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Old 06-07-2002, 11:30 AM   #1
BrysImpreza
Scooby Guru
 
Member#: 3102
Join Date: Nov 2000
Chapter/Region: NESIC
Location: Northern, CT
Vehicle:
2012 Sport Limited
Ice Silver

Default CT Drivers: What Insurance Do You have / what do you pay?

I'm looking into new insurance, a friend (Herzy2.5RS) got me thinking and i realized I pay WAY TOO MUCH!
I pay just under $1200 / yr. on my parents insurance, that includes discounts for multiple drivers, no accidents, violations, etc. which isn't that bad, but I just got a quote for $900 from State Farm on my own policy!
So I'd like to save some $$$

What do you all have? How much do you pay?

Bry.
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Old 06-07-2002, 01:06 PM   #2
neuromancer
Scooby Specialist
 
Member#: 5973
Join Date: Apr 2001
Chapter/Region: NESIC
Location: New Manchvegas
Vehicle:
2005 Scion tC
White

Default

hahaha.

Dude, I pay in insurance what most people pay for their WRXs.
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Old 06-07-2002, 01:38 PM   #3
live311
Scooby Newbie
 
Member#: 10801
Join Date: Oct 2001
Chapter/Region: NESIC
Location: Middletown, CT
Vehicle:
2008 Outback

Default

Allstate (yeah, yeah, I know ), under $1100 a year. Keep in mind I'm 25 with a good record (so far).
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Old 06-07-2002, 02:15 PM   #4
MadMax
Scooby Specialist
 
Member#: 1279
Join Date: Apr 2000
Chapter/Region: NESIC
Location: Danbury,CT <- Center of Univer
Vehicle:
2000 MY00 SRP RS2.5
"Stock" kinda

Default

Im 25 with good record and pay 1600 every 6 months for my two cars. My00 RS and 02 elentra gt hatch.

I'm with metlife and have all the discounts going too.

Stupid ct law made insurence companies re-evaluate ct insurence and caused it to go up!!!:monkey:

To offset my insurence I take a car off during the winter time. drops to about 1000 then.

MadMax
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Old 06-07-2002, 02:19 PM   #5
BillMiya
Scooby Newbie
 
Member#: 19583
Join Date: Jun 2002
Location: NY
Vehicle:
2002 WRX Sedan
Platinum Silver

Default

Hey, I'm in NYC area and your "high insurance" is nothing at all!
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Old 06-07-2002, 02:27 PM   #6
DonkeyPunch
Scooby Specialist
 
Member#: 18987
Join Date: May 2002
Chapter/Region: NESIC
Location: Griswold, CT
Vehicle:
2004 WRX JBP/04 FXT
CRP/02 WRX prior to

Default Insurance

Hey you aren't military, or a DOD employee, or military dependant are you? If so check out USAA I pay 950 every six mos. with one ticket on my record, and i'm 24 years old. if not checkout Progressive. They will give you prices on three other companies for the same policy to give you and idea on who is cheapest.
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Old 06-07-2002, 04:02 PM   #7
Snowphun
NASIOC Supporter
 
Member#: 1800
Join Date: Jul 2000
Chapter/Region: NESIC
Location: Way South Shore MA
Vehicle:
WRX /Cooper S/Miata
awd/fwd/rwd

Default

Gieco of all people seems to be best for me. I've been with them for 8+ years, no incidents or tickets, around $1100/year for 100/300k, $500 deductables. It was only $200 more per year to have my 944 on there.

It may be foolish, but I think staying with one company helps if/when you have an issue. But I'd change if someone else could handle it for a few hundred bucks less...

Paul
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Old 06-07-2002, 04:49 PM   #8
CTKAG
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Member#: 15001
Join Date: Feb 2002
Chapter/Region: NESIC
Location: Manchester CT or at any track
Vehicle:
STi V8 Spec C Power
NESIC TrackH0z # 10

Default

I echo the USAA plug. Of course, I'm on max discounts (multiple vehicles, ahem, over 35, no claims (other than glass) in over 10 years, homeowners, etc.) If you're eligible, check them out. I've had other agents quote me - they can beat them, but not by enough to make it worthwhile.
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Old 06-07-2002, 05:13 PM   #9
BillMiya
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Member#: 19583
Join Date: Jun 2002
Location: NY
Vehicle:
2002 WRX Sedan
Platinum Silver

Default

Be careful with GEICO if you have a speeding ticket from another state that didn't show up on your driver's record. When you call GEICO, they will pull ALL the tickets from ALL the states!!! After that, even if you decide not to go with GEICO, all the out-of-state speeding tickets will remain on your record. It can raise the insurance rate!!
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Old 06-07-2002, 06:02 PM   #10
speedracer500
Scooby Newbie
 
Member#: 6167
Join Date: Apr 2001
Chapter/Region: NESIC
Location: Norwich, CT USA
Vehicle:
2002 WRX Big build
06 STi built, 00 L wagon

Default car insurance

We pay $1990/year for 2 2002 wrx's. I am 29, and my wife is 28. We have full coverage, and all the discounts. We use State Farm.

Justin
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Old 06-08-2002, 10:31 AM   #11
doobie
Scooby Specialist
 
Member#: 6570
Join Date: May 2001
Chapter/Region: South East
Location: Dunedin, FL
Vehicle:
04 WRXSW
9.3 TRB0 CNV

Default

I've got geico and am pretty happy, no tix in 4 years about 900 every six, but there is a driving factor due to something i did in the past. One more year and thats off too though. In Rhody I dont think we can get state farm.

Geico is by far the cheapest for me.

Steve
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Old 06-08-2002, 12:44 PM   #12
herzy2.5RS
Scooby Newbie
 
Member#: 4629
Join Date: Mar 2001
Location: in a guinness enduced coma! otherwise vernon, ct
Vehicle:
tell them you caught
me in bed with 4 women!

Default

bry,, progressive quoted me at $1093 for six months. that is a bit much i think. i only pay $1633 right now. but i dont think they took under consideration that i will be 25 next week, im gonna call them and ask. that is the only place i have checked so far....

brett
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Old 06-08-2002, 01:39 PM   #13
BrysImpreza
Scooby Guru
 
Member#: 3102
Join Date: Nov 2000
Chapter/Region: NESIC
Location: Northern, CT
Vehicle:
2012 Sport Limited
Ice Silver

Default

Brett, you may want to try State Farm Insurance, they've given me the lowest quote so far and that's with max. coverage!
Bry.
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Old 06-08-2002, 03:46 PM   #14
herzy2.5RS
Scooby Newbie
 
Member#: 4629
Join Date: Mar 2001
Location: in a guinness enduced coma! otherwise vernon, ct
Vehicle:
tell them you caught
me in bed with 4 women!

Default

whataya do register it as a tractor

im just gonna go without and keep my fingers crossed:monkey:

jk
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