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09-30-2012, 09:39 AM | #1 |
Scooby Specialist
Member#: 12
Join Date: Jun 1999
Chapter/Region:
MWSOC
Location: Appleton, WI
Vehicle:2018 STI Type RA Crystal Black Silica |
Insurance companies that cover HPDE?
Anyone know of a national insurance company that still covers HPDE's or similar track day events? I took about 2years off of racing so please let me know if any company came back to insure this instead of having to purchase separate insurance for each track day (from whoever was hosting the event). I know back in the day most insurance companies used to cover track days as long as they were not "timed events." Those were the days...
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10-01-2012, 02:22 AM | #2 |
Former Vendor
Member#: 125739
Join Date: Sep 2006
Chapter/Region:
South East
Location: Raleigh, NC
Vehicle:2007 1500HD Need Brakes? 919.420.0021 |
370Z?
I have some info. |
10-01-2012, 11:31 AM | #3 |
Scooby Newbie
Member#: 204238
Join Date: Feb 2009
Location: SoCal
Vehicle:2013 BRZ Premium SWP |
State Farm does. Not sure if they're available in your state though.
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10-01-2012, 12:35 PM | #4 |
Scooby Specialist
Member#: 12
Join Date: Jun 1999
Chapter/Region:
MWSOC
Location: Appleton, WI
Vehicle:2018 STI Type RA Crystal Black Silica |
State Farm- cool thanks. I'll check that out
Wrx brakes- I bet you have all sorts of pads for me. Sadly that car has never seen a track day and you will think I'm crazy for wanting to go back to a WRX. Haha! |
10-01-2012, 01:08 PM | #5 |
Former Vendor
Member#: 125739
Join Date: Sep 2006
Chapter/Region:
South East
Location: Raleigh, NC
Vehicle:2007 1500HD Need Brakes? 919.420.0021 |
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10-01-2012, 01:36 PM | #6 |
Add Lightness
Moderator Member#: 13699
Join Date: Dec 2001
Chapter/Region:
NESIC
Location: Hopkinton, MA
Vehicle:2021 Building It Better |
You may (or may not) also want to discretely look for a carrier who will cover you under an umbrella liability policy, if you already have one. I went through a year finding one.
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10-01-2012, 01:43 PM | #7 | ||
Scooby Guru
Member#: 124113
Join Date: Aug 2006
Chapter/Region:
NESIC
Location: Rich Coast
Vehicle:Pura vida! Yellow V standing by |
Quote:
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10-01-2012, 02:14 PM | #8 |
Scooby Guru
Member#: 37359
Join Date: May 2003
Vehicle:2003 WRX |
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10-01-2012, 10:54 PM | #9 |
Scooby Specialist
Member#: 171412
Join Date: Feb 2008
Chapter/Region:
SCIC
Location: SQC-NY
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i'm curious what the insurance policy for? Is it for yourself and the car? Or is it for the other people in the accident? their car? or the driver? i'm not asking specific questions that i would have to ask my insurance company. i'm just curious why people purchase these for hpde days.
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10-02-2012, 12:26 PM | #10 |
Scooby Newbie
Member#: 204238
Join Date: Feb 2009
Location: SoCal
Vehicle:2013 BRZ Premium SWP |
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10-05-2012, 11:19 AM | #11 | ||
Scooby Specialist
Member#: 114353
Join Date: May 2006
Chapter/Region:
MWSOC
Location: Cincinnati Area (NKY)
Vehicle:97 Legacy, 05 BMW M3 |
Quote:
Quote:
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10-05-2012, 12:11 PM | #12 |
Scooby Specialist
Member#: 84181
Join Date: Mar 2005
Chapter/Region:
NESIC
Location: CT
Vehicle:NASA #530 GTS2 |
In terms of health related insurance, I know NASA has something crazy like a 1MM policy if you get hurt on track. It's one of the reasons they are slightly more expensive than other clubs.
Just something to think about. |
10-05-2012, 05:51 PM | #13 | |
Scooby Specialist
Member#: 171412
Join Date: Feb 2008
Chapter/Region:
SCIC
Location: SQC-NY
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10-06-2012, 01:05 PM | #14 | |
Scooby Newbie
Member#: 297370
Join Date: Oct 2011
Location: SE Michigan
Vehicle:2005 STi Crystal Grey Metallic |
Quote:
My Bad, I should have had Track insurance! All State would not cover anything per the exclusion in my policy. |
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