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Old 03-29-2012, 09:04 AM   #1
AVANTI R5
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Default Uninsured vehicles cannot be towed in AZ



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PHOENIX – A bill to let police tow and impound cars without insurance met a narrow defeat in Arizona last week, highlighting the attention paid to the issue by the state and the harsh penalties for driving without coverage there, according to Online Auto Insurance News.
Estimates from the Insurance Research Council put the number of uninsured drivers in Arizona at 12 percent, which is just below the U.S. average of 13.8 percent, according to 2009 data.

Under the proposal, a police officer would have referred to an electronic database that verifies a motorist’s car insurance online and been allowed to tow and impound the car if its policy showed up as being canceled or non-renewed. The proposal’s author, Rep. John Kavanagh (R-Fountain Hills), said current law allowed drivers to leave a traffic stop in an uninsured vehicle even if police found that they lacked a policy.

A narrow 6-7 vote defeated the bill, SB 1165, during a March 22 hearing in the House Appropriations Committee, with critics saying database errors could lead to towing and impounding of innocent drivers. Kavanagh told other legislators that the database had a 3- to 4-percent rate of incorrect vehicle registration numbers, usually attributed to typing errors when VINs are inputted. Dissenting lawmakers balked at the possibility that the law could unintentionally victimize up to 200,000 owners of vehicles with proper policies but incorrect data in the system.

OAI suggests that Arizona drivers adhere to coverage requirements and stay off the road if they don’t have a policy, as motorists in the Grand Canyon State pay steep fines for being convicted of driving uninsured.
A three-month suspension of license plates and registration along with at least a $500 fine comes with the first offense of driving uninsured. Another offense within three years doubles the suspension period, and the size of the fine increases to at least $750. A third offense raises the minimum fine to $1,000 with a year-long suspension of license plates and registration.
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Old 03-29-2012, 12:58 PM   #2
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I find it so crazy that private institutions like insurance companies can infringe on our freedom and get government policies put in place in order to force the masses to pay them. What a scam…
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Old 03-29-2012, 01:51 PM   #3
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Originally Posted by Gheorghe View Post
I find it so crazy that private institutions like insurance companies can infringe on our freedom and get government policies put in place in order to force the masses to pay them. What a scam…
Huh what?

The fact is that the state and federal government provides public roads for all to drive on. However, to drive on those roads there are rules you must obey: valid drivers license, valid registration, valid license plates, wearing seat belts, obeying speed limits, and carrying insurance. Some are for safety, and some are for liabilities.

If you build your own private roads on your property, you can do whatever you want on them.

I do agree with you that this bill was a bit overly intrusive and prone to a lot of false towing mistakes that the government would be liable for, which is why the law got shot down.

Do I think you should be on public roads that I also drive on without insurance? No.
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Old 03-29-2012, 02:00 PM   #4
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The most up-to-date stock photo they could get of a car being towed was from 1972?
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Old 03-29-2012, 02:02 PM   #5
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The most up-to-date stock photo they could get of a car being towed was from 1972?
Yea man. AZ is behind the times. We can still carry guns on our hips or under our shirts with zero permits.
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Old 03-29-2012, 04:58 PM   #6
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I fully support this law to protect everyone who pays to insure their vehicles...

It's a nightmare what you have to go through when involving in an accident with someone uninsured.
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Old 03-29-2012, 07:06 PM   #7
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Obtrusive? I suppose so. But when you live in a state with a large number of illegal immigrants, many of which are driving around uninsured, I think I'd welcome a law like this.
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Old 03-29-2012, 07:21 PM   #8
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I'm glad this got shot down and I can't believe some of you support it. I hate laws that assume you're an idiot or dictates to you what you're doing with something.

I'm against uninsured drivers which is why they have a minimum $500 fine for people proven to be driving uninsured here but having a car doesn't mean you're using it for the road. If you have a "hobby" car that you're fixing up, now people would have to be afraid of moving it out to the street curb when they need to.

We don't need a big brother government constantly teaching us life lessons. Punish those proven guilty the end.
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Old 03-29-2012, 08:10 PM   #9
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Originally Posted by Gheorghe View Post
I find it so crazy that private institutions like insurance companies can infringe on our freedom and get government policies put in place in order to force the masses to pay them. What a scam…
Hey, who knows, before too long maybe the SCOTUS will rule that government can't force people to buy private insurance.
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Old 03-29-2012, 08:12 PM   #10
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Quote:
Originally Posted by CubeShin View Post
Huh what?

The fact is that the state and federal government provides public roads for all to drive on. However, to drive on those roads there are rules you must obey: valid drivers license, valid registration, valid license plates, wearing seat belts, obeying speed limits, and carrying insurance. Some are for safety, and some are for liabilities.

If you build your own private roads on your property, you can do whatever you want on them.

I do agree with you that this bill was a bit overly intrusive and prone to a lot of false towing mistakes that the government would be liable for, which is why the law got shot down.

Do I think you should be on public roads that I also drive on without insurance? No.
oh man you sound like you need to do some major research before you can really know what REALITY is, you guys did build your own roads with supposed TAXES, this is exactly like the new obama mandatory insurance law where brace your self, yeah it was made to pass by the INSURANCE COMPANIES. you should have a right to chose if you want insurance or not .

Last edited by alphaomega0; 03-29-2012 at 08:56 PM.
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Old 03-29-2012, 08:23 PM   #11
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Obtrusive? I suppose so. But when you live in a state with a large number of illegal immigrants, many of which are driving around uninsured, I think I'd welcome a law like this.
The only way I'd support it is if there were a provision written into the law to compensate generously for errors. You tow my car and I really had a policy on it, it should cost you a nice chunk of change. Enough to sooth any concerns I may have about what your towing did to my drivetrain, for sure. Incentive to make the database more accurate...
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Old 03-29-2012, 09:23 PM   #12
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Originally Posted by alphaomega0 View Post
oh man you sound like you need to do some major research before you can really know what REALITY is, you guys did build your own roads with supposed TAXES, this is exactly like the new obama mandatory insurance law where brace your self, yeah it was made to pass by the INSURANCE COMPANIES. you should have a right to chose if you want insurance or not .
I understand insurance shouldn't be required for everything, but what happens when you crash into my car on a public road? Cars aren't cheap, and unlike medical care, you ARE affecting other people when you choose not to have insurance for it. If you can't pay to repair OR replace, am I just supposed to let you off the hook and let it rest? Cars are expensive and a necessity. I'd personally ****ing hunt you down and kill you if you wrecked my car without insurance and gladly serve a life sentence.
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Old 03-29-2012, 10:19 PM   #13
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Originally Posted by brettjr25 View Post
I'm glad this got shot down and I can't believe some of you support it. I hate laws that assume you're an idiot or dictates to you what you're doing with something.

I'm against uninsured drivers which is why they have a minimum $500 fine for people proven to be driving uninsured here but having a car doesn't mean you're using it for the road. If you have a "hobby" car that you're fixing up, now people would have to be afraid of moving it out to the street curb when they need to.

We don't need a big brother government constantly teaching us life lessons. Punish those proven guilty the end.
Yeah, except you're assuming everyone out there is a rocket surgeon. Here's a tip, they're not. 90% of this country is half retarded, we need laws like this to protect the law abiding citizens from all of the stupid and entitled people that think laws don't apply to them.
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Old 03-29-2012, 11:08 PM   #14
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Originally Posted by WRXHillClimb View Post
I'd personally ****ing hunt you down and kill you if you wrecked my car without insurance and gladly serve a life sentence.
Hope you like prison brah, your chances of getting smacked by an uninsured motorist sometime in your life are higher than you probably think.
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Old 03-30-2012, 09:42 AM   #15
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Originally Posted by alphaomega0 View Post
you should have a right to chose if you want insurance or not .

Why? Mandatory insurance doesn't cover you, it covers the people you hit. Nobody cares if you wreck your own car.

Incidentally, you do not need to buy insurance even in states with mandatory insurance. You can apply to be self-insured if you prove you're able to keep the "mandatory coverage" value in cash reserves.

If you've got the $400,000 lying around then go for it. Bam, no insurace.
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Old 03-30-2012, 10:24 AM   #16
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Originally Posted by sniper1rfa View Post
Incidentally, you do not need to buy insurance even in states with mandatory insurance. You can apply to be self-insured if you prove you're able to keep the "mandatory coverage" value in cash reserves.

If you've got the $400,000 lying around then go for it. Bam, no insurace.
Ironically, anybody with sufficient cash reserves to self insure is the kind of person who most needs to have a high limit policy.
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