tcs007,
It all depends on whats on your record and where you live. There are some real wierd differences in rates. The Giants were almost double what gieco and progressive quoted when I looked.
$1300 low for 6 mo? for your record thats not half bad! Not so long ago I was paying $1150/ 6mo and all I had on my record was one accident. Since then I turned 25 and it went down though.
-B