Welcome to the North American Subaru Impreza Owners Club Tuesday September 2, 2014
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
Rocky Mountains Impreza Club
Here you can view your subscribed threads, work with private messages and edit your profile and preferences Home Registration is free! Visit the NASIOC Store NASIOC Rules Search Find other members Frequently Asked Questions Calendar Archive NASIOC Upgrade Garage Logout
Go Back   NASIOC > NASIOC Chapters > Rocky Mountains Impreza Club Forum -- RMIC

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads.
Reply
 
Thread Tools Display Modes
Old 09-27-2009, 06:34 AM   #1
Scubiesteve25RS
Scooby Specialist
 
Member#: 92372
Join Date: Jul 2005
Chapter/Region: RMIC
Location: Roy
Vehicle:
2008
Black on Black

Default Safety agency lists best/worst cars to insure

And guess what the number one worst car to insure is......hmmmm you guessed it a WRX!

Straight from yahoo......
Next time you see a Subaru Impreza WRX in your review mirror, get out of its way. Speed up. Slow down. Pull over to the side of the road and let it pass. Whatever it takes - just get away from it. If you don't, you may regret it.

Edmunds Straightline Blog explains, "Every couple years, the Insurance Institute for Highway Safety (IIHS), the non-profit testing and research agency supported by auto insurance companies, releases its model-by-model insurance loss rate scores. And it just so happens that among 2005-2007 models, the Subaru Impreza WRX had the highest loss rate among all types of coverage."

That means insurers paid out more to repair WRXs than any other model of car. Insurers paid out more claims to repair cars hit by WRXs than those hit by anything else. WRX owners even claimed more non-crash-related damage than owners of any other car.


The Wall Street Journal notes, "Auto insurance costs aren't the first thing most shoppers think about when they evaluate a new car to buy. But it's an important cost to consider." For example, the Journal notes, a car shopper who buys "a big car that gets 20 miles to the gallon, instead of a small car that sips fuel at the rate of 30 miles to the gallon...could pay about $625 a year more for fuel." But if that small car is a WRX, the owner could quickly erase those savings with insurance payments.

The Journal obtained quotes from Allstate Insurance Corp, and assuming a Washington, D.C. address and a good driving record, found that the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus.

Your own perfect driving record won't necessarily help you avoid those charges. The Journal explains, "Even if you have a spotless record of safe, accident-free driving in a Subaru WRX, you are also paying for the damage racked up by the other WRX drivers who aren't as careful as you are with this high-performance, turbo-charged machine."

That may ultimately be the problem with the WRX - it's not the car, it's the people who drive it. After all, Edmunds Straightline notes, the WRX offers a lot of horsepower for a low price. "Build a performance car and price it low enough for younger drivers to afford, and then, the insurance companies step into to ruin the fun," they comment.

It's actually possible, IIHS data show, to buy a powerful sports car that's relatively easy to insure. The Corvette Convertible, for instance, makes the list of the ten best insurance risks. Even some relatively affordable sports cars, like the Mazda MX-5 Miata, crack the top ten.

The Ten Worst Vehicles to Insure, according to IIHS data:

1. Subaru Impreza WRX

2. Scion tC

3. Hyundai Tiburon

4. Mercedes CLS class 4dr

5. Suzuki Forenza

6. Honda Civic Si

7. Dodge Charger

8. Nissan 350z

9. Chevrolet Cobalt

10. Suzuki Reno


The Ten Best Vehicles to Insure:
1. Buick Rendezvous

2. Pontiac Solstice

3. Buick Terraza

4. Honda Odyssey

5. Mazda MX-5 Miata

6. Subaru Outback

7. Ford Five Hundred

8. Volvo V70

9. Chrysler Town & Country

10.Chevrolet Corvette Convertible


But here is where I have a problem with this, yes there may be more accidents in WRX's but do they factor in that there may be more WRX's than any other average car on the road or just wrecks in WRX's overall? And not only that WRX's are awd so yes most people buy them for their performance but also for the ablility to drive in the winter. So do they also account for when these accidents happen? What I'm trying to say is that a WRX is a vehicle you can drive year long in the northern states, so therefore that gives you 365 days of driving to get in an accident unlike somone who drives their Vette/Solstice/Miata for 90 days out of the year or less. All the cars in the best cars to insure are ones you see maybe 1 out 100 cars you see on the highway daily. I knew it was bad but really this bad over SRT4 owners, Cobalts, or a Civic. And SRT4s are not even on the list.........The main point here is that if there are alot more people driving a mid level sports car on the road compared to a high-end sports car which one is going to be involved in more accidents. And another is why the hell is there no SUVs on this list. I can almost garuntee you that most of these accidents they are seeing WRX's in also involved a SUV therefore why it cost more to fix a car after hitting something twice the size of itself.
* Registered users of the site do not see these ads.

Last edited by Scubiesteve25RS; 09-27-2009 at 10:28 AM.
Scubiesteve25RS is offline   Reply With Quote
Old 09-27-2009, 11:09 AM   #2
yellow_snow
Scooby Specialist
 
Member#: 179661
Join Date: May 2008
Chapter/Region: RMIC
Location: Utah
Vehicle:
A Subaru
duh

Default

i know that its definitely not the factor of there bein gtoo many wrxs on the road compared to other cars. We have a lot here locally but its no where compared to civics and corollas and accords and camrys, they should be on the list if that was the case, there are billions of those.

Its true any of the sports acars on the safe list are usually driven seasonally and not often. But there is an suv and a minivan on there im sure those are daily drivers
yellow_snow is offline   Reply With Quote
Old 09-27-2009, 11:31 AM   #3
Zand
Scooby Specialist
 
Member#: 73402
Join Date: Oct 2004
Chapter/Region: RMIC
Location: Salt Lake City, Utah
Vehicle:
05 wagon
it does what its told

Default

Well looks like its time to trade in for a miata. I'll save money AND become a mod on nasioc all at once! Huzzah
Zand is offline   Reply With Quote
Old 09-27-2009, 11:31 AM   #4
Scubiesteve25RS
Scooby Specialist
 
Member#: 92372
Join Date: Jul 2005
Chapter/Region: RMIC
Location: Roy
Vehicle:
2008
Black on Black

Default

but if you figure in how many mini vans and suvs there are US wide......its spread out between all the manufacterers, what is an affordable turbo sport compact car that is AWD. There is only one the WRX.....Mitsubishi has the Evo and the Lancer and both are totally two different cars. So if one was going to pay the same price for a Lancer or a WRX, this person would probably go for the WRX. My point is that there is basically one car in this category. So for this level of car there is nothing for other people to buy to help spread out the numbers to other cars in the same category that people are looking for when buying a WRX, its in a boat all by itself.

And then there's this
"That means insurers paid out more to repair WRXs than any other model of car. Insurers paid out more claims to repair cars hit by WRXs than those hit by anything else. WRX owners even claimed more non-crash-related damage than owners of any other car." And where are they getting "Insurers paid out more claims to repair cars HIT by WRXs than hit by anything else". I don't believe this what-so-ever and even if I did I think involved WRXs would work better than hit by.....

Last edited by Scubiesteve25RS; 09-27-2009 at 01:04 PM.
Scubiesteve25RS is offline   Reply With Quote
Old 09-27-2009, 11:45 AM   #5
AliasAngel
Scooby Newbie
 
Member#: 5281
Join Date: Mar 2001
Location: FLorida USA
Vehicle:
2001 Impreza 2.5RS
BRP (Black Leather) RB5!

Post

The other day I call up my insurance company to get a quote on the newest STI and the quote was outrages. I been with this main stream insurance company for at least 10 years now and my driving record is superb. My 2.5RS Impreza cost $1200 a year to insurance, with the same coverage... the STI would cost me $3800 a year. I didn't want to ask about the WRX because it is not what I want. I ask what's the big deal why this cost so freaking much? The insurance agent told me that under the Insurance Institute for Highway Safety, this vehicle score very high and in their company, they have receive many claims on the WRX and STI in a year. I was a bit curious why so many claims and proceed to ask him this question, he reply due to reckless driving. Ouch... very sadden by this this turn of event. Fellow Impreza owners should take the fun on the track and not in streets/highways. It ruin it for everybody else who want to drive one of these nice machine one day.


I also pop another question to the insurance agent just to see what he has to say. I ask what about getting me a quote on the Mitsubishi Evolution X? He said, sorry... we don't even insurance that vehicle any more and I'm sure you know why. Another nice vehicle that insurance afraid of insuring. Here is kicker, I ask about getting a quote for the Nissan Skyline GT-R and he quoted me with the same policy that I have on my 2.5RS $1200 a year to the GT-R for $1400 a year. I did the O.M.G. of course and he said people who drive this car haven't make a bad name in the insurance list yet. The car is fairly new and most people are very mature owning this vehicle.


Lastly, everyone please drive safe and take it to the track. This car rated this bad is for a good reason. Let's focus on our own car and drive responsible. I feel like a freaking commercial right now...


Here is the link for the HLDI so that you can keep track of it every year.


http://www.iihs.org/research/hldi/co...05-2007&cv=all
AliasAngel is offline   Reply With Quote
Old 09-27-2009, 01:08 PM   #6
Scubiesteve25RS
Scooby Specialist
 
Member#: 92372
Join Date: Jul 2005
Chapter/Region: RMIC
Location: Roy
Vehicle:
2008
Black on Black

Default

05-07
Highest losses: All coverages Size/class

Subaru Impreza WRX 4WD Small four-door models 189
Scion tC Small two-door models 164
Hyundai Tiburon Small two-door models 160
Mercedes CLS class 4dr Large luxury models 157
Suzuki Forenza Small four-door models 156
Honda Civic Si Small two-door models 155
Dodge Charger Large four-door models 150
Nissan 350Z Midsize sports models 145
Chevrolet Cobalt Small two-door models 143
Suzuki Reno Small four-door models 142

I have never even heard of/seen a Suziki Forenza or Reno on the road and yet apparently people who owned these got into accidents? I don't understand how they lost money on insuring these vehicles.

04-06 models
Cadillac Escalade EXT 4dr 4WD Large specialty trucks 192
Subaru Impreza WRX 4WD Small four-door models 182
Hyundai Tiburon Small two-door models 168
Mitsubishi Lancer Small four-door models 167
Scion tC Small two-door models 166
Acura RSX Small two-door models 163
Nissan Sentra SE-R Small four-door models 156
Suzuki Forenza Small four-door models 153
Mitsubishi Eclipse Midsize two-door models 148
Nissan Sentra Small four-door models 148

Last edited by Scubiesteve25RS; 09-27-2009 at 01:13 PM.
Scubiesteve25RS is offline   Reply With Quote
Old 09-27-2009, 02:30 PM   #7
ashergrey
Scooby Specialist
 
Member#: 174533
Join Date: Mar 2008
Chapter/Region: RMIC
Location: SLC, UT
Vehicle:
0694 WRXLtd/LegWagon
WRB/Pure White

Default

My boss saw this story last week and came in to give me a hard time about it.
ashergrey is offline   Reply With Quote
Old 09-27-2009, 04:51 PM   #8
godfather2112
Papi Chulo
Moderator
 
Member#: 53794
Join Date: Jan 2004
Chapter/Region: NWIC
Location: Seattle
Vehicle:
.... OT Supplement
Testing Division.

Default

Who would have though............

Now that wrx's are cheap as all hell, every moron can afford it. Add bov action and your Vin Diesel.
godfather2112 is online now   Reply With Quote
Old 09-28-2009, 01:07 AM   #9
wantsti
Scooby Specialist
 
Member#: 134764
Join Date: Dec 2006
Chapter/Region: RMIC
Location: Lindon, Utah
Vehicle:
04 sti
java black pearl

Default

This is why i might sell my sti
wantsti is offline   Reply With Quote
Old 09-28-2009, 01:13 AM   #10
Touge86
Scooby Guru
 
Member#: 166498
Join Date: Dec 2007
Chapter/Region: International
Location: Portland
Vehicle:
2013 M3
Mint Green

Default

we ve wanted a miata anyone know if they come in auto? my sti stays. if rates get horrible i ll just add mine to the wrecked list
Touge86 is offline   Reply With Quote
Old 09-28-2009, 02:16 AM   #11
axleon2
Scooby Guru
 
Member#: 154117
Join Date: Jul 2007
Chapter/Region: RMIC
Location: Midvale, Utah
Vehicle:
2004 WRX
JBP

Default

I love how they compare a ford taurus to a wrx...wtf!?
axleon2 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Yahoo's worst cars to insure article: #1 is Subaru WRX 04SlvrWRX Off-Topic 106 09-28-2009 03:51 AM
Safety agency lists best, worst cars to insure imintheaws General Community 1 09-27-2009 02:50 PM
wrx rated worst car to insure silvrbulit04 General Community 4 09-27-2009 10:12 AM
OT Skiers/Boarders:Where is the best/worst place to ride? snobordin8 Off-Topic 120 03-09-2007 04:30 PM


All times are GMT -4. The time now is 07:54 PM.


Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2014 Axivo Inc.
Copyright ©1999 - 2014, North American Subaru Impreza Owners Club, Inc.