WRX : Costliest car to insure

QwikEVO · 09-27-2009, 12:03 AM

http://autos.yahoo.com/articles/auto...ars-to-insure/

Quote:

Next time you see a Subaru Impreza WRX in your review mirror, get out of its way. Speed up. Slow down. Pull over to the side of the road and let it pass. Whatever it takes - just get away from it. If you don't, you may regret it.

Edmunds Straightline Blog explains, "Every couple years, the Insurance Institute for Highway Safety (IIHS), the non-profit testing and research agency supported by auto insurance companies, releases its model-by-model insurance loss rate scores. And it just so happens that among 2005-2007 models, the Subaru Impreza WRX had the highest loss rate among all types of coverage."

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That means insurers paid out more to repair WRXs than any other model of car. Insurers paid out more claims to repair cars hit by WRXs than those hit by anything else. WRX owners even claimed more non-crash-related damage than owners of any other car.

The Wall Street Journal notes, "Auto insurance costs aren't the first thing most shoppers think about when they evaluate a new car to buy. But it's an important cost to consider." For example, the Journal notes, a car shopper who buys "a big car that gets 20 miles to the gallon, instead of a small car that sips fuel at the rate of 30 miles to the gallon...could pay about $625 a year more for fuel." But if that small car is a WRX, the owner could quickly erase those savings with insurance payments.

The Journal obtained quotes from Allstate Insurance Corp, and assuming a Washington, D.C. address and a good driving record, found that the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus.

Your own perfect driving record won't necessarily help you avoid those charges. The Journal explains, "Even if you have a spotless record of safe, accident-free driving in a Subaru WRX, you are also paying for the damage racked up by the other WRX drivers who aren't as careful as you are with this high-performance, turbo-charged machine."

That may ultimately be the problem with the WRX - it's not the car, it's the people who drive it. After all, Edmunds Straightline notes, the WRX offers a lot of horsepower for a low price. "Build a performance car and price it low enough for younger drivers to afford, and then, the insurance companies step into to ruin the fun," they comment.

It's actually possible, IIHS data show, to buy a powerful sports car that's relatively easy to insure. The Corvette Convertible, for instance, makes the list of the ten best insurance risks. Even some relatively affordable sports cars, like the Mazda MX-5 Miata, crack the top ten.

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wuuusaa · 09-27-2009, 12:48 AM

Next time you see a Subaru Impreza WRX in your review mirror, get out of its way. Speed up. Slow down. Pull over to the side of the road and let it pass. Whatever it takes - just get away from it. If you don't, you may regret it.

I spit my soda out after reading that part lol

chanomatik · 09-27-2009, 03:33 AM

"...the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus."

Really?

fishAK · 09-27-2009, 04:08 AM

lol

Didn't know there was a comparable Ford Taurus. Guess everyone is missing out.

07_BluRex · 09-27-2009, 06:44 AM

Quote:

Originally Posted by fishAK

lol

Didn't know there was a comparable Ford Taurus. Guess everyone is missing out.

I would think the twin turbocharged, 365 hp AWD Taurus SHO is probably more than comparable.

siamiam · 09-27-2009, 09:49 AM

whoo go MX5

chanomatik · 09-27-2009, 12:09 PM

Quote:

Originally Posted by 07_BluRex

I would think the twin turbocharged, 365 hp AWD Taurus SHO is probably more than comparable.

"...among 2005-2007 models..."

Sorry, no Taurus SHO between this time, so no comparison can be made.

Although the 2010 sounds nice.

AKRS · 09-27-2009, 02:52 PM

This is why I can't get one. Insurance is killer

AKGimp · 09-27-2009, 05:31 PM

Haha thats funny when i was at school in wyoming i put full coverage on my car and it was 85 a month since i was in wyoming...

QwikEVO · 09-27-2009, 05:51 PM

Read.

It said 2005-2007 models.

Matthew1316 · 09-27-2009, 06:06 PM

Doesn't matter the year. I had a 2003 before my audi and my insurance dropped $1200 a year for the switch and I had a clean record.

suby_do · 09-27-2009, 06:24 PM

another reason i did a swap. lol i have a 06 wrx and the insurence thinks its a 97 lol. plus i only have half the doors

QwikEVO · 09-27-2009, 06:30 PM

Quote:

Originally Posted by Matthew1316

Doesn't matter the year. I had a 2003 before my audi and my insurance dropped $1200 a year for the switch and I had a clean record.

My insurance dropped when I went from an SRT-4 to the Evo.

Brando5185 · 09-27-2009, 06:43 PM

Thats b/c you got old rusty.

QwikEVO · 09-27-2009, 06:47 PM

Quote:

Originally Posted by Brando5185

Thats b/c you got old rusty.

actually I was already married and 25 when I got the SRT-4, so there was no change in my policy between the time I bought it and got rid of it.

907bob · 09-27-2009, 06:50 PM

yeah insurance is a jip, anybody wanna buy my wagon

Brando5185 · 09-27-2009, 06:53 PM

Quote:

Originally Posted by QwikEVO

actually I was already married and 25 when I got the SRT-4, so there was no change in my policy between the time I bought it and got rid of it.

Yeah i am waiting to get old to see if my insurance drops anymore. :-/

QwikEVO · 09-27-2009, 06:56 PM

it was nice when my wife turned 25 last year and lowered our insurance again.

AKRS · 09-27-2009, 11:21 PM

Mine went down a LOT when I turned 21 this year

Nomadgene · 09-28-2009, 01:58 AM

What's INSURANCE?

chanomatik · 09-28-2009, 04:08 AM

Quote:

Originally Posted by Nomadgene

What's INSURANCE?

It's more like ASSURANCE, right? For just in case the gods smile upon thee and ye pockets remain unchanged following an unseen occurance and are provided with that peace of mind.

greenspeed · 09-28-2009, 04:21 AM

My insurance company was confused when I applied for coverage and they found out I was 65 retired and had 10 grand kids.

Go dill and I for our swaps!

siamiam · 09-28-2009, 06:20 AM

Quote:

Originally Posted by Nomadgene

What's INSURANCE?

the thing the bastard in the scion who hit me didn't have

SLDWYS · 09-28-2009, 11:54 AM

Quote:

Originally Posted by QwikEVO

My insurance dropped when I went from an SRT-4 to the Evo.

Really? Imagine that! Haha.

The neon's a death trap. Two airbags? 2500lbs? Yeah, you're in a tin can friend. At least with the Evo's you have side airbags and a bit more stability. My insurance would drop $80 if I went from the Neon to an e46 m3, $60 if I went to a new STi, and another $80 if I went to a 335xi. Really....the reoccurring theme here is the neon.

Minimaul · 09-28-2009, 12:49 PM

For $580/month in insurance I can own a Porsche GT3 RS.

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09-27-2009, 12:48 AM	#2
wuuusaa Scooby Specialist Member#: 92894 Join Date: Aug 2005 Chapter/Region: International Location: Running away from Polar bears	Next time you see a Subaru Impreza WRX in your review mirror, get out of its way. Speed up. Slow down. Pull over to the side of the road and let it pass. Whatever it takes - just get away from it. If you don't, you may regret it. I spit my soda out after reading that part lol

09-27-2009, 03:33 AM	#3
chanomatik NASIOC Supporter Member#: 159474 Join Date: Sep 2007 Chapter/Region: AKIC Location: East Anchorage (yuck!) Vehicle: 2013 BRZ Ltd 6MT CBS The Epic One	"...the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus." Really?

09-27-2009, 04:08 AM	#4
fishAK Scooby Specialist Member#: 177680 Join Date: Apr 2008 Chapter/Region: AKIC Location: Anchorage Vehicle: '03 GMC Denali White light w/flicker	lol Didn't know there was a comparable Ford Taurus. Guess everyone is missing out.

09-27-2009, 09:49 AM	#6
siamiam Scooby Newbie Member#: 129469 Join Date: Oct 2006 Chapter/Region: AKIC Location: faibanks-Northpole Alaska Vehicle: 93 automatic Miata black	whoo go MX5

09-27-2009, 02:52 PM	#8
AKRS Scooby Newbie Member#: 153687 Join Date: Jul 2007 Chapter/Region: AKIC Location: Anchorage, Alaska Vehicle: 2002 Black RS	This is why I can't get one. Insurance is killer

09-27-2009, 05:31 PM	#9
AKGimp Scooby Newbie Member#: 182330 Join Date: Jun 2008 Chapter/Region: AKIC Location: A-Town Ak Vehicle: 2002 Dirtymax White	Haha thats funny when i was at school in wyoming i put full coverage on my car and it was 85 a month since i was in wyoming...

09-27-2009, 05:51 PM	#10
QwikEVO Scooby Specialist Member#: 44172 Join Date: Sep 2003 Chapter/Region: AKIC Location: Eagle River, AK Vehicle: 2003 Lancer Evo 8 Plasti-Dip is for TOOLS	Read. It said 2005-2007 models.

09-27-2009, 06:06 PM	#11
Matthew1316 Scooby Newbie Member#: 148441 Join Date: May 2007 Chapter/Region: AKIC Location: Anchorage, AK Vehicle: 2013 S4 2003 WRB Wrx(sold)	Doesn't matter the year. I had a 2003 before my audi and my insurance dropped $1200 a year for the switch and I had a clean record.

09-27-2009, 06:24 PM	#12
suby_do Scooby Newbie Member#: 154711 Join Date: Jul 2007 Location: abilene, Tx Vehicle: 1997 swap rotated ppg impreza L	another reason i did a swap. lol i have a 06 wrx and the insurence thinks its a 97 lol. plus i only have half the doors

09-27-2009, 06:43 PM	#14
Brando5185 Scooby Specialist Member#: 189926 Join Date: Sep 2008 Chapter/Region: AKIC Location: Anchorage, AK Vehicle: 2006 Jeep GC Limited It's a HEMI!! Yee-haw	Thats b/c you got old rusty.

09-27-2009, 06:50 PM	#16
907bob Scooby Newbie Member#: 117127 Join Date: Jun 2006 Chapter/Region: AKIC Location: Anchorage Vehicle: 2005 sti Obama Can't Gymkhana	yeah insurance is a jip, anybody wanna buy my wagon

09-27-2009, 06:56 PM	#18
QwikEVO Scooby Specialist Member#: 44172 Join Date: Sep 2003 Chapter/Region: AKIC Location: Eagle River, AK Vehicle: 2003 Lancer Evo 8 Plasti-Dip is for TOOLS	it was nice when my wife turned 25 last year and lowered our insurance again.

09-27-2009, 11:21 PM	#19
AKRS Scooby Newbie Member#: 153687 Join Date: Jul 2007 Chapter/Region: AKIC Location: Anchorage, Alaska Vehicle: 2002 Black RS	Mine went down a LOT when I turned 21 this year

09-28-2009, 01:58 AM	#20
Nomadgene Scooby Guru Member#: 22923 Join Date: Aug 2002 Chapter/Region: International Vehicle: 2002 Hybrid JDM 2.0L TWIN-SCROLL Black Bugeye	What's INSURANCE?

09-28-2009, 04:21 AM	#22
greenspeed * Banned * Member#: 151248 Join Date: Jun 2007 Chapter/Region: AKIC Location: Meadow Lakes, AK Vehicle: 00 Impreza 2.5RS Whore Door	My insurance company was confused when I applied for coverage and they found out I was 65 retired and had 10 grand kids. Go dill and I for our swaps!

09-28-2009, 12:49 PM	#25
Minimaul Scooby Specialist Member#: 116296 Join Date: May 2006 Chapter/Region: AKIC Location: Hoth Vehicle: 1997 M3 Black	For $580/month in insurance I can own a Porsche GT3 RS.