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Old 02-13-2013, 12:41 PM   #1
AndrewBakhtin
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Member#: 346927
Join Date: Feb 2013
Default Monthly payments for 2013 Sti?

I'm considering on leasing a 2013 STI. I'm just wondering how much you guys are paying every month for the 2012 or 2013 STI? Also whats the down payment for you guys?
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Old 02-13-2013, 12:49 PM   #2
EVM
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Join Date: Feb 2013
Chapter/Region: TXIC
Location: Sugar Land, TX
Vehicle:
2013 STI Ltd
satin white pearl

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Oh this isn't going to end well.


FYI, check out the payment calculator on Subaru's website.

http://www.subaru.com/tools/payments-financing.html

Theres leasing info contact at the bottom.
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Old 02-13-2013, 12:52 PM   #3
Beau M
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Location: Burien WA
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13 Wrx sedan
SWP

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Probably between 4 and 500.
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Old 02-13-2013, 12:55 PM   #4
Bluemachine
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Member#: 302496
Join Date: Nov 2011
Chapter/Region: MAIC
Location: Columbia,MD
Vehicle:
2013 WRX STI
WRB

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Down payment 20%
Payments???
we are not aware of your credit history.
Please reply with
drivers L#
SS#
DOB
ect.
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Old 02-13-2013, 12:58 PM   #5
AWD Freak
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Default

When I got my 2011 sti, they wanted more for the lease than to just buy it. And I'm talking an extra 75 a month.
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Old 02-13-2013, 01:00 PM   #6
adevney
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Member#: 271383
Join Date: Jan 2011
Chapter/Region: MWSOC
Location: Omaha, NE
Vehicle:
2012 WRX Sedan
WRB

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Old 02-13-2013, 01:00 PM   #7
Badler
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Location: Orange
Default

Post naked pics of your sister and we'll tell you.
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Old 02-13-2013, 01:03 PM   #8
fushnica2
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Member#: 248151
Join Date: May 2010
Chapter/Region: South East
Location: Raleigh, NC
Vehicle:
2013 STI
Ice Silver Metallic

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There are lots of payment calculators out there. It depends so much on your credit history, any trade-in value, down payment and how long you want to finance it for.

I managed to get the dealer to knock off $1000 and throw in some addons for free (all weather mats). It can be beneficial to find a "car locator" service (they're usually free). I spoke to the dealer about the car and test drove, then I realized USAA has a car finding service. It found my car that I had already test drove and spoke to the dealer about, then sent them a mail and minutes later the dealer e-mailed me detailing the price (basically sounded like they were getting defensive). When I got to the dealer to go over the numbers, they knocked $1k off before any attempt at a negotiation.



Quote:
Originally Posted by Bluemachine View Post
Down payment 20%
Payments???
we are not aware of your credit history.
Please reply with
drivers L#
SS#
DOB
ect.
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Old 02-13-2013, 01:09 PM   #9
DierwulfBL
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Member#: 253614
Join Date: Jul 2010
Chapter/Region: South East
Location: The Triangle, NC
Vehicle:
2011 Impreza WRX STi
WRBP

Default

Interesting, a co-worker told me a local subaru dealer told him they didnt do leases on STIs, only WRXs. Here's how my loan worked out

-Rate: 2.9% (completely blank credit history but large income and no debt)
-Down Payment: $8,000 (i think, if the math doesnt work out it mighta been a bit lower)
-Length of loan: 60 months
-Monthly payment: ~$530

This was not for a lease however, this was to purchase, good luck

edit: zero options on a base sedan btw
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Old 02-13-2013, 01:09 PM   #10
dsmtweaker
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Chapter/Region: MWSOC
Location: Traverse City Michigan
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2013 Audi
Black

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The general rule of thumb is; monthly you will spend about $20, for every $1,000 on the loan.
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Old 02-13-2013, 01:10 PM   #11
twinturbomeow
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Location: nova
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03 wrx
silver

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total amount divided by 12 (months) divided by the amount of years your leasing it for = estimated monthly payment without interest

Anyone else agree?
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Old 02-13-2013, 01:12 PM   #12
Badler
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Default

Quote:
Originally Posted by twinturbomeow View Post
total amount divided by 12 (months) divided by the amount of years your leasing it for = estimated monthly payment without interest

Anyone else agree?
Aye aye.
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Old 02-13-2013, 01:15 PM   #13
savvy
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Member#: 127208
Join Date: Sep 2006
Chapter/Region: NESIC
Location: NH
Vehicle:
2011 STI
Black

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Quote:
Originally Posted by dsmtweaker View Post
The general rule of thumb is; monthly you will spend about $20, for every $1,000 on the loan.
Mine came out to about $16.60 per $1K with a 2.9% rate. Bought it a year and a half ago.
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Old 02-13-2013, 01:16 PM   #14
schweezly
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Join Date: Aug 2008
Chapter/Region: MWSOC
Location: Buffalo Grove, IL
Vehicle:
2013 ST

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Quote:
Originally Posted by twinturbomeow View Post
total amount divided by 12 (months) divided by the amount of years your leasing it for = estimated monthly payment without interest

Anyone else agree?
Yes, but TTL can upwards of $3k on a car and that needs to be figured in as well. He also wants to lease which changes everything
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Old 02-13-2013, 01:45 PM   #15
WRXLTD
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Member#: 136314
Join Date: Jan 2007
Location: A$$achusetts
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2014 Grand Cherokee

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My Father told me once in regards to leasing a car...

"If you can't afford to buy it, you can't afford to drive it"
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Old 02-13-2013, 01:55 PM   #16
MorganJ
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Member#: 203823
Join Date: Feb 2009
Location: Corner Brook, Newfoundland
Vehicle:
2009 WRX STI
2005 WRX Sedan

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My Monthly payments on my STI are $0.00

I did the 100% down payment option.
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Old 02-13-2013, 01:58 PM   #17
Badler
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Default

Quote:
Originally Posted by WRXLTD View Post
My Father told me once in regards to leasing a car...

"If you can't afford to buy it, you can't afford to drive it"
That's a very old way of thinking.

Plenty of reasons to finance/lease a car.
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Old 02-13-2013, 02:03 PM   #18
Bluemachine
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Member#: 302496
Join Date: Nov 2011
Chapter/Region: MAIC
Location: Columbia,MD
Vehicle:
2013 WRX STI
WRB

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Quote:
Originally Posted by MorganJ View Post
My Monthly payments on my STI are $0.00

I did the 100% down payment option.
Hahaha
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Old 02-13-2013, 02:26 PM   #19
WRXLTD
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Join Date: Jan 2007
Location: A$$achusetts
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2014 Grand Cherokee

Default

Quote:
Originally Posted by Badler View Post

That's a very old way of thinking.

Plenty of reasons to finance/lease a car.
I don't think so...depends mostly on the type/cost of the car. I could see leasing a cheap Honda Civic, but not an expensive STI.

Too many people lease cars for all the wrong reasons...the main one is since they could never afford to buy such a vehicle, they lease it and end up paying more for those first 2 or 3 years of ownership compared to if they'd had bought it...plus the mileage and/or "condition" penalties...all of which can exceed the initial vehicle depreciation.

Last edited by WRXLTD; 02-13-2013 at 02:39 PM.
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Old 02-13-2013, 02:30 PM   #20
Beau M
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Chapter/Region: NWIC
Location: Burien WA
Vehicle:
13 Wrx sedan
SWP

Default

Only if you give it back to Subaru. I leased mine ( first lease ever) because after a few years I get tired of my cars and a lease gives me mid-loan options. But honestly, I might end up buying this car when the lease is up. It's pretty great.
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Old 02-13-2013, 02:38 PM   #21
Jblos
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Join Date: Feb 2013
Default

Just bought a 2013 sti. I put 19k down. My payments are 265 a month. I got 1.69 for my finance rate
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Old 02-13-2013, 02:41 PM   #22
Mr Wrex
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Join Date: Sep 2012
Chapter/Region: Tri-State
Location: Orange County, NY
Vehicle:
2012 WRX stage 2+
DGM (sedan)

Default

We can't give you an estimate. Contact subaru if you want your estimate. In the mean time....

IBTL
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Old 02-13-2013, 02:44 PM   #23
pl91741
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Join Date: Dec 2006
Location: SoCal / Japan Tokyo
Default

0 down
0 Payment

Basically, free 1 year test drive *no mods it has to keep it stock.
But we can still mods the car if we like it and buy it after 1 year.
This is what Japan Subaru offer us cause my cousin have a shop and working with Subaru dealer.

Every 3 months, we need to input feedback, mechanical issue and etc
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Old 02-13-2013, 02:45 PM   #24
findurpath
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Location: Bozeman, MT and Lakewood, WA
Vehicle:
2006 CGM WRX Limited
6sp, 18G, Phatron tuned

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ibtl.
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Old 02-13-2013, 02:50 PM   #25
del105
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Member#: 43010
Join Date: Sep 2003
Location: Atlanta, GA
Vehicle:
1974 2002tii
silver

Default

pen fed will do a .49% on new cars. just bought a 2003 911 turbo for 42600 with 0 down 1.49% my payment is 735 a month.
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