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Old 02-19-2015, 09:21 PM   #1
H5N1
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Member#: 412
Join Date: Oct 1999
Location: Richmond, Land of Total Lost
Vehicle:
DOHC 2.5RS - SOLD
SOHC 2.5RS

Default ICBC Question

I was told by ICBC even if a person is 50% at fault in an accident, the insurance premium will still go up. They said that only less than 50% fault will not affect the premium. So if that's the case, what's the difference when you are 100% at fault or 50% at fault? It just doesn't sound fair at all. Any help is appreciated
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Old 02-19-2015, 11:24 PM   #2
DIGGYGV8
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Chapter/Region: VIC
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50%/50% = ICBC screws everyone, since you pay for each other's damages, and both your premium goes up
100%/0% = one side pays for it, and only one side premium goes up
0%/100% = vice versa of above

so to answer your question, to you, there's no diff, but 50/50 favours ICBC's pockets
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Old 02-20-2015, 02:42 AM   #3
H5N1
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DOHC 2.5RS - SOLD
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Default

Thanks for your reply.
I always assume that if it's a 50/50 fault, premium will go up but not as much as 100% at fault. Apparently I was wrong
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Old 02-20-2015, 03:14 AM   #4
DIGGYGV8
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Location: Burnaby
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2011 STi Sedan
SWP

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Quote:
Originally Posted by H5N1 View Post
Thanks for your reply.
I always assume that if it's a 50/50 fault, premium will go up but not as much as 100% at fault. Apparently I was wrong
more than 25% fault = your premium goes up

I don't see how anyone can be 18.65% at fault unless it's a 10 car pile-up and it was car number 7's passenger's nice chest that caused it all even though they weren't driving and were fully clothed.



http://www.icbc.com/claims/determine...s/default.aspx
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