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Old 10-23-2013, 10:53 PM   #1
H5N1
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Member#: 412
Join Date: Oct 1999
Location: Richmond, Land of Total Lost
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Question Insurance Question - Can one simply put a plate on an non-insured car for test drive

My brother is selling his winter beater and the car is currently not insured.
The guy that is coming to see the car said that he can put his plates on my brother's car for a test drive. That guys said he had done that many times and it is legal. I never heard anything like that before. If that is the case, why do people buy a day insurance then? I still don't believe this is true but that guy keeps insisting it works
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Old 10-23-2013, 10:55 PM   #2
CJR
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I've never heard of this... I know I did this when I was selling my old car, I just threw my new plates on it so it looked like it was insured while the guy took my car around the block.
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Old 10-23-2013, 11:03 PM   #3
DIGGYGV8
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No, this is misrepresentation of what he originally insured those plates for. If he/you get busted, it's fraud against ICBC.

You need to have the plate registered to the car in the Autoplan system. By putting the plates on for visual, you're hopefully avoiding just driving a car without insurance, sure.

Worse off, if you get in an accident, ICBC can deny the payout.

It MAY "work", but it's NOT legal.

Last edited by DIGGYGV8; 10-23-2013 at 11:16 PM.
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Old 10-23-2013, 11:19 PM   #4
toyotaatheart
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Or...if the person has a license plate saying "Demonstration". I have seen those running around town more frequently than I expect.

http://www.drivesmartbc.ca/vehicle-l...license-plates

Last edited by toyotaatheart; 10-23-2013 at 11:22 PM. Reason: adding info
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Old 10-23-2013, 11:22 PM   #5
rk604
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double check with insurance broker, I've heard something like this. for ex. if i sell my car, i don't have to cancel my plates, and those plates can be used for the next car i purchased for X number of days before i have to change the registration.
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Old 10-23-2013, 11:23 PM   #6
H5N1
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No, not for visual. That guy keeps saying it is legal and he is covered.

I doubted him,
just want to double check before confronting him
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Old 10-23-2013, 11:24 PM   #7
Studebaker83
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Think about it this way. If your plates were stolen and you were driving around do you have insurance? Of course you do. Insurance is tied to the vehicle and the plate basically just shows you have insurance.
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Old 10-23-2013, 11:27 PM   #8
H5N1
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Quote:
Originally Posted by rk604 View Post
double check with insurance broker, I've heard something like this. for ex. if i sell my car, i don't have to cancel my plates, and those plates can be used for the next car i purchased for X number of days before i have to change the registration.
I heard this one too. But in this case, the plates are putting on the vehicle of the same owner.

But that guy simply tried to use his plates on my brother's non-insured car for a test drive.
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Old 10-23-2013, 11:34 PM   #9
Studebaker83
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Here is a quote from the MVA when it comes to number plates.

http://www.bclaws.ca/EPLibraries/bcl...eside/96318_00

Quote:
Number plates
12 (1) Each number plate must bear the licence number of the motor vehicle or trailer for which it is issued, and shall be of a material and design determined by the Insurance Corporation of British Columbia, and is and remains the property of the corporation.

(2) Instead of issuing new licence number plates, the Insurance Corporation of British Columbia may issue,
(a) in any year, numbered decals to be attached to previously issued number plates, or
(b) for trailers or semi-trailers that are licensed and registered under section 6 of the Commercial Transport Act, non-expiring decals to be attached to previously issued number plates.
(2.1) The decals referred to in subsection (2)
(a) must be of a material and design determined by the corporation, and
(b) are and remain the property of the corporation.
(3) The number plate or number plates issued for a motor vehicle or trailer must be displayed on it in the manner prescribed by the regulations at all times while the motor vehicle or trailer is on a highway.
(4) If a renewal licence, in respect of a motor vehicle or trailer already licensed under this section, is obtained before the expiry date of the existing licence, the display on the motor vehicle or trailer, at any time during the month preceding the designated expiry date of the existing licence, of the number plates corresponding to the renewal licence in substitution for the number plates corresponding to the existing licence, is deemed to be sufficient compliance with this section with respect to the display at any time during that month of number plates on the motor vehicle or trailer so long as the existing licence continues to be carried in the vehicle.
(5) Number plates and decals issued under this section before the date this subsection comes into force become the property of the Insurance Corporation of British Columbia on the date this subsection comes into force.
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Old 10-24-2013, 12:17 AM   #10
alexinvancouver
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as far as i know when person sells his vehicle he can put his old licence plate
of a sold vehicle on the new vehicle purchased and drive it for 10 days providing old car insurance is not cancelled.
he has to have a proof of both - sale and purchase
so in theory if his vehicle is already sold but insurance is still valid you can fill out transfer forms and he can drive it.
that would be legal
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Old 10-24-2013, 01:08 AM   #11
RE3Rotor
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To be on the safe side, don't do it. Ask him to pay for the day permit if he is serious. I had a guy being all interested and asked for a test drive but really just wanted to take my old GM6 for a rip. If anything had happen it would have been messy. And I had insurance at the time too. I can only imagine the risk of the guy doing the same.
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Old 10-24-2013, 01:55 AM   #12
H5N1
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Exactly, I already told my brother not to take the chance. Thanks everyone for the info!

Agreed, there are people out there who just want to take your car for a spin. I had my Miata posted for sale on CL last month. A old lady called and asked me if I can bring the car to her place since she didn't have a ride. So I agreed, went to her place and let her test drove it. The second after I sat on the passenger seat, she drove it like a mad woman on a race track!
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Old 10-24-2013, 12:09 PM   #13
Solar
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What a scam that guy has going on " oh I'll bring some stolen plates to steal your car while I test drive it "
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