I've had State Farm for over 9 years and they are great. If your are not already ask (they won't put you in Mutual unless you ask)to be put in there Mutual program, it will drop your current rates by 35-40%. You have to be a Stste Farm customer for 3 years I believe to get in the Mutual thing. For both my Impreza's I pay $104/mo for full coverage 100/300/100, rental car w/ a $250 deductible. Plus as long as you keep receipts, State Farm will insure any "upgrades" without an additional insurance rider.