave. But we stuck around and they eventually showed us his near tier 1 credit score. We just left after that.

The financing person at south coast we delt with was some young asian guy that had this know it all attitude. Either he was told to get a crap APR so the dealership could get more money or he is just not good at his job.
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Old 02-28-2006, 04:05 PM   #79
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It's always in the dealer's best interest to get you the best rate possible. The dealer itself is not financing you. They don't really "care" what rate you get and rarely have much room to negotiate, if at all. Leasing is a whole other story, but far too complex to get into here...

Sorry, but my understanding of how dealerships operate make me say your friend has some credit issues that are giving him that 10.8 rate rather than the dealer trying to "screw" you. Spill your guts, post this guy's credit score, debt, income level, length of employment, type of employment, etc. Not like anyone of us knows him or needs to even know any other information unless you choose to post it. Does he have any late payments on his credit? Any unpaid balances? Especially with no previous car loan, even one or two marks are going to kill you. Unpaids are horrible and you shouldn't even bother applying for credit until you get them fixed. Was he looking to put zero down? Another bad idea for a first time buyer...

The BBB or any dealer comission isn't going to do **** for you. Move on with your life. Go shop at a different dealer in the next town over and see if they can do better than 10.8 on the same car. If you can do better, then deal with someone else. I'm not buying the story until you verify another dealer gives you a much better rate. It just doesn't vibe, buddy.

You even said he is a first time buyer, which probably means his credit is limited. FICO score isn't everything, although as a first time buyer, young kid, I have a hard time believing his score is over 700. Also, longer terms, higher debt/income, higher payment/income, all contribute to higher rates.

For a large part, dealerships with experienced finance agents won't call every bank they have available. They'll have an information service that will let them spit out a pretty accurate quote on rates from each bank with a few simple inputs. So it isn't at all a suprise they didn't "contact" Subaru financing. They can probably look on a chart for the rates, or use a program, or online service that will be pretty accurate.

You're trying to buy a $32,000 car with no previous car loan. This isn't unexpected. Move on with your life, or live with the high blood pressure...
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Old 02-28-2006, 06:42 PM   #80
FUJITSTIBO
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Quote:
Originally Posted by Freon
It's always in the dealer's best interest to get you the best rate possible. The dealer itself is not financing you. They don't really "care" what rate you get and rarely have much room to negotiate, if at all. Leasing is a whole other story, but far too complex to get into here...

Sorry, but my understanding of how dealerships operate make me say your friend has some credit issues that are giving him that 10.8 rate rather than the dealer trying to "screw" you. Spill your guts, post this guy's credit score, debt, income level, length of employment, type of employment, etc. Not like anyone of us knows him or needs to even know any other information unless you choose to post it. Does he have any late payments on his credit? Any unpaid balances? Especially with no previous car loan, even one or two marks are going to kill you. Unpaids are horrible and you shouldn't even bother applying for credit until you get them fixed. Was he looking to put zero down? Another bad idea for a first time buyer...

The BBB or any dealer comission isn't going to do **** for you. Move on with your life. Go shop at a different dealer in the next town over and see if they can do better than 10.8 on the same car. If you can do better, then deal with someone else. I'm not buying the story until you verify another dealer gives you a much better rate. It just doesn't vibe, buddy.

You even said he is a first time buyer, which probably means his credit is limited. FICO score isn't everything, although as a first time buyer, young kid, I have a hard time believing his score is over 700. Also, longer terms, higher debt/income, higher payment/income, all contribute to higher rates.

For a large part, dealerships with experienced finance agents won't call every bank they have available. They'll have an information service that will let them spit out a pretty accurate quote on rates from each bank with a few simple inputs. So it isn't at all a suprise they didn't "contact" Subaru financing. They can probably look on a chart for the rates, or use a program, or online service that will be pretty accurate.

You're trying to buy a $32,000 car with no previous car loan. This isn't unexpected. Move on with your life, or live with the high blood pressure...
^^^ quoted for the truth
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Old 02-28-2006, 07:16 PM   #81
Impresario
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Quote:
Originally Posted by Freon
It's always in the dealer's best interest to get you the best rate possible. The dealer itself is not financing you. They don't really "care" what rate you get and rarely have much room to negotiate, if at all. Leasing is a whole other story, but far too complex to get into here...
What? Have you ever purchased a car before??
'Dealership financing' isn't always through the corporate company. It's entirely possible that the 10.8% interest rate they were offered was from a bank down the street where the dealership has a kickback arrangement set up. Thus, there is tremendous incentive to get the customer to pay as high an interest rate as possible.

Read this article:
http://www.bankrate.com/brm/news/auto/20001129a.asp
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Old 03-01-2006, 03:28 PM   #82
Freon
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There isn't as much incentive as you'd like to think. Simply because of problems like this, it isn't in the dealerships interested to go too nuts with financing.

I want to know what rate this guy got elsewhere, (direct with a bank or through another dealership), under the same term length and loan amount.
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Old 03-01-2006, 07:35 PM   #83
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I am a first time buyer with NO credit at all (Just landed first job out of college) and my dealership got me a rate in the low 6%'s on a brand new LGT Limited.

Regardless of what anyone else here says, you can do better and I am proof.

-Sean
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Old 03-01-2006, 07:37 PM   #84
stidailydriver
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yea, my sti was my first new car that i had ever bought, let alone a loan. i told them less than 6% or i will go elsewhere.

they got me 5.75%.........
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Old 03-01-2006, 08:31 PM   #85
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Sorry if I left something out... He bought the car at Irvine subaru for 4.99% Approved through Chase.
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Old 03-01-2006, 09:09 PM   #86
swift2fly
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i say you report the finance guy and sales lady to a manager that's above them and get them fired.
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Old 03-02-2006, 05:15 PM   #87
nerdydorkus
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did u know everytime your credit score is checked it goes down. so once the night before and once she did it. but it wouldnt go down 50 pts from 2 checks. never sign the credit release until you have the price you want on the car, credit check later. because if they check and u dont end up buying the score it dings u.
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Old 03-02-2006, 08:58 PM   #88
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Quote:
Originally Posted by nerdydorkus
did u know everytime your credit score is checked it goes down. so once the night before and once she did it. but it wouldnt go down 50 pts from 2 checks. never sign the credit release until you have the price you want on the car, credit check later. because if they check and u dont end up buying the score it dings u.
Quote:
Originally Posted by Darksands
A friend of mine wanted a White 06 STi and we call around to get the best price. We found one at Santa Monica Subaru but that was really far. Called SCS and they said they would match the price.
They did have a price already agreed upon.
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Old 03-09-2006, 06:36 PM   #89
gopsu
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I always thought 4.9% interest rate I am getting through HVFCU was high!

I cannot believe they lied to you...
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Old 03-12-2006, 12:52 AM   #90
kenny08
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so how much did he end up buying it for? im in the market for a 06 sti in socal
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Old 03-13-2006, 12:37 AM   #91
readymix
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Quote:
Originally Posted by cashsti
Coz
RE-

Quote:
Originally Posted by cashsti
Happedned
-TARD-

Quote:
Originally Posted by cashsti
Meza
-ED

All I remember from my time in California is SCS=GOOD
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Old 03-20-2006, 08:04 PM   #92
ohheyitsjon
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man.. south coast subaru has always been great to me. i messed up my ecu doing something stupid, and ferdie and rest of south coast subaru crew hooked me up w/ brand spanking new ecu for an awesome price! south coast subaru is one of the best dealers i've ever been to! hats off to you fredie and the bald guy in the service department!!! (sorry i forgot your name dude)
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Old 04-01-2006, 08:17 PM   #93
racekar
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what kind of prices does ferdie hook you up with on filters and such

becuase irvine tried to charge me 13 bucks for a filter
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Old 04-01-2006, 09:48 PM   #94
specialev
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Ferdie is the man.

'nuff said.
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Old 10-07-2006, 03:14 PM   #95
gswrx
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Default SCS has no markups on Limited STI and Bspec

Just went in to south coast subaru yesterday night and they do not have a mark up on their Limited STI and Bspec.
Thought id share with everyone.
G
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Old 10-21-2006, 03:55 PM   #96
Scooby-Doode
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That sounds like a good deal for people looking for the ltd and spec b. South Coast eh? So that would be in Mexico? Florida? California? Please be more specific on your location.
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Old 10-21-2006, 03:56 PM   #97
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kalefonia
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Old 10-23-2006, 09:13 PM   #98
Hondaslayer
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Quote:
Originally Posted by Scooby-Doode View Post
That sounds like a good deal for people looking for the ltd and spec b. South Coast eh? So that would be in Mexico? Florida? California? Please be more specific on your location.
%90 of the people on this board know where South Coast Subaru is.


Kalifornia.

Costa Mesa IIRC.
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Old 12-22-2006, 03:36 AM   #99
noggin
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Default South Coast Subaru came through on Warranty work

I took my car for oilchange at a mom and pop place with around 40k miles for an oil change. he told me that there was oil around the diff, concerning for leak at the differential pinion seal.

I take the car to South Coast subaru. They called me saying they would replace the pinion seal.

Couple hours later, they call me back saying that the Subaru area rep advised that the whole Diff be changed under warranty! My car is 2002 WRX and was 2 weeks from the powertrain warranty ending on the 5 years technicality.

The service was done the day the parts arrived. They got rid of a bunch of squeaks in my car and i got a car wash too.

Bottom line:

I got a new differential 2 weeks from the warranty ending which was way above and beyond what I was expecting.

I got lucky becuase i dont race my car, use any aftermarket power mods, and have a friendly dealer nearby.

Two thumbs up for Southcoast Subaru in Costa Mesa, CA.
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Old 12-22-2006, 04:52 AM   #100
ImprezaSv23
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yah, i hear great things from them. actually thats where i bought my wrx from, so far i've driven out there for all my oil changes and services just to keep a good repour with them. No complaints, infact the Woman i bought my car from there, keeps asking me what mods im gonna do...just hope that she will fit the bill if something goes arye after mods...she can pay for the bill haha.kidding aside nothing but good things from them.
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