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Old 11-28-2012, 05:32 PM   #1
Kfly04
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Default 2002 wrx swap for 2.5 wrx engine the cars getting repo'd!

Hi guys I'm thinking of swapping my 200k mile engine 2.0l to the 2.5l wrx block from a 2006. My buddies car is getting re-po'd he has a built engine by a reputable company its a 2.5 block forged pistons ,ewg and 20g turbo pushing 400hp . He came to me saying the banks getting it in a week and I can pull the engine out and trade for mine Anybody done this 2.0 engine swap to newer wrx 2.5 engine? will I be able to use the stock harness or do i need his 06' wiring. what else is needed to change over? I'll be usig his aftermarket clutch mabey the tranny?
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Old 11-28-2012, 06:01 PM   #2
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LOTS of people have done this swap. SEARCH and you'll find what you need.
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Old 11-28-2012, 06:50 PM   #3
slayer44wagon
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U are lucky do some research and get it done...
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Old 11-28-2012, 07:01 PM   #4
happs subi
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I would yank out pretty much everything in that car and put it in yours. I would pay someone to help too. Seriously, swap the motor, trans, harness, dash, steering rack, everything you can get.
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Old 11-28-2012, 07:37 PM   #5
brew02wrx
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Quote:
Originally Posted by Kfly04
Hi guys I'm thinking of swapping my 200k mile engine 2.0l to the 2.5l wrx block from a 2006. My buddies car is getting re-po'd he has a built engine by a reputable company its a 2.5 block forged pistons ,ewg and 20g turbo pushing 400hp . He came to me saying the banks getting it in a week and I can pull the engine out and trade for mine Anybody done this 2.0 engine swap to newer wrx 2.5 engine? will I be able to use the stock harness or do i need his 06' wiring. what else is needed to change over? I'll be usig his aftermarket clutch mabey the tranny?
I wonder what the bank would think if you stripped the entire car down to the bare shell
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Old 11-28-2012, 08:27 PM   #6
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Originally Posted by brew02wrx View Post
I wonder what the bank would think if you stripped the entire car down to the bare shell
"Theft" and "Fraud" come to mind.

You had better check with somebody about the legality of doing this. Technically, the bank owns the car. Grabbing parts out of it could be construed as receiving stolen property.

On another note, I think it's hilarious that someone would put all kinds of money into modifying a car they obviously cannot afford to pay for.
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Old 11-28-2012, 08:47 PM   #7
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^^^Recieving stolen property/theft/accessory to theft sounds about right as well.
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Old 11-28-2012, 08:58 PM   #8
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take eevrythinggggg. engine/ecu/transmission. and dont forget the VIN numbers as well..that's your dog tag. goodluck. subaru + repo= gtfo repo!
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Old 11-28-2012, 09:10 PM   #9
happs subi
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In all seriousness, the bank has no idea what a 2006 wrx is. As long as its running they won't know the difference. However, given the time frame, unless you have a team together you cannot pull this off. I would take off all the aftermarket bits though
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Old 11-28-2012, 09:14 PM   #10
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I wouldn't do that. Companies are being forced to become more in tune with their line of work nowadays, as every penny counts to make it to the black for so many industries. As such, I bet you anything swapping that 2.5 with your piece of crap will be noticed :P
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Old 11-28-2012, 09:21 PM   #11
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What could possibly go wrong?

I mean besides the cops getting involved and the insurance company saying they won't press charges when you return their stolen property. Then you're left with a shell with no engine.
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Old 11-28-2012, 09:34 PM   #12
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And this is why we all can't have nice things.
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Old 11-28-2012, 09:37 PM   #13
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^^^Truth...
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Old 11-28-2012, 10:28 PM   #14
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Quote:
Originally Posted by RM_2 View Post
And this is why we all can't have nice things.
But u realize that without "repo people"....u sir would not be able to get a loan either
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Old 11-28-2012, 10:51 PM   #15
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But if people would pay for their stuff on time or banks not give loans to people that can't afford the things they want to buy, we would have no need for repo people.
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Old 11-28-2012, 11:08 PM   #16
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Any bank that loans money is taking a risk when lending. Someone with an 800 credit score could lose his job and his Mercedes gets repoed. People go through hardships it happens.

The bank will sell the repo at auction most likely if the car is a turd. By lowering the value of your friends car is just hurting him in the long run.

Once the car is liquidated at auction the bank will take what the car sold for and put that towards the amount he owes and then they will collect and report to the credit bureaus of the remaining balance.

The car may be worth quite a bit with dealers increasing their inventory for tax season helping him owe less and may be settle his debt that he agreed to pay.
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Old 11-29-2012, 12:25 AM   #17
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Drewvdw,

I'm not expressly a big-business supporter (as most banks necessarily need to be nowadays), but your view on banks not loaning out money appropriately isn't the entire picture.

To me, there are two types of people that get things repo'd: (1) Those who take a loan out that is more than they can support on their pay grade and (2) those who could support it on their pay grade, but for a reason in their control or not, are unable or decide to not pay it. It's not the bank's fault if any sort of credit check was ran- they factor in the interest as per risk.

It is almost always on the consumer side, so I never see a shortage of repo guys, as humans will always continue to do what they do best .

Oh and did anyone see what the squid OP asked? "Can I use the stock harness" LOLOLOLOLOLOLOL
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Old 11-29-2012, 12:37 AM   #18
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True, I did express a small-minded view, I was amid a discussion about the housing crisis and what caused the depression we're in. Type 1 is the type of people banks should not be loaning out to, and they should know better. These people should also know that if they get denied a loan, there is a reason. Type 2 people are just unlucky. I feel bad for them and shouldn't have lumped them in with my generalization.
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Old 11-29-2012, 07:05 AM   #19
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Quote:
Originally Posted by happs subi View Post
In all seriousness, the bank has no idea what a 2006 wrx is. As long as its running they won't know the difference. However, given the time frame, unless you have a team together you cannot pull this off. I would take off all the aftermarket bits though
Banks are a lot smarter then you think.
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Old 11-29-2012, 07:29 AM   #20
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Yeah this has bad idea written all over it. After they repo cars they always run over them to see damages/stuff they can charge more for. No doubt they'll discover the swap and just give your buddy more if a headache to deal with.
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Old 11-29-2012, 07:38 AM   #21
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Quote:
Originally Posted by Kfly04 View Post
Hi guys I'm thinking of swapping my 200k mile engine 2.0l to the 2.5l wrx block from a 2006. My buddies car is getting re-po'd he has a built engine by a reputable company its a 2.5 block forged pistons ,ewg and 20g turbo pushing 400hp . He came to me saying the banks getting it in a week and I can pull the engine out and trade for mine Anybody done this 2.0 engine swap to newer wrx 2.5 engine? will I be able to use the stock harness or do i need his 06' wiring. what else is needed to change over? I'll be usig his aftermarket clutch mabey the tranny?
I hope that you get busted for fraud and you both lose your cars. This is a contributing factor of why insurance rates are so high.
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Old 11-29-2012, 08:54 AM   #22
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Originally Posted by HeroCrank View Post
I hope that you get busted for fraud and you both lose your cars. This is a contributing factor of why insurance rates are so high.
How are insurance rates connected to bank-repos?

Maybe you meant interest, not insurance.
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Old 11-29-2012, 09:08 AM   #23
Saltine254
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OT but here is a repo I saw in Houston

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Old 11-29-2012, 09:15 AM   #24
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^ I feel bad for people that repo for a living. they deal with some crazy sh** most of the time

By the way, I wonder why the guy with the gun was only hating on that one door panel... LOL
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Old 11-29-2012, 09:43 AM   #25
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Quote:
Originally Posted by drewvdw View Post
True, I did express a small-minded view, I was amid a discussion about the housing crisis and what caused the depression we're in. Type 1 is the type of people banks should not be loaning out to, and they should know better. These people should also know that if they get denied a loan, there is a reason. Type 2 people are just unlucky. I feel bad for them and shouldn't have lumped them in with my generalization.
To be honest I don't think your generalization was very far off. With the exception of very extreme cases type 2 people are just as bad. I know people earning half of what I do with cars worth twice as much as mine. Sure they can afford them now, but why don't I own a car like theirs? Because I know I'd have to get rid of it the day I lost my job (if I ever do)....

Just because the bank will approve you for a loan doesn't mean you should take it, just because you can afford a car now doesn't mean you should buy it. I make every financial decision in my life with the realization I cant predict the future and I could very well lose my job tomorrow. The average job search for even skilled, well educated and experienced people is (where I am from) about 6-12 months. If you can't survive for that period without purging assests then maybe you shouldn't be going to a shop to have an engine built for you... Or even own a car like that in the first place.... People have to wake up and smell the roses and be honest with themselves about what they can afford. Not live in some dream world where HELOCs and leasing/financing gets you everything, because that world is nothing more than a bubble waiting to be popped....
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