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Old 04-19-2004, 04:28 PM   #1
HpiRally
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Unhappy Selling the XT.

Yeah thats right....I think I am selling my beloved XT. She has been by the far the very best car I have owned. Fast, practical, and and a complete dream for cargo and things I call Life.

I have just moved to Denver Colorado and the cheapest insurance quote I have recieved is $3158 a year. I love this car, but it is not worth it to me to spend almost $700 a month for a car.

Sad sad day for me......

I will miss you Sophia.
Joe
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Old 04-19-2004, 04:44 PM   #2
wrx_roggie
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holy fershizzle. what about Gieco? Is your record bad? Or is it just Colorado?
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Old 04-19-2004, 05:02 PM   #3
HpiRally
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Clean record.....Gieco was the cheapest...everyone else wants $3300+.

My situation:

23 year old Single White Male, Renting an apartment on outskirts of major city and a new 04 vehicle with Turbo.

The guy said Ihave every strike against me.

joe
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Old 04-19-2004, 05:09 PM   #4
BStar
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Dang! My insurance is only 834$ a year. Not sure if my insurance company knows it's a turbo. Just gave them the VIN and let them figure the rest out.

Married 27 NW Indiana
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Old 04-19-2004, 05:19 PM   #5
Caddy Daddy
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Quote:
Originally posted by HpiRally
Clean record.....Gieco was the cheapest...everyone else wants $3300+.

My situation:

23 year old Single White Male, Renting an apartment on outskirts of major city and a new 04 vehicle with Turbo.

The guy said Ihave every strike against me.

joe
must be the city, because that is recockulously high. look harder or move!
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Old 04-19-2004, 05:32 PM   #6
HpiRally
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I just moved here 7 days ago! lol.....

The thing is that most insurance companies at the time of the purchase didnt have a turbo forester in their logs. So they gave me the XS insurance.....I am guessing the XT, being same as XS but with turbo the thing sky rocketed.


BOOOO....this s*cks.

Joe
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Old 04-19-2004, 06:32 PM   #7
Aleksey
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dude, this is definitely the city price. In Baltimore it's as twice higher as in suburb area. Before selling the car see if you can do anything about that. Do you have friends living outside of the city in a good quite neiborhood? Ask them how much do they pay for their car insurance? Besides selling the car will help only if you decided not to buy another car at all.
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Old 04-19-2004, 06:39 PM   #8
Caddy Daddy
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youre getting ripped off - we're paying less than $600 / year for the FXT and im close to your age
maybe thats just Wisco though?
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Old 04-19-2004, 06:51 PM   #9
HpiRally
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My current policy is $1800 and that was in the back woods of NH. I am talking town population of 300 people. 1 traffic light type deal.

I am right outside of denver, so I think thats what it is.

As far as cheaper....the only thing I can think of is buy like a 1998 Outback sport, and pimp that for a few years. Something that I will own and have bought outright. No leans.

Joe
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Old 04-19-2004, 08:06 PM   #10
MonoSki
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Try State Farm, If you do indeed have a clean record. CO insurance is based on the county. I lived within the city limits of Denver and in Arapahoe county and paid a sm fraction of your quote

Also had Liberty for about the same $ as State Farm
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Old 04-19-2004, 08:25 PM   #11
HpiRally
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I live in Centennial off of Arapahoe. State Farm you say? I will give them shot....

I have tried Unitrindirect.com and they are pretty low....I will keep looking.

Thanks, but I am still bumbed.....

Joe
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Old 04-19-2004, 08:39 PM   #12
HpiRally
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Bawahahah Liberty mutual just quoted me $4457.34.........hahahaha...do these people smoke crack?

Joe
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Old 04-19-2004, 09:31 PM   #13
HpiRally
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Anyone ever hear of www.esurance.com ?

I just went through them and for ....

100/300/100
$500 deductables
$5000 medical

They gave me a year quote of $1,412.54

what the F?

Joe
www.esurance.com
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Old 04-19-2004, 09:47 PM   #14
Hondaslayer
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Geico sucks!

See my geico thread here /\

AAA was about what Geico wanted per month, but only for an entire year!
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Old 04-19-2004, 09:56 PM   #15
Slimey
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When we were shopping for the Forester, we got the same quotes for the X, XS, and XT. State Farm (at least for us in PA) consider these all the same class of vehicle. No surprises either after we got the XT or have renewed the policy.
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Old 04-19-2004, 10:53 PM   #16
HpiRally
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AAA you say?

Joe
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Old 04-19-2004, 11:04 PM   #17
Hondaslayer
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Yep, 1800 per year, live and work within 5 miles of the ghetto in Detroit
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Old 04-20-2004, 07:10 AM   #18
irmiger
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When I moved to San Francisco I got ridiculously high rates too, but only with some companies. Progressive was through the roof. When I asked why, the answer was pretty simple.

Insurance companies can't deny coverage based on where you live but they can make it so damned expensive that you won't bother getting it. That way, they don't have to cover areas they figure are bad for business.

Shop for online companies. Their rates are usually lower!
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Old 04-20-2004, 08:44 AM   #19
xt2004
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you are a poor fellow USD3300, thats A$4714 for a FXT, hate to see what you have to pay for a WRX insurance in the US. I live in Australia near Melbourne and pay A$450 for the FXT 04 and A$645 for the WRX MY97. Some younger drivers have to pay that sort of money in A$ for a WRX or STI but not for an FXT. I wouldn't keep my FXT if I had to pay that sort of money, it's day light robbery. Good luck with you quest of affordable insurance.
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Old 04-20-2004, 11:23 AM   #20
wrxlvr
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How much are you selling it for? Is it manual or auto?
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Old 04-20-2004, 12:03 PM   #21
Bobshere
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Sad situation Joe You want to keep that FXT. So shop shop shop that insurance !!!

I discussed insurance prices before I bought FXT with my agent (I know turbo's are usually more). In my case that wasn't true. I don't believe that the ins. co's didn't "know" about FXT. A lot of factors go into rates. Age, where you live, your driving record, etc. The statistical demographics on a staid Forester are so different from a WRX STi that you will get different rates on them even if the performance is the same !!! Go figure.

Joe, you need to get married, have 3 kids, move to a farm, etc.

Cheers,

Bob
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Old 04-20-2004, 12:43 PM   #22
BrysImpreza
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After looking at gas costs for my FXT, I'm ready to sell too. My insurance is about $1200 / yr which hurts, but whatever.

Getting no more then 20 mpg and driving 66 miles 5 days a week = Bryan going BROKE
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Old 04-20-2004, 02:54 PM   #23
Caddy Daddy
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Quote:
Originally posted by BrysImpreza
After looking at gas costs for my FXT, I'm ready to sell too. My insurance is about $1200 / yr which hurts, but whatever.

Getting no more then 20 mpg and driving 66 miles 5 days a week = Bryan going BROKE
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Old 04-20-2004, 03:52 PM   #24
HpiRally
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Yeah i am still searching.......I am calling that company here shortly, have to run some errands in the beast.

I am going to miss this car if do have to sell it. It has driven me from Florida to Boston, Boston to Georgia, and now Boston to Colorado. I have had my life in this car for every move, and it has handled everything like a dream. If anyone has any doubts about this car.....dont....they are an awesome machine.

I just cant see spending almost $700 a month for a vehicle. There is so much more I would rather live for, or spend my money on.

Here are the detials of my car:

2004 FXT silver
5spd
All options besides leather and moonroof
15,7XX miles.
Always dealer serviced.

Those miles you might say damn thats a lot....but as stated above..I had to move alot or my job, and they all are highway miles.

Joe
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Old 04-20-2004, 06:36 PM   #25
KenM
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start a thread in the Colorado forum and see what other Forester XT owners are paying. It may just be really high to insure any vehicle there.
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