Thanks for your help guys =) i called every insurance company in the find-it guide..the cheapest i found was 164.00 a month..from Geico. The cheapest local insurance i found was 222.00 a month and that was if i pay a year at once. Oh by the way, the sickning part, the 164.00 a month is the exact same coverage USAA was quoting me for 350.00 a month. I am dropping usaa I think they are just going off their reputation and most people don't call around.
*edit* stateside i was paying around 145 a month with USAA.