Originally Posted by Xav_Dude
I love the "plenty of". But what does that plenty mean? 0.5%, 10%, 73% of the total group? You know, there's a specific kind of company out there whose mandate is to measure exactly the risk of accidents given the type of vehicle and age of drivers... INSURANCE, you heard of that? Now why do you think they make these premiums so horribly expensive for kids and sport cars???? Because they have the stats in front of them and they know all too well chances are super high that a kid is going to crash driving a new STI. So they raise the premiums hoping to have none of these risky clients and if there are people still wiling to pay, well insurances have their a** covered financially more or less in case they need to pay for a cut in half STI. Yep, it sucks for the 0.05% (what you called plenty) that are responsible drivers in university car clubs that are young with fast cars, lol. Sucks even more for the smaller fraction paying all by themselves.
Got the point kid? You want some more cool stories?
an Insurance company Calculates how to make PROFIT from risk assessment. AN ACTUARY calculates how much risk is for what age, location, type of car, and the value of the car. Ever heard of it?
There are plenty of responsible (not reckless drivers) young drivers, just not EXPERIENCED. When everyone starts driving, no one just KNOWS everything thus it's a much greater chance that they would get into a car accident. Sadly though, my "plenty" guess for the amount of responsible young drivers with fast cars is at about 20-50%.
It is a problem more than half the time, but you cant just assume ALL
kids are like that.
BTW my buddy just got into a minor accident, fast car, but wasn't driving recklessly. Didn't see a stop sign. I think a good amount of what you account for as kids driven by testosterone is actually just inexperienced drivers.