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Old 10-07-2019, 12:31 PM   #26
Genericuser1
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Going to preface this by saying this is not saying genericuser will fall prey to the same trap, BUT!

I think this is the crux of the problem here. People are turning cars into long-term purchases, expecting to keep them for well-after loan term. Great, I'm all for it. Problem is they're being irresponsible about it, getting way more car than they need and they're also not people who will ACTUALLY keep a car that long. They get into a long term loan, wreck the thing in 2 years, or decide they hate the car, and then have trouble getting out without just racking up more debt. They also talk themselves into things "Oh it's fine to spend a little more than I can comfortably afford, after all, I qualified for the loan, and I'm going to keep it till the wheels fall off!"

Yeah, except just because you can "afford" the payments by stretching out the loan term so long doesn't mean it's suddenly a fine financial decision.

Also, I don't care how nice the creature comforts are. High margin items are off the table for me period. I refuse to be ripped off by some company just because it's something I want and I can afford it.

Not a possibility for me (car I'm driving now is 13 years old, 190k miles and I'll be keeping it) but I did overhear a couple of different conversations while waiting for a salesperson to get keys and so forth how many were rolling over debt or leasing so they couldn't role over more debt.

Value for money or features for money is important for me so it's why I'm leaning towards Kia or Hyundai.
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Old 10-07-2019, 12:37 PM   #27
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Originally Posted by Genericuser1 View Post
Not a possibility for me (car I'm driving now is 13 years old, 190k miles and I'll be keeping it) but I did overhear a couple of different conversations while waiting for a salesperson to get keys and so forth how many were rolling over debt or leasing so they couldn't role over more debt.

Value for money or features for money is important for me so it's why I'm leaning towards Kia or Hyundai.
Tiguan SEL R-Line 3 row. Solid vehicle and looks damn good. 30 mpg. Offer dealer 10K off like I did and see what happens. I have a 10 and 8 year old and they love the thing. Get a '19 and the long warranty.
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Old 10-07-2019, 01:24 PM   #28
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I bought a 2016 Silverado LTZ LT for 33k with 30k miles on it. Bose speakers, off-road package, backup camera, heated seats etc etc. its far from the fully loaded version but pretty close to it.

the MSRP on it was 53k. so the PO took a 20k+ hit and drove it for 3 years and 30k miles.

I dont see the reason to buy a brand new one.
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Old 10-07-2019, 01:38 PM   #29
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I bought a 2016 Silverado LTZ LT for 33k with 30k miles on it. Bose speakers, off-road package, backup camera, heated seats etc etc. its far from the fully loaded version but pretty close to it.

the MSRP on it was 53k. so the PO took a 20k+ hit and drove it for 3 years and 30k miles.

I dont see the reason to buy a brand new one.
the previous owner likely paid closer to $43k for it. its pretty easy to get $10k off a new gm truck.
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Old 10-07-2019, 01:43 PM   #30
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the previous owner likely paid closer to $43k for it. its pretty easy to get $10k off a new gm truck.
hopefully for his sake he did.

I looked at the new 19's but they still wanted 45k for them, even with 10k off MSRP.

I didn't want to spend more than 40k.

Originally I wanted a diesel but screw that resale. Used diesels for 40k usually have over 100k miles, unless you want a Dodge. and I didn't want a Fiat.
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Old 10-07-2019, 01:57 PM   #31
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Not a possibility for me (car I'm driving now is 13 years old, 190k miles and I'll be keeping it) but I did overhear a couple of different conversations while waiting for a salesperson to get keys and so forth how many were rolling over debt or leasing so they couldn't role over more debt.
That makes me cringe, but is also the sad reality of many's financial responsibility. They can be approved for the loan over a long term making the payments somewhat affordable without considering the interest and debt that they're accruing... so they think, "why not?" Our society makes it easy for people to live outside of their means and get in over their head. Then what happens when they're laid off from their job and can't make their mortgage & auto loan payments
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Old 10-07-2019, 02:17 PM   #32
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That makes me cringe, but is also the sad reality of many's financial responsibility. They can be approved for the loan over a long term making the payments somewhat affordable without considering the interest and debt that they're accruing... so they think, "why not?" Our society makes it easy for people to live outside of their means and get in over their head. Then what happens when they're laid off from their job and can't make their mortgage & auto loan payments
Same thing happened with housing. People get it in their mind that everybody 'deserves' a new house, or a new car regardless of what they can afford. The entitlement needs to stop. Nobody deserves anything. You have a right to be free and work for what you can earn. Spend accordingly...
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Old 10-07-2019, 02:27 PM   #33
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Same thing happened with housing. People get it in their mind that everybody 'deserves' a new house, or a new car regardless of what they can afford. The entitlement needs to stop. Nobody deserves anything. You have a right to be free and work for what you can earn. Spend accordingly...
Hi. Welcome to America. First time?
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Old 10-07-2019, 03:50 PM   #34
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Tiguan SEL R-Line 3 row. Solid vehicle and looks damn good. 30 mpg. Offer dealer 10K off like I did and see what happens. I have a 10 and 8 year old and they love the thing. Get a '19 and the long warranty.
I didn't look at the Tiguan but I did look at an Atlas SEL Pre., Arteon SEL Pre. and Palisade Limited. I've already driven the Telluride. You can get $10k or there about for the Atlas, about $5k off on the Arteon. I still need to look at the Stinger GT2 and then discuss with the wife.

For me if it's a family vehicle I'm going on the bigger side, if she is OK with a smaller vehicle then I may opt for the Arteon or Stinger. My only concern would be that I'd have to use my old van for certain trips and it is old with a lot of mileage so...

I'm leaning towards the Palisade even though I like the look of the Telluride better, it really is almost like a Genesis. I'm sure they are saving the 3.3L for the Genesis CUV's.

Back to the OP, The Cherokee is Jeep's bread and butter (Wrangler too) and with how successful the current gen is I'd imagine they put a lot of thought into this new model. I do think it's going to creep up in price; GC's are not cheap (sans cash on the hood).
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Old 10-07-2019, 06:48 PM   #35
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Originally Posted by Waddlz View Post
I bought a 2016 Silverado LTZ LT for 33k with 30k miles on it. Bose speakers, off-road package, backup camera, heated seats etc etc. its far from the fully loaded version but pretty close to it.



the MSRP on it was 53k. so the PO took a 20k+ hit and drove it for 3 years and 30k miles.



I dont see the reason to buy a brand new one.

Why buy new when used will do.

Get the bed fogged with rust inhibitor. My 2011 with 85k miles has already rusted through one of the rear quarters.
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Old 10-08-2019, 10:42 AM   #36
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Not a possibility for me (car I'm driving now is 13 years old, 190k miles and I'll be keeping it) but I did overhear a couple of different conversations while waiting for a salesperson to get keys and so forth how many were rolling over debt or leasing so they couldn't role over more debt.

Value for money or features for money is important for me so it's why I'm leaning towards Kia or Hyundai.
It's a soul sucking, marketing world. People are completely materialistic, narcisstic, vain, self absorbed and superficial. Marketing has taken them over like clones. And the worst part is they don't even know it. Why else would you roll debt into even more debt and many people do this every time to the point they have $800 SUV payments for 84 months. Keeping up with the Joneses and the fake superficial life. Everything is image, image, image. I just got done dating a 24 year old, and she drove an Escalade. It was the latest generation. When I asked her why, and if she was in a soccer league or something and drove all her friends. "No, I just like SUV's". I know where she works and the vehicle doesn't fit with her salary at all. Marketing is so powerful people everywhere will watch the Super Bowl just to watch commercials. That's how bad society is. image, image, image. It's why the country and so many are in deep debt. F reality, it's all about that image.
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Old 10-08-2019, 01:13 PM   #37
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It's a soul sucking, marketing world. People are completely materialistic, narcisstic, vain, self absorbed and superficial. Marketing has taken them over like clones. And the worst part is they don't even know it. Why else would you roll debt into even more debt and many people do this every time to the point they have $800 SUV payments for 84 months. Keeping up with the Joneses and the fake superficial life. Everything is image, image, image. I just got done dating a 24 year old, and she drove an Escalade. It was the latest generation. When I asked her why, and if she was in a soccer league or something and drove all her friends. "No, I just like SUV's". I know where she works and the vehicle doesn't fit with her salary at all. Marketing is so powerful people everywhere will watch the Super Bowl just to watch commercials. That's how bad society is. image, image, image. It's why the country and so many are in deep debt. F reality, it's all about that image.
All I can focus on right now is that you went on a date with a 24 y.o.
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Old 10-08-2019, 01:30 PM   #38
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All I can focus on right now is that you went on a date with a 24 y.o.
He said dating, that means he did the Brock Landers and perhaps the Leon Phelps

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Old 10-08-2019, 03:58 PM   #39
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LMAO man. Don't give away my techniques. All I can say is hide your daughters as I get bored quick. Staying in shape is key but finding one that isn't programmed by society and marketing is almost impossible so most are short relationships with fun in between
Younger the better (at least drinking age). They hit 30, umm, mid to late 20's, and it's $$$$$$ and night life city. Like I tell them, I cannot afford my hobbies and your lifestyle at the same time. The best nights are when I pull out a coupon to pay for dinner/drinks. The looks are absolutely priceless and I always have a smile on my face.
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Old 10-08-2019, 04:36 PM   #40
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You gotta get them gram likes I suppose.

I'll probably have to end up waiting as the Telluride and Palisade are very hot right now and I'm not paying more than invoice. Ideally a couple grand below. That's one thing you see on a number of other brands, the new Blazer is $8 or $10k off in my area. Usually it takes a year or so before that happens.

Remember when the Stinger had ADM? Now its $12k off.
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Old 10-08-2019, 05:40 PM   #41
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He said dating, that means he did the Brock Landers and perhaps the Leon Phelps

http://youtu.be/_YyTp9swrso
Ok, now, I have to go and find that movie... :-)
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LMAO man. Don't give away my techniques. All I can say is hide your daughters as I get bored quick. Staying in shape is key but finding one that isn't programmed by society and marketing is almost impossible so most are short relationships with fun in between
Younger the better (at least drinking age). They hit 30, umm, mid to late 20's, and it's $$$$$$ and night life city. Like I tell them, I cannot afford my hobbies and your lifestyle at the same time. The best nights are when I pull out a coupon to pay for dinner/drinks. The looks are absolutely priceless and I always have a smile on my face.
LOL ! Good for you man; IMO, there's nothing wrong with playing the field as long as all parties involved stay safe and have fun.
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Old 10-08-2019, 05:52 PM   #42
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Safety and fun are more defined in the sedan segment.
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Old 10-08-2019, 07:07 PM   #43
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It's a soul sucking, marketing world. People are completely materialistic, narcisstic, vain, self absorbed and superficial. Marketing has taken them over like clones. And the worst part is they don't even know it. Why else would you roll debt into even more debt and many people do this every time to the point they have $800 SUV payments for 84 months. Keeping up with the Joneses and the fake superficial life. Everything is image, image, image. I just got done dating a 24 year old, and she drove an Escalade. It was the latest generation. When I asked her why, and if she was in a soccer league or something and drove all her friends. "No, I just like SUV's". I know where she works and the vehicle doesn't fit with her salary at all. Marketing is so powerful people everywhere will watch the Super Bowl just to watch commercials. That's how bad society is. image, image, image. It's why the country and so many are in deep debt. F reality, it's all about that image.
It’s deeper than just that. The reason marketing works is because people have no real self esteem or self worth So they need to purchase nice things to convince themselves there worth something or better than someone else. Part of the reason I like Subaru’s. Many people who can afford way more expensive cars, buy subies because they are just good reliable cars. Never bought a car thinking about what people would think about me when they see me in my car. Proof is when I bought my 04 WRX wagon new (still have it), everyone thought is was an ugly grocery getter. (Which it is). But I love it.

This bubble will burst and there will be some cheap used cars. Just wait. Go look at the dealerships. They have cars for miles that no one is buying. There is some funny math somewhere. What I see vs what they are saying does not add up.
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Old 10-08-2019, 07:56 PM   #44
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Social media certainly doesn't help by providing a worldwide sharing platform to skew people's perception of reality and show off their expensive purchases and social status. It damages people's self-image and self-worth by comparing themselves to everyone including wealthy celeberaties.

https://www.thedrive.com/news/30250/...nline-backlash
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Old 10-08-2019, 09:07 PM   #45
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Social media certainly doesn't help by providing a worldwide sharing platform to skew people's perception of reality and show off their expensive purchases and social status. It damages people's self-image and self-worth by comparing themselves to everyone including wealthy celeberaties.

https://www.thedrive.com/news/30250/...nline-backlash
Are people incapable of self control? Or do you believe media/entertainment have reached a point that people can't resist buying themselves into death?

What are people, lol.
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Old 10-08-2019, 09:39 PM   #46
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Are people incapable of self control? Or do you believe media/entertainment have reached a point that people can't resist buying themselves into death?

What are people, lol.
There are certainly a lot of negatives to social media, but I think certain people are more susceptible to it causing self esteem issues and giving them a false sense of inadequacy. They compare themselves to "popular" people.. wealthier people with more material possessions or "better looking" models. They hope to get rid of that feeling and achieve a false sense of happiness by attaining these things.

I certainly see heavily modified or expensive cars online and briefly dream of them.. and then fall back to reality and realize that I have absolutely no need for that kind of extravagance. I find more value and happiness in spending time with my family, traveling, outdoor adventures, etc. Not to mention the idea of being in significant debt or even the unlikely chance of facing financial hardship gives me anxiety lol

https://www.independent.co.uk/life-s...-a8307196.html
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Old 10-09-2019, 10:04 AM   #47
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social media breeds the need for acceptance and attention. Look what I bought! Look what I installed. You crave inclusion and acceptance. To be considered unique. It is a natural feeling that use to be limited to once a month car shows or some other hobby get together. Social media allows us to constantly measure ourselves against others. I am member of watch groups, and classic car groups and ridgeline groups, and a few camera groups. I feel the pressure to buy new stuff all the time so I can 'show it off'. But then realize I cannot operate in the same circles as others.

Secret to being happy is being thrilled with what you have.
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Old 10-09-2019, 11:06 AM   #48
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the previous owner likely paid closer to $43k for it. its pretty easy to get $10k off a new gm truck.
Sorry dude, that sounds really expensive for a used truck with 30k miles.

*meant for the guy that bought the truck*

And with the truck being at 30k miles, now you're facing some maintenance like brakes and tires within the next 10-15k miles.

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Old 10-09-2019, 11:14 AM   #49
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Everything new makes things technically "better" while perverting our value system. It's not the tech's fault, but the inability to realize, or worse, the ability to realize and exploit, humans' worst traits. Internet, then smartphone, then social media have been the big three so far in my lifetime, and there is a stark difference between those who are old enough to remember life before computers, and those who grew up with them, or worse, those who grew up with the internet, or even the smartphone. The swift pussification of 'merica and complete polarization of society was made possible by the tech, and is by design - with the sheep lapping it up like Bambi Woods, as their owners laugh all the way to the bank.

I've never had an app on a phone, and this is my only intraweb presence. When I move out of this hell that is considered utopia to 99% of people, I will ditch the cellphone and the TV altogether.
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Old 10-09-2019, 11:20 AM   #50
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Sorry dude, that sounds really expensive for a used truck with 30k miles.

*meant for the guy that bought the truck*

And with the truck being at 30k miles, now you're facing some maintenance like brakes and tires within the next 10-15k miles.
good luck finding them cheaper, when brand new ones are still 45k+ even with discounts. I didn't want a base model work truck.

I searched for over 6 months and trucks hold their values extremely well.

maintenance is apart of vehicle ownership. Even if I had to buy tires and brakes, which I would do myself, that doesn't equal 13k.
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