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Old 11-22-2013, 01:15 AM   #1
Tat2Neil
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Default And today my subie was T-boned.. and now she's gone (w/pics)

I still can't believe that I'm posting this thread right now, out of all the ones I've read I always said, that wouldn't happen to me.

So I was driving home after running a couple errands, picking up some stuff to finish making my new scoop for my bugeye. Some geezer in a buick decided that his stop sign was only meant for the OTHER cars. As I was driving eastbound on a divided highway, he came across the other side, through the center (which had cars STOPPED waiting to go the other way) and drove his prune juice drinking carcass right into my drivers door, the B pillar, and from what the police officer told me, ripped off my rear wheel. Sent me into a 360, and deployed my side curtain airbags (this I am very happy about, no head on window action)

Now lets pour some salt in the wounds shall we! I just bought my baby in June,(22nd to be exact) '03 bugeye with a blown HG. Spent the next 4 months rebuilding her from bottom end to top. VF43, STI top mount, all silicone hoses, etc etc etc..I spared no expense on quality. I built this car to last me a lifetime. I just had it tuned on halloween where she made a very respectable 320HP 280trq @17psi, and for being my first solo full engine build, hell yes I'm happy with those numbers.

Then merely 3 weeks later, being in the right place at the momentarily wrong time and now she's gone

I can't wait to see how badly I get screwed by the insurance company. I've been through this before with a lawyer and I got screwed so this time I'm taking on the adjuster myself so I'm not giving half to someone who doesn't even care how much I get.


Man.. spending so much time, money and hard work and having it gone so quickly, sofa king depressing.

Pics up tomorrow once I get to go to the impound and get my stuff.
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Last edited by Tat2Neil; 11-23-2013 at 04:38 PM. Reason: Title = fixed
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Old 11-22-2013, 01:16 AM   #2
Tat2Neil
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Front Still looks good



Well that doesn't look good


where they pried my door open




annnnnnnnnnd


WHAMO!!



Not the best pics, my car was squeezed up to another truck so I couldn't get back much more than a foot or 2..

Last edited by Tat2Neil; 11-23-2013 at 04:38 PM. Reason: pics added
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Old 11-22-2013, 01:24 AM   #3
oaklandish_WRX
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glad you're alright, sympathies.....and good luck!
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Old 11-22-2013, 01:26 AM   #4
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Sorry for your loss, but why didn't you tow it to your house so you could take all your parts off and put it back to stock?
I had a similar experience with my first WRX and I kept it for 3.5 weeks while I looked for then bought another one and swapped parts between the 2 every night after work.
Then, I let the adjuster come out and look it over. I had told him why I needed the car and they don't care as long as the car is complete when they pay you for it.
You don't need a lawyer, you just need to communicate with the claims adjuster.
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Old 11-22-2013, 01:56 AM   #5
JapaneseGoKart
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That sucks brother . What did the dip **** idiot have to say about his actions?
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Old 11-22-2013, 02:25 AM   #6
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When I saw the title I actually thought your parents took your car

I'm really sorry to hear about the accident. But at least you are alive. Just look at this as an opportunity to build something better. I realize you put hard work into the car and motor, but is only a car.

Any injuries to you?
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Old 11-22-2013, 06:55 AM   #7
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I am sorry about the painful soft tissue injuries (the ones that don't show on X-rays) that you suffered. Get to a pain-management Doctor immediately and get documentation. Then call the shyster lawyer that advertises on day-time TV (every city has at least one). He will get you what you deserve.
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Old 11-22-2013, 08:26 AM   #8
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Quote:
Originally Posted by Mike.J View Post
I am sorry about the painful soft tissue injuries (the ones that don't show on X-rays) that you suffered. Get to a pain-management Doctor immediately and get documentation. Then call the shyster lawyer that advertises on day-time TV (every city has at least one). He will get you what you deserve.
"Better Call Saul!"
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Old 11-22-2013, 11:22 AM   #9
Tat2Neil
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Quote:
Originally Posted by 575rider View Post
Sorry for your loss, but why didn't you tow it to your house so you could take all your parts off and put it back to stock?
I had a similar experience with my first WRX and I kept it for 3.5 weeks while I looked for then bought another one and swapped parts between the 2 every night after work.
Then, I let the adjuster come out and look it over. I had told him why I needed the car and they don't care as long as the car is complete when they pay you for it.
You don't need a lawyer, you just need to communicate with the claims adjuster.
I have to admit, I had no idea you could do that. But it would take me much longer than that to try and put that car back to stock. Plus I don't even have all the stock parts anymore. But that is good to know, thanks.
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Old 11-22-2013, 11:32 AM   #10
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Quote:
Originally Posted by SpamBot View Post
"Better Call Saul!"
You dont need a "criminal lawyer",
you need a "criminal" lawyer.

Seriously though, yes you should have had it towed to your house.
A friend of mine got rear ended, had the car towed to his house, had the adjuster come look at the car. In the hours (day or so) between the time the adjuster looked at it and the tow truck to pick it up arrived, the engine/trans/diff's/just about everything was ripped off the car. The tow truck driver drove off with nothing but a shell and my friend never heard a word about it. Once the adjuster sees the dammage, they are not going to want that old car, they are just calling a junkyard to come pick it up so you might as well take everything you can off it otherwise your just giving it away.
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Old 11-22-2013, 11:41 AM   #11
Tat2Neil
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Originally Posted by JapaneseGoKart View Post
That sucks brother . What did the dip **** idiot have to say about his actions?
I haven't got a statement yet but I would LOVE to know what his excuse was. If I would have confronted him.. I might have had to hit him.

Quote:
Originally Posted by Brother EddieJ. View Post
When I saw the title I actually thought your parents took your car

I'm really sorry to hear about the accident. But at least you are alive. Just look at this as an opportunity to build something better. I realize you put hard work into the car and motor, but is only a car.

Any injuries to you?
Other than some whiplash and some bruising I'll live to build another day. And yea, it is only a car, but when you invest so much hard work and time and dedication, and when it's your first solo project, you get a little more attached. Buuuuttttt, whining and bicthing won't help either. Now I'm just weighing my options on how to get the best end result.
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Old 11-22-2013, 11:43 AM   #12
Tat2Neil
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Quote:
Originally Posted by Turd Nugget View Post
Seriously though, yes you should have had it towed to your house.
A friend of mine got rear ended, had the car towed to his house, had the adjuster come look at the car. In the hours (day or so) between the time the adjuster looked at it and the tow truck to pick it up arrived, the engine/trans/diff's/just about everything was ripped off the car. The tow truck driver drove off with nothing but a shell and my friend never heard a word about it. Once the adjuster sees the dammage, they are not going to want that old car, they are just calling a junkyard to come pick it up so you might as well take everything you can off it otherwise your just giving it away.
Again, I didn't realize you could take a wrecked car to your house when the accident was not your fault. Had I known that, I would have done it. But I do plan on buying it back from the insurance to I can part it out later.
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Old 11-22-2013, 11:54 AM   #13
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Title makes it sound like you were thieved rather than geezer smashed. Sorry to hear either of those things happened to you. Take care yourself first.
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Old 11-22-2013, 12:14 PM   #14
Tat2Neil
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Originally Posted by Gallo2011 View Post
Title makes it sound like you were thieved rather than geezer smashed. Sorry to hear either of those things happened to you. Take care yourself first.
Title is fixed, and thank you.. it's an incredible amount of suck for sure.
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Old 11-22-2013, 12:19 PM   #15
microsnook
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Damn, I'm sorry to hear about that.
I would be devastated too, especially with all the work put in!

Cars can be replaced though unlike you! Time to build an even better one, hopefully...
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Old 11-22-2013, 12:33 PM   #16
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Old 11-22-2013, 12:38 PM   #17
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Can't even imagine if that happened to my baby.
Sorry to hear man
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Old 11-22-2013, 01:23 PM   #18
Turd Nugget
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Quote:
Originally Posted by Mike.J View Post
I am sorry about the painful soft tissue injuries (the ones that don't show on X-rays) that you suffered. Get to a pain-management Doctor immediately and get documentation. Then call the shyster lawyer that advertises on day-time TV (every city has at least one). He will get you what you deserve.
Seriously though, not saying you should commit insurance fraud, but you may have to work some angles to recoup from the losses/inconvenience this has caused you. Plus maybe it will wake up the insurance company and jack the rates enough on the old geezer to get them off the road. I see so many of them completely clueless driving around, rolling through stop signs, driving wrong way etc...
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Old 11-22-2013, 11:35 PM   #19
Tat2Neil
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Quote:
Originally Posted by Turd Nugget View Post
Seriously though, not saying you should commit insurance fraud, but you may have to work some angles to recoup from the losses/inconvenience this has caused you. Plus maybe it will wake up the insurance company and jack the rates enough on the old geezer to get them off the road. I see so many of them completely clueless driving around, rolling through stop signs, driving wrong way etc...
Quote:
Originally Posted by Mike.J View Post
I am sorry about the painful soft tissue injuries (the ones that don't show on X-rays) that you suffered. Get to a pain-management Doctor immediately and get documentation.
Both of these are good info, I've been thinking about it a lot. Pretty sure I've formulated a pretty good plan of action based on my previous dealings with insurance companies, and a short bit of research (and much more to be done, good habit I learned from this place btw)

First thing next week I will be seeking a pain management doctor (thanks mike) as well as my chiropractor from my prior accident. I know it will be their testimonies the insurance cares about, not mine. (Even right now on the prescribed pain meds, as well as sitting on a pillow, it very much feels like I got hit by a car, *apologies for cyber whining*)

Now I did talk to the guy at the impound lot, and he did say I could have had my car towed to my house and paid for it, but I would have needed to be present when the vehicle was being removed, which I was not. So it is what it is with that. My plan from here is to gather up every receipt for every dollar I spent for my build, and stick to the hardline of getting all of it reimbursed from the insurance company. I mean what are they going to say, it's been used? Then, to my knowledge, they would need to pay me enough to replace the vehicle the moment before impact, which would be fair to good in the KBB world. So we will see what kind of numbers they come up with. Then we get to discuss vehicle buy back, now I might get hosed here by showing all the receipts for the parts, but hopefully they will realize market value of the vehicle as it sits and I can get it back cheap.

Then fast forward 4-6 months once pain treatment is done and all the bills are tallied, its time to settle. I know they will low ball me, then low ball me some more, and then give me one more low ball. All to which I will politely refuse with my list of reasons as to why I deserve XYZ.. Then, when they say it will need to be settled in court (to which I will finally agree with them on something). Once the paperwork is filed on my behalf (thankfully I have lawyer-ish studying friends) that's when the real offers start making their way down the line. So we can finally negotiate something half decent.

So that's the majority of my plan. Having gone through this once before it's nice to know how the process works. (or atleast have a general idea)

If anyone has some good info I'm all ears. *Disclaimer* Advice without supporting evidence or logic will be taken lightly
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Old 11-23-2013, 12:26 PM   #20
Turd Nugget
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Sounds like you have a plan, I hate insurance companies, hopefully you come out good.
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Old 11-23-2013, 12:45 PM   #21
rocketperson7
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my 02 wagon got t-boned last year, that I had JUST finished building from a rolling chassis less than 2 months before

got 7k for it, and the car (didn't have to "buy" it back), bought a new shell, swapped everything over (again), spent some of the rest of the insurance money on upgrades so I could build it how I wanted, then pocketed the rest

all in all, a decent situation

think of this as an opportunity, not a bad thing
sometimes I half jokingly say I hope to get t-boned again, because I could use some more mod money
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Old 11-23-2013, 01:13 PM   #22
jiGGypiGGy
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sorry bro
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Old 11-24-2013, 10:42 PM   #23
GROM.
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I'm sorry for your loss. Dusters shouldn't be allowed behind the wheel.
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Old 11-24-2013, 10:55 PM   #24
Dmochowski
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Quote:
Get to a pain-management Doctor immediately and get documentation
haha you mean a pill clinic.. see a doctor in an ortho clinic if you want them to give 2 ****s about you
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Old 11-25-2013, 12:27 PM   #25
Tat2Neil
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Quote:
Originally Posted by Dmochowski View Post
haha you mean a pill clinic.. see a doctor in an ortho clinic if you want them to give 2 ****s about you
I am seeing my chiropractor, but I'm also researching a physical therapist. I know from my rear end collision a couple yrs ago that once you stop going to the chiropractor the pain can return, so I just want to try and avoid that this time. I don't need to mess with the pain killers as they don't fix anything, they just make you think its fixed.
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