Welcome to the North American Subaru Impreza Owners Club Tuesday September 2, 2014
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
New England Subaru Impreza Club
Here you can view your subscribed threads, work with private messages and edit your profile and preferences Home Registration is free! Visit the NASIOC Store NASIOC Rules Search Find other members Frequently Asked Questions Calendar Archive NASIOC Upgrade Garage Logout
Go Back   NASIOC > NASIOC Chapters > New England Impreza Club Forum -- NESIC

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads.
Reply
 
Thread Tools Display Modes
Old 02-21-2001, 03:31 PM   #1
IMPREZAmike
Scooby Newbie
 
Member#: 169
Join Date: Aug 1999
Location: Warwick and smAlbany NY
Vehicle:
98 black OBS
move bi*ch get out da way

Unhappy man im in rough shape....need advise

So here's the story...due to my accident a month ago, my insurance company (State Farm) looked into my driving record and found all of the tickets i have acumulated (quite a bit). I guess state farm usually dosent do regular checks on peoples driving record for speeding tickets, hence the reason why my insurance never went up. Anyway...so as of April 20th, im dropped. Im real mad cuz i was getting a sweet deal too.

So anyway...here's where it gets tricky...i still have my NY liscence and have yet to switch it to MA. If i go ahead and switch my liscence/registration to MA and go and get new insurance, will my NY driving record follow me? (I have heard that it will not...only DWI transfers) Also, Im not planning on living in MA much longer (4-6 months max) and then im going back to NY....so getting a diferent insurance company in NY is also an option.
the best possible scenerio is for me is to get MA insurance and not have my NY record follow me, keep it for 6 months/year and then switch back to NY registration/insurance. (but judgin by my luck, there is no way possible that this will work) What do you guys think? Where should i go for insurance now? TIA

//m
* Registered users of the site do not see these ads.
IMPREZAmike is offline   Reply With Quote
Old 02-21-2001, 04:05 PM   #2
PurePower
Scooby Newbie
 
Member#: 3178
Join Date: Dec 2000
Chapter/Region: NESIC
Location: Connecticut
Post

If I recall correctly your driver's record will follow you anywhere you go. They do this just for the reason you are stating. They don't want people getting around laws like that.
PurePower is offline   Reply With Quote
Old 02-21-2001, 05:48 PM   #3
KC
Scooby Guru
 
Member#: 442
Join Date: Oct 1999
Chapter/Region: NESIC
Location: SE Mass/RI
Vehicle:
2013 Crosstrek XV
00 Honda S2000

Post

Hmmmm I believe that MA is different than most other states in that it doesn't.

I moved from RI to MA and only the ticket I had in MA 4 years ago showed up...not the other 2 from RI.

--KC
KC is offline   Reply With Quote
Old 02-21-2001, 06:38 PM   #4
paultg
NASIOC Supporter
 
Member#: 437
Join Date: Oct 1999
Chapter/Region: NESIC
Location: Londonderry, NH
Vehicle:
'91 Miata MX5 (Red)
'09 Impreza OBS (Blk/Gry)

Post

when I changed mine, this is what I was told. MA will start you at a step 15 dsip. Then you send in a drivers record for 6 yrs. or however far back the state you move from goes (6 is the max requiredm I think), and then they evaluate it and determine your step points. In other words, I think it follows you.
Call some insurance companies and ask around.
Paul G.

paultg is offline   Reply With Quote
Old 02-21-2001, 06:46 PM   #5
Pilot
Scooby Specialist
 
Member#: 513
Join Date: Nov 1999
Post

As far as MA is concered your driving record doens;t mena crap to them, however whatever insurance company you choose will check your driving record across every state. My guess is (and I have been where you are trust me) that Progressive is the only company that will insure you. Check them out at www.progressive.com
Pilot is offline   Reply With Quote
Old 02-21-2001, 07:49 PM   #6
IMPREZAmike
Scooby Newbie
 
Member#: 169
Join Date: Aug 1999
Location: Warwick and smAlbany NY
Vehicle:
98 black OBS
move bi*ch get out da way

Post

yeah, i checked progressive to see what insurance would be if i stayed in NY, and it gonna be close to $1000/6 months! OUCH! I have to check what MA is going to cost me...man im screwed

//m

moral of the story...if you have never gotten insurance hikes for speeding tickets, do get into an accident!
IMPREZAmike is offline   Reply With Quote
Old 02-21-2001, 08:45 PM   #7
Zephyr
Scooby Specialist
 
Member#: 3362
Join Date: Dec 2000
Location: Central NJ
Vehicle:
2001 I've wired a
Few cars in my day

Post

Mike, once you get the MA license keep it even when you move back to NY. I used to live in MA and I still have not yet transferred it (four years later) the cops don't like it but as far as I know my tickets in MA didn't carry over when I went to insure my car. Anyway, sorry to hear about your predicament and I hope things fall into place.
Later Z
Zephyr is offline   Reply With Quote
Old 02-22-2001, 02:57 AM   #8
paultg
NASIOC Supporter
 
Member#: 437
Join Date: Oct 1999
Chapter/Region: NESIC
Location: Londonderry, NH
Vehicle:
'91 Miata MX5 (Red)
'09 Impreza OBS (Blk/Gry)

Post

$2000/yr is not all that bad. I pay $1500/YR in MA and I have a prefect driving record. I do have a lower deductible and high coverage, but nothing out of the ordinary.

Good luck,
Paul
paultg is offline   Reply With Quote
Old 02-22-2001, 06:05 AM   #9
shuman
Scooby Newbie
 
Member#: 165
Join Date: Aug 1999
Location: Boston, MA USA
Post

i moved here from ny (school), and yes, they transfer your driving record...you are unable to get insurance without it, as far as i know anyway.

if you have lots of tickets, you may get spanked if over step 15.

each year that you're ticket free (moving violation, ie points on license) you move down 1 step. i'm at 9 or 10...and still pay about $1500/yr with (AAA) commerce insurance...same as paul.

ma really robs you when it comes to insurance. sux.
shuman is offline   Reply With Quote
Old 02-22-2001, 06:09 AM   #10
redobs
NASIOC Supporter
 
Member#: 1501
Join Date: May 2000
Chapter/Region: NESIC
Location: Nashua, NH
Vehicle:
2009 WRX wagon
Dark grey

Post

Right now I'm a step 14 and paying $1600/year. But, my car's in my mom's name and so is the insurance, plus she's a step 9. I'm only on there as an *cough* occasional driver.

So, $2000 is pretty cheap for your record.
redobs is offline   Reply With Quote
Old 02-22-2001, 09:07 AM   #11
IMPREZAmike
Scooby Newbie
 
Member#: 169
Join Date: Aug 1999
Location: Warwick and smAlbany NY
Vehicle:
98 black OBS
move bi*ch get out da way

Post

Zephyr,
were you able to get insurance in NY with a MA liscence/registration? if that worked for you i might try that.....i know theres no way to escape my crappy record (unless some of you'hackers' nead some extra money! kidding...

//m
IMPREZAmike is offline   Reply With Quote
Old 02-22-2001, 03:00 PM   #12
S_rangeBrew
Scooby Newbie
 
Member#: 3506
Join Date: Jan 2001
Cool

Here is what I do:

I only speed in states besides MA!

I've got tickets in Maine and NY since
I've had my MA license. I just paid
the tickets, and had no points put on
my MA license.

When I initially got my MA license, the
insurance company required the records from
my previous state. So, I had my *perfect*
record from Maine shipped down. It was *perfect* even though I had got in an accident and got a couple of tickets in MA when I had my Maine license.

So, buddy... basically you are screwed. Sorry.
BTW, with my perfect record, I pay about 900 bucks a year for my Turbocharged AWD DSM.

The secret is to *NOT SPEED* in the state you have your license in. Is that SO DAMN HARD?
I go 15mph above the limit, and have NEVER been stopped for that. Look into it.
Also, take advantage of MA regulations. My insurance went down **30 PERCENT!!** when I told them I had a LO-JACK on the car! If you don't have a LO-JACK in MA you are ignorant or stupid. Or like to burn money.
S_rangeBrew is offline   Reply With Quote
Old 02-22-2001, 04:27 PM   #13
paultg
NASIOC Supporter
 
Member#: 437
Join Date: Oct 1999
Chapter/Region: NESIC
Location: Londonderry, NH
Vehicle:
'91 Miata MX5 (Red)
'09 Impreza OBS (Blk/Gry)

Post

Well, I DO NOT consider myself ignorant or stupid. I checked into the lo jack, and it was only another 5% over the stock subaru alarm/keyless entry discount. The 5% would take a long time to cover the cost of the lo jack (+$300), so I passed. They don't calculate the discount off the policy total either, only part of it. So 5% might only be off the comprehensive. I think Pete mentioned that above. I would rather get a check for my loss than get my car back all torn up anyway.

Mike, you need to call some insurance companies. All I can say is you might be better off keeping the NY license. Get MA insurance, start at step 15, and maybe you can avoid sending them you record? Step 15 might be less than if you sent it? I am not sure how high the steps go, and how they determine it based on your previous state driving record.

Paul G.

paultg is offline   Reply With Quote
Old 02-22-2001, 06:56 PM   #14
IMPREZAmike
Scooby Newbie
 
Member#: 169
Join Date: Aug 1999
Location: Warwick and smAlbany NY
Vehicle:
98 black OBS
move bi*ch get out da way

Post

funny....every time i was stopped it was for 10 - 15 miles over the limit. Consider yourself lucky for never getting stopped. As for not speeding in my home state, I have had a liscence for 7 years now...6.5 of them i lived in NY and didnt make many lenghtly out of state trips. Every time i got pulled it was by as jerk a$$ local cop with nothing better to do but hide out in the dark and make my day worse.

Im going to make a bunch of calls tommorow and see how bad off i really am.

thanks again guys

//m
IMPREZAmike is offline   Reply With Quote
Old 02-23-2001, 07:15 AM   #15
jlyttle
Scooby Specialist
 
Member#: 2815
Join Date: Nov 2000
Location: Hanover, MA, USA
Vehicle:
2004 Forester XT 5sp
Silver

Post

I pay about $1100-1200 a year in MA, and I am a step 9!
jlyttle is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Rough idle, need new IAT? graphicsman Service & Maintenance 8 06-06-2010 12:11 PM
Need advise please!!! Im new to this. koolkabisa Newbies & FAQs 12 10-12-2009 03:17 PM
Putting STi seats in my WRX ... Need Advise TrunkMonk Interior & Exterior Modification 10 02-21-2003 05:04 PM
got pulled over for speeding in VA--need advise from fellow North Carolinians! Electronsmurf South East Region Forum 21 04-11-2002 08:42 AM
Putting in a new factory clutch in my WRX... need advisement dug-e-fresh Transmission (AT/MT) & Driveline 3 04-10-2002 03:30 PM


All times are GMT -4. The time now is 02:45 AM.


Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2014 Axivo Inc.
Copyright ©1999 - 2014, North American Subaru Impreza Owners Club, Inc.