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Old 10-31-2004, 12:14 AM   #1
Scooby Specialist
Member#: 3461
Join Date: Jan 2001
Chapter/Region: South East
Location: orlando, fl, USA
1998 BMW M3 Coupe
Estoril Bleau

Default Auto Insurance Question:

I am shopping for new car insurance. My policy expires 11/2 and have a few questions.

I have been under my parents insurance since I've owned the car. Progressive asks me if I have made any claims in the past 35 months. In 2002, I lost control of the car and hit a guard rail. Therefore, we made a claim. Will the insurance company be able to see this claim if it was under my parents insurance to which I am a driver on? Since I am shopping for auto insurance just for myself, do I need to include this claim if it was under my dad's policy?

I am having trouble answering this question. How are claims recorded and what can the insurance company you are looking to get insured by does it see?
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