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Old 10-05-2012, 12:19 PM   #11
Scooby Specialist
Member#: 114353
Join Date: May 2006
Chapter/Region: MWSOC
Location: Cincinnati Area (NKY)
97 Legacy,
05 BMW M3


Originally Posted by leecea View Post
Are you sure? I'm pretty sure I check the wording in my policy and the exclusion is very broadly worded.
Policies can vary by state, so you still pretty much have to read up on the terms outlined before you know if you are covered.

Originally Posted by my name is joe View Post
i'm curious what the insurance policy for? Is it for yourself and the car? Or is it for the other people in the accident? their car? or the driver? i'm not asking specific questions that i would have to ask my insurance company. i'm just curious why people purchase these for hpde days.
Typically for your own car (and it might include medical payments). Pretty much any damage to your car comes out of your own pocket, unless someone with lots of money hit you and offers to pay for it, but there is no requirement for that.
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