^ I was surprised when I got the quote from geico. When every other place had me at least 220-300 a month. I do have the good student discount and a took a drivers defense class which helped a lot. I have 200$ deductibles with glass, 50k for property damage and 100/300k personal injury. I also live in Buffalo NY. I don't know why it's so low for me, but I'm not asking any questions lol.