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Old 09-26-2012, 03:14 AM   #1
Mailz
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Default Got t-boned at a 4-way stop

So i was coming home from work and got hit at an intersection by a careless driver in a ford focus who didn't stop for a stop sign.

[IMG]Link removed[/IMG]
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I have a witness on my side who will confirm to icbc that there was 0% my fault and the ford driver was speeding and didnt stop.
I also was ensured by the cops that the witness was very helpful. Same cops gave the other driver a "driving without due care" ticket.

Now my question is: should i still be looking for a lawyer to deal with the evil corporation ICBC??? All i hear about them is that they will screw me over no matter what.
Luckily i didnt get injured, but the car is either a write off or in need of expensive repair. So the way i see it, either ICBC will give me less than enough to buy a similar car, or they will repair it and it will depreciate tremendously due to "rebuilt" status, either way i wont be happy. Should i be looking for a lawyer? Or ICBC are not THAT bad after all?
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Last edited by Mailz; 10-03-2012 at 10:44 PM. Reason: Removed image links
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Old 09-26-2012, 04:05 AM   #2
iht
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from what i've seen as long as you have all of the witnesses name and stuff, ICBC isn't so bad to deal with. (i've had to do it a few times already). I don't know if it'd have a rebuilt status, but you'll have a pretty big ICBC claim attached to the car. when you do an car fax report on it.
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Old 09-26-2012, 04:07 AM   #3
rx72heaven
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My X had to deal with ICBC, luckily the driver who hit her was in full co-operation, and everything went off without a hitch. Hope all goes well with you.. I would look to write the car off though.. how fast was the ford going?
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Old 09-26-2012, 09:12 AM   #4
alexs001
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Chapter/Region: VIC
Location: Kelowna, BC, Canada
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1998 Impreza 2.5RSTi
Rally Blue Pearl

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All the pieces I see damage to are replaceable. There might be a little straightening required on the door hinge area, shouldn't be too depreciating.
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Old 09-26-2012, 09:13 AM   #5
rs420
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The vehicle won't end up with a rebuild status. They will estimate the repairs and calculate what the replacement cost is and determine if its worth fixing, or writing off That cost is normally dependent on the condition of your vehicle aside from the accident. If it was mint with complete service records it will be on the higher side than if it's beat up with high km's.
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Old 09-26-2012, 03:23 PM   #6
belaud
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Get yourself checked regardless, whiplash is a bitch a day or two after when your muscle relaxes from the adrenaline rush.

Crashed into a ditch on a snowy night at about 25km/hr, I felt fine, walked fine, next morning, my shoulder & neck were just killing me, even though it was such a low impact into a ditch
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Old 09-26-2012, 07:30 PM   #7
Mailz
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Quote:
Originally Posted by rx72heaven View Post
My X had to deal with ICBC, luckily the driver who hit her was in full co-operation, and everything went off without a hitch. Hope all goes well with you.. I would look to write the car off though.. how fast was the ford going?
From what i overheard, the other driver admitted to the cop that she failed to yield. Don't know if she will change her story while dealing with ICBC.

She must have been flooring it up the hill, completely oblivious of upcoming 4-way stop. Its a very steep hill and to be doing 50-60 kph in a ford focus you have to be flooring it. She hit the brakes a second or two before impact but it was too late. Slowed down below 50 for sure but i dont know how fast was the impact. Damage is not nearly as severe as in 50kph crash tests.

Taking my car to ICBC for an estimate tomorrow.
My back and neck feel fine the day after, i think the bucket seats that go in the limited edition models did their job.

Can anyone recommend a repair shop? I've heard good things about Fast Track Autobody in Richmond.

Will keep you guys posted.
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Old 09-26-2012, 07:46 PM   #8
Woodenhorse
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Cosmo's Autobody
(604) 251-3191

They've done excellent work for me.
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Old 09-26-2012, 10:27 PM   #9
Azn-Jap STI
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get a lawyer!!
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Old 09-26-2012, 10:38 PM   #10
derk
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well if the police were on scene, and they took her statement and on her statement she admitted to being at fault, then theres no way she can change her story after the fact... lol.

get a lawyer anyway, most of them work on a contingency basis for cases like these, so you wont be out of pocket, and you'll get moar moneys in the end.

ICBC, being a company, is obviously gonna try and get away with paying you as little as possible, this is where your lawyer will come in to effect.

Quote:
Originally Posted by Mailz View Post
From what i overheard, the other driver admitted to the cop that she failed to yield. Don't know if she will change her story while dealing with ICBC.

She must have been flooring it up the hill, completely oblivious of upcoming 4-way stop. Its a very steep hill and to be doing 50-60 kph in a ford focus you have to be flooring it. She hit the brakes a second or two before impact but it was too late. Slowed down below 50 for sure but i dont know how fast was the impact. Damage is not nearly as severe as in 50kph crash tests.

Taking my car to ICBC for an estimate tomorrow.
My back and neck feel fine the day after, i think the bucket seats that go in the limited edition models did their job.

Can anyone recommend a repair shop? I've heard good things about Fast Track Autobody in Richmond.

Will keep you guys posted.
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Old 09-27-2012, 02:48 AM   #11
fujiwara_yingyu
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Quote:
Originally Posted by belaud View Post
Get yourself checked regardless, whiplash is a bitch a day or two after when your muscle relaxes from the adrenaline rush.

Crashed into a ditch on a snowy night at about 25km/hr, I felt fine, walked fine, next morning, my shoulder & neck were just killing me, even though it was such a low impact into a ditch
+1, Sorry to hear about that dude.
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Old 09-27-2012, 03:30 PM   #12
rx72heaven
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Ive had great experiences with Craftsman Collision on Fell in North Van. They went above and beyond what I expected. +1!

810 West 1st Street, North Vancouver, BC
Phone: 604-980-0099
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Old 09-27-2012, 04:32 PM   #13
firefite
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that sucks. but at least noone is badly injured
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Old 10-01-2012, 05:38 PM   #14
Mr_Furious
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I just finished with my last settlement with ICBC a month ago.

You can deal with ICBC directly and get a lawyer at anytime.
The adjuster will tell you so. ....But if you are polite and keep good notes on pain and expenses from the accident you should do alright.

There are of course ******** everywhere and you might get one at ICBC. But my last one was great.

Now the caveat is .... if you really weren't terribly injured and you didn't miss alot of work or your stiffness and injuries heal relatively quickly you won't be getting a lot of money out of it. (We don't live in the States where you can sue for 500k in punative damages)

My experience is deal with ICBC with a professional attitude and see where that goes, and if you don't feel things are going fair then lawyer up.
And lawyers do only charge on contingency (which means they take a part of what the settlement is) but it's usually 33%. but having a lawyer doesn't mean you'll get 33% or more money.

Icbc has payout guidelines based on other previous accidents and payouts and having a lawyer doesn't necessarily mean you'll get more money.
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Old 10-01-2012, 05:39 PM   #15
Mr_Furious
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Btw I didn't get a lawyer, just realized I didn't actually say that.
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Old 10-01-2012, 05:50 PM   #16
phil420
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I was rear ended in march by a careless driver texting.. icbc was great to deal with as far as repairs to my car...i had it in the shop of my choice within 2 days, dealing with the injury side of it has been as absolute nightmare.... but that doesnt seem to be an issue for you ( i would get checked out anyways just to make sure everything is reported and on paper)... And I took my car to craftsman collision across from docksteader and they could not have been better to deal with and they are very familiar with subaru repairs as docksteader sends them all of their repairs.
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Old 10-01-2012, 06:23 PM   #17
Jeff54
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Seems pretty cut and dry....i wouldn't bother with the lawyer unless they start ****ing you around...

but I doubt they will...problem is there's too many self-righteous ****s out there who think just because they got in a fender bender they deserve 43 gajillion dollars for their pain...don't be one of those ****s.....

I got my flamesuit on so I'll say it...ICBC aint as bad as everyone makes them out to be....i've had 3 claims (one my fault, 2 others faults) and they were pretty reasonable on all 3 occasions....just don't be a ****.
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Old 10-03-2012, 01:16 AM   #18
Mailz
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update:
ICBC decided 100% other driver fault (as i expected, pretty obvious here).
I went to a doctor, my back is in pain, but he says it's just from the hit in the ribs (seats have lumbar support, they kept my back straight, but punched me pretty hard). So no damage done, i don't have to skip work and i can even continue going to the gym, pain should go away.
As far as repairs go, i can get my car in the bodyshop only next week, cause they are pretty busy. So driving as is for now.
So far ICBC is being fair, so "lawyering up" can wait. But i am prepared if necessary.
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Old 10-03-2012, 04:14 AM   #19
orgasm_donor
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I agree 100% with Mr. Furious. ICBC can be pretty reasonable. The only time that they aren't reasonable is when you try and scam them which you can't blame them for.

- take lots of notes
- be truthful
- go to physio when asked to
- be patient
- never accept their first offer especially if you are injured.

By the way, my ex lives in that blue condo in the picture with the focus in it. Lol.
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Old 10-03-2012, 08:09 PM   #20
banman
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I know your case is pretty much closed, but I thought I'd mention that years ago when I get T-boned by someone who ran a stop sign (and I had a green light), ICBC still tried to assign some blame to me initially (even though there were numerous witnesses), but then backed down.

My dad's brand-new V6 Accord got written off, though.
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