Welcome to the North American Subaru Impreza Owners Club Thursday March 5, 2015
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
NASIOC
Here you can view your subscribed threads, work with private messages and edit your profile and preferences Home Registration is free! Visit the NASIOC Store NASIOC Rules Search Find other members Frequently Asked Questions Calendar Archive NASIOC Upgrade Garage Logout
Go Back   NASIOC > NASIOC Subaru Models > Impreza Forum

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads.
Reply
 
Thread Tools Display Modes
Old 01-21-2015, 06:13 PM   #1
Saltine713
Scooby Newbie
 
Member#: 337598
Join Date: Nov 2012
Chapter/Region: NESIC
Vehicle:
2013 Impreza 5-door
DGM

Default Getting extended warranty, anyone have experience with them?

I have a '13 Impreza with 26K right now. Thinking of getting the Gold Plus 100K/7 years warranty as I do not have the space nor tools to work on my car above fluid changes.

Has anyone gotten this warranty? How much did you pay?
* Registered users of the site do not see these ads.
Saltine713 is offline   Reply With Quote
Old 01-21-2015, 09:27 PM   #2
auto2
Scooby Newbie
 
Member#: 409850
Join Date: Jan 2015
Location: akmost upstate ny
Vehicle:
2013 impreza

Default

i got it when i bought the car in 2013. i think it was $2000? worth it in my eyes. your cvt tranny will cost 3 times that if it goes.and with the potential oil consumation issue you have more time to get your car sorted out.
auto2 is offline   Reply With Quote
Old 01-21-2015, 09:39 PM   #3
Thefifth
Scooby Specialist
 
Member#: 389497
Join Date: Apr 2014
Default

You think the warranty is somehow going to change whether you have to do oil changes on your own??????

They don't start suddenly charging $2500 for oil changes just because you're out of warranty.

Anyway, extended warranty only applies to some parts I believe, and has a greatly increased deductible if what my dealer told me was right. Like you still have to pay up to $1000 in repairs after 36k... Stupidly pointless.
Thefifth is offline   Reply With Quote
Old 01-22-2015, 10:16 AM   #4
foghelmut
Scooby Newbie
 
Member#: 328414
Join Date: Aug 2012
Location: South Jersey
Vehicle:
2012 Impreza SP 5MT
obsidian pearl black

Default

There's different levels of the warranty with different deductible amounts.

I got it when I bought the car because it was the first new vehicle I purchased and I was paranoid, but its probably not worth it. I forget the details of what it covers, but it extends the 36k mile warranty out to 100k/7 years. I remember "free wiper blade replacement" being a thing, but I did that only once because they have to install them for it to count, and I was at the dealership for 40 minutes for that. Not worth my time.

I do believe you are allowed to return your unused portion of the warranty for a prorated refund.
foghelmut is offline   Reply With Quote
Old 01-22-2015, 11:35 AM   #5
the_dog
Scooby Newbie
 
Member#: 287417
Join Date: Jul 2011
Chapter/Region: RMIC
Location: Colorado
Vehicle:
2013 Impreza Spt Lmt
Silver

Default

The Gold Plus warranty is fairly comprehensive. It covers everything that the new car warranty covers, up to 7 years/100k miles, expect wearable items like brake pads, etc. Deductibles are usually $100 or less; I've never heard of one with a $1000 deductible, that's ridiculous. You can cancel anytime for a prorated refund based on miles/time. It's not a bad deal depending on how much you pay for it. I would only buy a manufacturer backed extended warranty though, something like 7 out of the top 10 third party warranty companies 10 years ago are out of business today. I think Subaru offers financing options if you get the warranty directly from them, but check out the thread below. Some guys at the Outback forum have purchased warranties from Dave at Mastria Subaru at a heavy discount... might be worth a shot.

When my dad bought his Forester, the dealership lowered the interest rate if he bought the warranty, so for him it was a no brainer. My sister had the Gold Plus warranty for her Impreza, and when her tire blew out after 10,000 miles, Subaru paid for the replacement as part of the warranty, I don't think she even had a deductible...

Discounted Factory Extended Warranty
the_dog is offline   Reply With Quote
Old 01-22-2015, 12:32 PM   #6
Haunty
Scooby Newbie
 
Member#: 319378
Join Date: May 2012
Chapter/Region: MWSOC
Location: West Central MN
Vehicle:
2012 2.0i Sport Ltd.
Satin White Pearl

Default

It's kind of a gamble either way. I decided to gamble against it. 100k miles isn't all that much and I'm more than halfway there already. If something major breaks costing more than 2 grand, I'll get another car.
Haunty is offline   Reply With Quote
Old 01-22-2015, 12:36 PM   #7
sgoldste01
Scooby Specialist
 
Member#: 322264
Join Date: Jun 2012
Chapter/Region: Tri-State
Location: Webster, NY
Vehicle:
2012 Impreza Sp 5sp
Obs Blk Prl/Drk Gray Mtl

Default

Like all insurance, the sellers of extended warranties almost always profit from the sale. They know what they're doing, based upon actuarial data and statistics. The chances of you actually SAVING money from the extended warranty vs. just paying for whatever happens to the car out of pocket is VERY low. This is especially true when buying a reliable car like a Subaru, and especially if you find an independent mechanic that you can trust after the manufacturer's warranty expires.

My 2012 Impreza has 39k miles on it right now. So the power train is still under warranty, but the bumper-to-bumper warranty expired 3k miles ago. If something other than the power train fails, and I'm not qualified to fix it myself, then the car will go to my friendly neighborhood indy mechanic who I trust very much.

I love the scare tactics during the sales process. "If your CVT fails, it will cost WAY more than the warranty." OK, that may be true. But guess what are the odds that the CVT will fail after the 60k mile power train warranty expires, and also before you reach 100k miles? VERY, VERY LOW. It's either going to fail early in the car's lifetime, or it's going to fail when the car has more than 100k miles on it. The chances of it failing during that 40k mile window is minuscule, and they have the actuarial data to prove it.
sgoldste01 is offline   Reply With Quote
Old 01-22-2015, 12:44 PM   #8
the_dog
Scooby Newbie
 
Member#: 287417
Join Date: Jul 2011
Chapter/Region: RMIC
Location: Colorado
Vehicle:
2013 Impreza Spt Lmt
Silver

Default

Quote:
Originally Posted by sgoldste01 View Post
I love the scare tactics during the sales process. "If your CVT fails, it will cost WAY more than the warranty." OK, that may be true. But guess what are the odds that the CVT will fail after the 60k mile power train warranty expires, and also before you reach 100k miles? VERY, VERY LOW. It's either going to fail early in the car's lifetime, or it's going to fail when the car has more than 100k miles on it. The chances of it failing during that 40k mile window is minuscule, and they have the actuarial data to prove it.
Well said, the coverage window is very small, and the CVTs have been around for a while now and, like the cars themselves, have proven reliable. I wouldn't buy one, but if the peace of mind is worth the money, the only good option for an extended warranty is Subaru's own coverage: it's backed by them, cancelable, and has some good extra benefits.
the_dog is offline   Reply With Quote
Old 01-22-2015, 02:17 PM   #9
Xafen
Scooby Newbie
 
Member#: 306398
Join Date: Jan 2012
Location: Omaha, NE
Vehicle:
2012 Impreza Premium
Camellia Red

Default

I got the Gold plus warrenty 7yr/100k for $700. If you can get the gold for $1000 or less I'd go for it, too much more than that though I wouldn't consider it worth it. Even at $700 it's probably not worth it, but for an extra $100/year, why not.
Xafen is offline   Reply With Quote
Old 01-22-2015, 02:34 PM   #10
sgoldste01
Scooby Specialist
 
Member#: 322264
Join Date: Jun 2012
Chapter/Region: Tri-State
Location: Webster, NY
Vehicle:
2012 Impreza Sp 5sp
Obs Blk Prl/Drk Gray Mtl

Default

Quote:
Originally Posted by Xafen View Post
I got the Gold plus warrenty 7yr/100k for $700. If you can get the gold for $1000 or less I'd go for it, too much more than that though I wouldn't consider it worth it. Even at $700 it's probably not worth it, but for an extra $100/year, why not.
Because actuarial data. They aren't selling these policies out of the goodness of their hearts.

How does the deductible work on your policy? What items are not covered? What special things do you need to do to keep the policy in force (like have all service done at the dealership, including easy stuff like oil changes)?
sgoldste01 is offline   Reply With Quote
Old 01-22-2015, 04:43 PM   #11
the_dog
Scooby Newbie
 
Member#: 287417
Join Date: Jul 2011
Chapter/Region: RMIC
Location: Colorado
Vehicle:
2013 Impreza Spt Lmt
Silver

Default

Quote:
Originally Posted by sgoldste01 View Post
Because actuarial data. They aren't selling these policies out of the goodness of their hearts.



How does the deductible work on your policy? What items are not covered? What special things do you need to do to keep the policy in force (like have all service done at the dealership, including easy stuff like oil changes)?

The Gold Plus covers everything the new car warranty covers, except for maintenance items.

By law you are not required to do maintenance at a dealership, obviously you have to be able to prove that the maintenance has been done according to Subaru's minimum maintenance schedule to keep the warranty in tact.

Magnuson-Moss Warranty Act:
http://www.consumer.ftc.gov/articles...ne-maintenance


Sent from my iPhone using NASIOC
the_dog is offline   Reply With Quote
Old 01-22-2015, 08:01 PM   #12
CLL_OBP
Scooby Specialist
 
Member#: 310435
Join Date: Feb 2012
Location: Fayetteville, NC
Vehicle:
2012 Sport Limited
Subaru 0w20 61,600 miles

Default

I got the short gold plus warranty up to 60,000 miles and that's about to run out in less than 700 miles. In hindsight, I would have saved that few hundred dollar as I never used it.

Sent from my SAMSUNG-SGH-I337 using NASIOC mobile app
CLL_OBP is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 10:42 PM.


Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2015 Axivo Inc.
Copyright ©1999 - 2014, North American Subaru Impreza Owners Club, Inc.