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Old 09-14-2005, 05:55 PM   #1
ammelk
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Default HELP ME OUT.... take this over for me..:(

Man I hate to do this..
http://forums.nasioc.com/forums/show...3#post11047223
here's the link to the Classy's section
2005 Jeep Wrangler Rubicon Unlimited w/ options FS
not even a month old...
I'll through in a 48" highlift Jack with the purchase...
and hell i'll even though in my xbox.. anythign just take this off my hands for whats owed...

Thanks for looking, I appreciate it
-AD
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Last edited by ammelk; 09-30-2005 at 11:16 AM.
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Old 09-14-2005, 09:28 PM   #2
DougM
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$31k. woooooo, you're going to lose so much money you might as well just keep it.

anyways, what color? auto or manual?
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Old 09-15-2005, 10:15 AM   #3
david2z4
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22K for private resale for a manual.
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Old 09-15-2005, 10:34 AM   #4
CosmoTheCat
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Not to mention the fact that MSRP on a brand new one after the employee discount is about $28k, and who pays MSRP?
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Old 09-15-2005, 10:42 AM   #5
david2z4
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Old 09-15-2005, 01:34 PM   #6
ammelk
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Quote:
Originally Posted by david2z4
thanks man. I appreciate the help.
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Old 09-15-2005, 01:38 PM   #7
ammelk
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Quote:
Originally Posted by horatio102
Not to mention the fact that MSRP on a brand new one after the employee discount is about $28k, and who pays MSRP?
I got the MSRP for a little over 28k, but I got thoose options and I financed the Tax and Lis. ( witch is more common then you think????) and did a Zero down and rolled the disequity of about 3k from my old car.. hence the 31k price i paid....
i know I was stuipd. but I didn't expect this to come up like this..
this sucks.... I have my dream jeep...
I can't drive it for fear of putting to many miles on it, and I can't just sell it because of whats owed on it..i just want someone to take over the loan..
i'm sure someone could get a better rate then I did and get a lower payment..
thanks for the suggestions. and if you know anyone thats looking.. point them my way...
thanks again ,
AD

Last edited by ammelk; 09-15-2005 at 03:43 PM.
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Old 09-15-2005, 03:57 PM   #8
CosmoTheCat
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Perhaps sell the WRX instead, if you're not upside down on that too. I'd love to pick up a Rubicon, I'm just not in a position to pick up a 30k loan right now, and I want to keep the Dakota for a while.
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Old 09-15-2005, 04:03 PM   #9
ammelk
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Quote:
Originally Posted by horatio102
Perhaps sell the WRX instead, if you're not upside down on that too. I'd love to pick up a Rubicon, I'm just not in a position to pick up a 30k loan right now, and I want to keep the Dakota for a while.
Have to change that. the WRX is gone.. had a transmission issue i couldn't afford to fix, got out of that and into the jeep..but now the jeep has got to go..
what if i through in my xbox and games....
thanks though...
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Old 09-15-2005, 09:39 PM   #10
AZ-GT
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What a deal, pay the employee pricing at 28K, pick up 3K from your previous car, and you'll give the buyer a used car and an xbox.

You should work for Halliburton...
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Old 09-15-2005, 10:29 PM   #11
rexpdx
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If I'm reading this right, you're about ready to default on the first payment. Why did you buy a new house and car at the same time, without enough money left in the bank to make your first payment?
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Old 09-16-2005, 12:31 AM   #12
CosmoTheCat
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Quote:
Originally Posted by AZ-GT
What a deal, pay the employee pricing at 28K, pick up 3K from your previous car, and you'll give the buyer a used car and an xbox.

You should work for Halliburton...

Invoice price without the employee discount is $28,800, so employee price I'd bet is really closer to $25k, plus tax/license and the rollover of the last upside down loan.


I hate to say it man, but your options are quite limited.
1) Find some sucker to pay thousands over the cost of a brand new jeep, or
2) Sell the house and hope to get more than you paid for it, or
3) Take out a home equity loan (you didn't do 0% down did you?), or
4) Declare bancruptcy
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Old 09-16-2005, 10:44 AM   #13
ammelk
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Quote:
Originally Posted by rexpdx
If I'm reading this right, you're about ready to default on the first payment. Why did you buy a new house and car at the same time, without enough money left in the bank to make your first payment?
NO haven't defaulted on the first payment, the money for now is not a problem..I'm just trying to get it off my hands now before it gets a crap load of miles and I can't sell it, or have someone take it over.
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Old 09-16-2005, 11:31 AM   #14
ammelk
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Quote:
Originally Posted by horatio102
Invoice price without the employee discount is $28,800, so employee price I'd bet is really closer to $25k, plus tax/license and the rollover of the last upside down loan.
I just pulled pricing form the Jeep website today again,see
http://www-5.jeep.com/vehsuite/dispatch.do
and the dealer listed price for the same model as mine in Enumclaw is
$30,560,00 and thats before Tax, lice, etc.. and If i do the pricing my self it comes out to $30,560.00
even with teh employee pricing witch for mine was
$26874.00 ($600.00 Delivery Fee is added into that MSRP already )
$150.00 lic fee
$1626.53 Sales Tax
$1854.57 disequity
$35.00 document fee
$600.00 Gap Waiver
Add those up and you get
$31140.10 out the door
so if you minus the $1854.57 you get
$29285.53
and thats without a extend warranty (it came with a 7yr/70,000 mi factory warranty...
so my price isn't that far off, and everything is taken car of, tabs, etc.. heck i just got the plates last week,
( Shoots if its the problem of the thats the problem I'll find a away to cover that part and make it moot point.) you add Tax, Lic, Doc Fees, etc.. etc..etc..

And Yeah its used. used for less then a month and with 2200 miles..
I'm not trying to rip anyone off, or be an ass. I'm just trying to get myself out of a bad situation, Life has come up and bite me in the arse and now i'm paying for it.

I appreciate the help and suggestions, I really do. I figured it was a long shot to try to get someone to take it over, but it was worth asking.....
Thanks again,
AD
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Old 09-16-2005, 11:33 AM   #15
ammelk
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Quote:
Originally Posted by david2z4
22K for private resale for a manual.
can you let me know where you found the resale price?
I Looked at KBB.com and nada.com and neither had a 05 listing for resale?
Thanks I appreciate it
-AD
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Old 09-16-2005, 01:45 PM   #16
rexpdx
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Quote:
Originally Posted by ammelk
NO haven't defaulted on the first payment, the money for now is not a problem..I'm just trying to get it off my hands now before it gets a crap load of miles and I can't sell it, or have someone take it over.
Okay, glad to hear that, but... you can't sell it right now. You were badly upside down on it the minute you drove it off the lot. If you can afford it, I think it would be best if you just bit the bullet, kept it, and paid it down.
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Old 09-16-2005, 02:20 PM   #17
david2z4
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Quote:
Originally Posted by ammelk
can you let me know where you found the resale price?
I Looked at KBB.com and nada.com and neither had a 05 listing for resale?
Thanks I appreciate it
-AD
KBB For used with your miles your options, ex cond, manual of coarse there is no gap insurance or 3k rolled in from your prev debt which is the killer.

http://www.kbb.com/kb/ki.dll/kw.kc.l...20Utility%202D

add in the hard top, mileage and other extras it came up 21050 this time for me, I may have missed some options.

Last edited by david2z4; 09-16-2005 at 02:25 PM.
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Old 09-16-2005, 02:30 PM   #18
DougM
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if you make aggresive payments now, you will eventually catch up with it's depreciation, or get close enough to not lose your shirt. just take care of it, keep all the maintenance records and keep the mileage reasonable for when that time comes. (for example, it took me a year to get "righ-side-up" with the payments on my STi).
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Old 09-16-2005, 03:00 PM   #19
ammelk
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Quote:
Originally Posted by david2z4
KBB For used with your miles your options, ex cond, manual of coarse there is no gap insurance or 3k rolled in from your prev debt which is the killer.

http://www.kbb.com/kb/ki.dll/kw.kc.l...20Utility%202D

add in the hard top, mileage and other extras it came up 21050 this time for me, I may have missed some options.
I checked my paper work, i only rolled in $1865.00 (+ / _ some change)
so its not that bad,
I know i didn't get hosed to bad, i check pricing and I got this quote back from a dealer just now..
-----Original Message-----
From: Topping Chrysler Jeep Dodge [mailto:201375@crm.cobaltgroup.com]
Sent: Friday, September 16, 2005 11:56 AM
To: Chase, Adam
Subject: Customer Number[664534101] 06 WRANGLER RUBICON FOLLOW UP


Mr. Chase:



The following is the information that you requested on our 06 Rubicon that we have in inventory:



06 Jeep Wrangler Unlimited Rubicon 4x4

minight blue pearl coat paint

cloth high back bucket seats

front floor mats

6-speed manual transmission

4.0L power tech I-6 engine

speed control

AM / FM 6-disc radio

sirius satellite digital radio

back hard top

locking fuel filler cap

customer preferred pkg. 25U



MSRP - $30,760, Internet sale price - $28,524, Reabate - $1,000



Sale price - $28,524

Taxes - $2,481.59

Govt fee - $156.50

Doc fee - $35.00

Rebate - $1,000

TOTAL - $30,197.09

This an out the door price based on no cash down or trade in. With some more information I can break the final amount into a payment schedule for you or give you any other information that you may require.



I look forward to working with you



Mike Riebe

Internet / Fleet Manager

Topping - Chrysler, Jeep, Dodge

800-464-5337

360-802-0200

Cell # 253-266-2274


Please do not remove your Customer Number[664534101] when you reply to this email.
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Old 09-16-2005, 03:36 PM   #20
DougM
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Quote:
Originally Posted by ammelk
I know i didn't get hosed to bad, i check pricing and I got this quote back from a dealer just now..
more advice? uh, don't check pricing for a vehicle at the dealership
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Old 09-16-2005, 03:37 PM   #21
ammelk
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Quote:
Originally Posted by DougM
if you make aggresive payments now, you will eventually catch up with it's depreciation, or get close enough to not lose your shirt. just take care of it, keep all the maintenance records and keep the mileage reasonable for when that time comes. (for example, it took me a year to get "righ-side-up" with the payments on my STi).
Thats what I'm doing now. I just wanted to get out form under it so the money can go to the package thats being delivered here in a few months...
Thanks. its great advise.... it was hard giving up my STI before, and I really dont want to give up my dream jeep, i've wanted one since like 8th grade...
anways. thanks again for the advise I appreciate it...
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Old 09-16-2005, 03:54 PM   #22
DougM
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Quote:
Originally Posted by ammelk
my dream jeep...
mine too

you ever mention what color it is?
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Old 09-16-2005, 06:37 PM   #23
ammelk
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Quote:
Originally Posted by DougM
mine too

you ever mention what color it is?
Oh sorry,
its Silver, dark grey slate interior, w/ a dark grey hardtop...
man do i love that jeep...
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Old 09-16-2005, 06:41 PM   #24
ammelk
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Quote:
Originally Posted by DougM
more advice? uh, don't check pricing for a vehicle at the dealership
I know, i was just looking for some validation to the pricing i paid, and after calling around to several dealerships in the PS area, they all gave me a quote with the speical pricing for $28k+ w/ the options mine has.
so the $26K+ that mine was listed before everything was a good deal. plus I was able to talk them into takeing the charges off for the options that I have. so i got that $1500.00 or so in options for free. so thats not bad.

Dealers can suck and I know it, i got wrung out on my first car i ever bought, but on this one I was willing to make the sacrifce and roll it all in because it is my Dream Jeep..
Thanks again,
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Old 09-16-2005, 07:40 PM   #25
david2z4
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Nobody disputes the price you paid. Unfortunatly that has nothing to do what the vehicle is worth as a used vehicle. Expect to get 21-22k for it if you sell it now. Options dont make that much differance as a used vehicle and on new cars you should only pay dealer cost for extras or you get screwed on the resale. And you never figure in tax licence or fees on resale, those are used up all ready. so you paid 27k new and you get 22k used, 5k loss is about correct from new to used.
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