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04-05-2005, 05:24 PM | #1 |
Scooby Newbie
Member#: 5616
Join Date: Apr 2001
Chapter/Region:
VIC
Location: Burnaby, BC Canada
Vehicle:2002 Impreza WRX Silver |
Anyone on Canadian Direct or Coast Capital for Optional Insurance?
Just wonder what kind of rates you're getting.
For my 02 WRX: $2 mil 3rd party liability, $300 collision, $200 comprehensive CDI $1610 <-- not a typo, I had them recheck too. ICBC 48% roadstar discounted to $871 $2mil 3rd party liabiltiy, $200 collision, $100 comprehensive Coastcaptial $886 All the above does not include basic insurance cost. So, my cheapest route is thru ICBC. I'm not so sure it's worth splitting my insurance up for Coastcapital's lower deductibles and the possibility of more hassles if I did get into an accident.
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04-05-2005, 05:41 PM | #2 |
Scooby Specialist
Member#: 3430
Join Date: Jan 2001
Chapter/Region:
VIC
Location: Port Moody, BC, Canada
Vehicle:2007 2.5i Wagon Garnet Red |
I'm saving with CDI. My insurance is only $136 total per month. I can say that since I just got into a Rear Ender last month, that CDI has totally taken care of me. They were fast in setting up a repair shop to take my car in. No deductible since it was 100% the other guys fault, but it was a $300 deductible otherwise.
I'm happy. Been with them for about 4 years now. |
04-05-2005, 06:24 PM | #3 |
Scooby Specialist
Member#: 34
Join Date: Jun 1999
Chapter/Region:
VIC
Location: Richmond, BC Canada
Vehicle:2005 WRX STi World Rally Blue |
So if they guy that rear ended you is on ICBC why wouldn't ICBC just cover it. Or does your insurance agency take care of you and then go after ICBC for reimbursement?
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04-05-2005, 06:40 PM | #4 |
Scooby Specialist
Member#: 3430
Join Date: Jan 2001
Chapter/Region:
VIC
Location: Port Moody, BC, Canada
Vehicle:2007 2.5i Wagon Garnet Red |
They take care of me first, and then they screw ICBC. Love it
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04-05-2005, 06:47 PM | #5 |
Scooby Specialist
Member#: 1366
Join Date: Apr 2000
Chapter/Region:
VIC
Location: Delta, BC, Canada
Vehicle:2000 RS-T -> RSTi-8 Blue Ridge Pearl |
I believe that's how it would work when a private insurance is involved for the comprehensive coverage, depends of course how good your insurance company is
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