Welcome to the North American Subaru Impreza Owners Club Thursday April 17, 2014
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
NASIOC
Here you can view your subscribed threads, work with private messages and edit your profile and preferences Home Registration is free! Visit the NASIOC Store NASIOC Rules Search Find other members Frequently Asked Questions Calendar Archive NASIOC Upgrade Garage Logout
Go Back   NASIOC > NASIOC Miscellaneous > Off-Topic

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads.
View Poll Results: How would you classify your financial situation?
Struggling 19 8.12%
Getting by 96 41.03%
Comfortable 94 40.17%
Well off 25 10.68%
Voters: 234. You may not vote on this poll

Reply
 
Thread Tools Display Modes
Old 08-22-2013, 08:21 AM   #1
UberWilhelm
Scooby Newbie
 
Member#: 80937
Join Date: Feb 2005
Chapter/Region: NESIC
Location: I floop the pig
Vehicle:
--

Default How's your monies?

I am working on a project. Anonymous poll so give me good answers
* Registered users of the site do not see these ads.
UberWilhelm is offline   Reply With Quote
Old 08-22-2013, 08:26 AM   #2
Rock_Strongo
Scooby Specialist
 
Member#: 38721
Join Date: Jun 2003
Chapter/Region: NESIC
Location: Fubar'D is my Wordfeud Bitch!
Vehicle:
=-)

Default

Voted!
Rock_Strongo is offline   Reply With Quote
Old 08-22-2013, 08:30 AM   #3
RacecaR
NASIOC Supporter
 
Member#: 228070
Join Date: Oct 2009
Chapter/Region: Tri-State
Location: Purple Monkey Dishwasher
Default

RacecaR is offline   Reply With Quote
Old 08-22-2013, 08:44 AM   #4
ganzhimself
Scooby Specialist
 
Member#: 252648
Join Date: Jul 2010
Chapter/Region: MWSOC
Location: Central Wisconsin
Vehicle:
2012 Mazda 3

Default

ganzhimself is online now   Reply With Quote
Old 08-22-2013, 08:47 AM   #5
042
Scooby Newbie
 
Member#: 332955
Join Date: Sep 2012
Chapter/Region: NWIC
Location: WA
Vehicle:
95 Legacy

Default

More money more problems...


...is like the least true thing anyone has ever said in the history of the world.
042 is offline   Reply With Quote
Old 08-22-2013, 08:52 AM   #6
OriginalSin
Scooby Newbie
 
Member#: 66341
Join Date: Jul 2004
Chapter/Region: South East
Location: a fool's parade
Default

comfortable vs well off?
OriginalSin is online now   Reply With Quote
Old 08-22-2013, 08:52 AM   #7
jblaze5579
Scooby Specialist
 
Member#: 83473
Join Date: Mar 2005
Chapter/Region: TXIC
Location: MIDLAND, TX
Vehicle:
91 05 Z4, 08 Vegas
04 R1150RT

Default

I like how, despite being in the ******* of Texas, the one thing I don't worry about is money. Within reason I can afford to go out and buy just about anything I could want without even really thinking about it. It's such a different feeling from when I was married and it was a struggle to get from paycheck to paycheck.
jblaze5579 is offline   Reply With Quote
Old 08-22-2013, 08:53 AM   #8
JonnyD91
Scooby Newbie
 
Member#: 250084
Join Date: Jun 2010
Chapter/Region: Tri-State
Location: Central NJ
Vehicle:
2010 WRX Sedan
DGM Cobb Stg. 1

Default

The only money i really save is my yearly bonus and tax return. I add to my 401k also.
Each month after all is said and done I have about 3-500 bucks leftover. I have 0 debt aside from my mortgage though.
JonnyD91 is online now   Reply With Quote
Old 08-22-2013, 08:53 AM   #9
Strider
Look at my spleen!
Moderator
 
Member#: 2197
Join Date: Aug 2000
Chapter/Region: Tri-State
Location: An adventure is just
Vehicle:
an inconvenience,
properly considered.

Default

Quote:
Originally Posted by OriginalSin View Post
comfortable vs well off?
I was thinking about how some people with less money might consider themselves comfortable and others with more might say they're just getting by. I guess it's more state of mind than actual financials.
Strider is online now   Reply With Quote
Old 08-22-2013, 08:58 AM   #10
lacuna0
Scooby Newbie
 
Member#: 251529
Join Date: Jul 2010
Default

After uncle Sam and my Ex take their share of my pay I take home about 50% of what I actually make. Despite that I pay the bills on time, go out on weekends without the kids and even put a small amount in the bank each check. I'm going to call that getting by because if something catastrophic were to happen I'd be screwed.
lacuna0 is offline   Reply With Quote
Old 08-22-2013, 08:58 AM   #11
timmah
Scooby Specialist
 
Member#: 54203
Join Date: Feb 2004
Chapter/Region: NESIC
Location: Albany, NY
Vehicle:
2011 WRX

Default

Quote:
Originally Posted by Strider View Post
I was thinking about how some people with less money might consider themselves comfortable and others with more might say they're just getting by. I guess it's more state of mind than actual financials.
I was thinking the same thing. As my salary has gone up over the years, even with a few big jumps lately...my "lifestyle" hasn't changed very much. I just save more now. If you are content with less, you are content making less.
timmah is offline   Reply With Quote
Old 08-22-2013, 09:03 AM   #12
UberWilhelm
Scooby Newbie
 
Member#: 80937
Join Date: Feb 2005
Chapter/Region: NESIC
Location: I floop the pig
Vehicle:
--

Default

Quote:
Originally Posted by OriginalSin View Post
comfortable vs well off?
I see it like this.

Comfortable= bills paid, enough money saved to survive layoff for a half a year or wouldn't be completely boned with some unforeseen financial emergency.

Well off = having fu money
UberWilhelm is offline   Reply With Quote
Old 08-22-2013, 09:03 AM   #13
Rattles
Scooby Specialist
 
Member#: 16486
Join Date: Mar 2002
Chapter/Region: NESIC
Location: Jewish Town, MA (happy now?)
Vehicle:
2005 Rattle GT
Atlantic blue

Default

getting by right now but things will be much better in 1 week and MUCH MUCH better in a year. not easy being the only one working (wife can't work yet) and with 2 kids in school...
Rattles is online now   Reply With Quote
Old 08-22-2013, 09:12 AM   #14
Fig123
Scooby Newbie
 
Member#: 88034
Join Date: May 2005
Vehicle:
2012 CTS-V
2007 FJ Cruiser

Default

I'm doing quite well. To look back how I lived a decade ago, I laugh.
Fig123 is offline   Reply With Quote
Old 08-22-2013, 09:16 AM   #15
soslow
Scooby Specialist
 
Member#: 95027
Join Date: Sep 2005
Chapter/Region: MAIC
Location: Harrisburg, PA
Vehicle:
'13 BRZed
Because slow car

Default

Bills are paid and I have nice things but there's no real excess, getting by I suppose although you could make the case for struggling.

Last edited by soslow; 08-22-2013 at 09:35 AM.
soslow is offline   Reply With Quote
Old 08-22-2013, 09:18 AM   #16
rogue
Hail Hydra
Super Moderator
 
Member#: 7977
Join Date: Jul 2001
Chapter/Region: MAIC
Location: Sterling, VA
Vehicle:
100% Abuse

Default

Quote:
Originally Posted by OriginalSin View Post
comfortable vs well off?
As Pastry said, state of mind.

Comfortable - Get by with a little extra

Well off - You have a surplus of money, either in income or in the bank. You can essentially buy what you like.
rogue is offline   Reply With Quote
Old 08-22-2013, 09:23 AM   #17
Strider
Look at my spleen!
Moderator
 
Member#: 2197
Join Date: Aug 2000
Chapter/Region: Tri-State
Location: An adventure is just
Vehicle:
an inconvenience,
properly considered.

Default

I'm not sure about my new nickname. Kinda flaky.
Strider is online now   Reply With Quote
Old 08-22-2013, 09:24 AM   #18
JBravo920
Scooby Specialist
 
Member#: 73420
Join Date: Oct 2004
Chapter/Region: TXIC
Location: New Braunfels, TX
Vehicle:
2002 Toyota Tacoma
& 10' Kawasaki Vulcan 900

Default

Hopefully we'll be okay again soon. My wife lost her job back in early March when the Scooter Store laid off about 1,200 people. She's been on unemployment and just started as a 3rd grade teacher this week. I make terrible money, especially considering the amount of stress I deal with, and we'll be surviving only on my small paychecks until she gets her first check in late September. I've also been applying for new jobs but if a good one is offered between now and her first paycheck, I don't know if I'll be able to leave this job and go a few weeks without any income between the two of us...
JBravo920 is offline   Reply With Quote
Old 08-22-2013, 09:25 AM   #19
aod
NASIOC Supporter
 
Member#: 7121
Join Date: Jun 2001
Chapter/Region: MWSOC
Location: How about CAVE EXPLORER
Default

Quote:
Originally Posted by Strider View Post
I was thinking about how some people with less money might consider themselves comfortable and others with more might say they're just getting by. I guess it's more state of mind than actual financials.
This. Based on national averages, me and my wife are very well off. Based on real life, I'd say we are comfortable. I'll change my option to well off when I can afford to purchase and maintain a Ferrari. But, at almost 40 years old I am looking more towards maxing out my 401K and diversifying a bit.
aod is online now   Reply With Quote
Old 08-22-2013, 09:26 AM   #20
bakadayo
Scooby Newbie
 
Member#: 41230
Join Date: Aug 2003
Default

I see myself as "getting by" although others may see it as comfortable. Just mortgage debt and typical bills. Although lately I've been spending more (clothing, food, etc) than I really should. Where I struggle is putting money into savings. Putting the max amount allowed would make living pretty tight, and I'd also like to get the mortgage down faster (I'd be so happy if I was able to put in 10K extra a year, but that ain't happening). As it is, I am conscious of where my money is going.

Should I make say, 1K more a month, then I'd see myself as comfortable. I'd be able to hit my max savings and have enough play money to be quite content.

I don't know how single income families do it.
bakadayo is offline   Reply With Quote
Old 08-22-2013, 09:33 AM   #21
Rattles
Scooby Specialist
 
Member#: 16486
Join Date: Mar 2002
Chapter/Region: NESIC
Location: Jewish Town, MA (happy now?)
Vehicle:
2005 Rattle GT
Atlantic blue

Default

guess we need better guidelines on how to determine our answer. i have very little cash left over at the end of each month but i also have very little debt (pretty much just car payment totaling $350 a month) and i do have some money save aside and some money in my 401k.
Rattles is online now   Reply With Quote
Old 08-22-2013, 09:37 AM   #22
OriginalSin
Scooby Newbie
 
Member#: 66341
Join Date: Jul 2004
Chapter/Region: South East
Location: a fool's parade
Default

def a state of mind.

i guess i am doing alright.
OriginalSin is online now   Reply With Quote
Old 08-22-2013, 09:38 AM   #23
Strider
Look at my spleen!
Moderator
 
Member#: 2197
Join Date: Aug 2000
Chapter/Region: Tri-State
Location: An adventure is just
Vehicle:
an inconvenience,
properly considered.

Default

Quote:
Originally Posted by OriginalSin View Post
def a state of mind.

i guess i am doing alright.
You got it going on, hon.

Strider is online now   Reply With Quote
Old 08-22-2013, 09:38 AM   #24
motorpotor
Scooby Specialist
 
Member#: 126425
Join Date: Sep 2006
Chapter/Region: SWIC
Location: Portales, Nm
Vehicle:
2011 Planet Earth
Silver

Default

Phat stacks of cash, brings in da hoes...ya naw what I'm sayin'?
motorpotor is offline   Reply With Quote
Old 08-22-2013, 09:40 AM   #25
MidnightSti05
Scooby Newbie
 
Member#: 74064
Join Date: Nov 2004
Chapter/Region: MAIC
Default

The funny thing about money is even if you are 'wealthy' you are still some how never 'well off' and always looking for investments and more money. Also, where does debt (both short term and long term) get factored in?

My wife and I's household income is greather than our areas median income, but some how in order to be a 'median' family, we must live in an $800k+ home/townhouse... so if that is a factor of relative financial status, then we are 'getting by'. In terms of debt, I think we are well off...but in terms of assets...getting by to comfortable.
MidnightSti05 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 03:35 PM.


Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2014 Axivo Inc.
Copyright ©1999 - 2014, North American Subaru Impreza Owners Club, Inc.