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Old 09-05-2002, 01:49 AM   #1
rallysquirrel
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Default which car is more to insure the GT or Outback

Exactly what it says up above.

Which of the cars costs more to insure, all things being equal. The GT or Outback.
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Old 09-05-2002, 03:14 AM   #2
Subietonic
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My nod would be towards the GT but not by much. I presume we're talking about a GT Wagon v-a-v an Outback Wagon... FWIW it costs more to insure a same year GT Sedan vs. a Legacy Wagon with the same transmission (4EAT) by a considerable margin and, if you have kids who drive, you'll probably see a price break on the Outback v-a-v the GT

Not sure it was helpful, but my .02 worth.

Br, Dale
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Old 09-05-2002, 04:18 AM   #3
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I'll second what Subietonic said. The GT would cost you more, but not by that much.

FWIW, My brother and I both have MY00 Legacy's, he an Outback wagon, me a GT sedan. I am 6 years younger, and only pay ~$15/month more for the same coverage from the same agent.

Ben
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Old 09-05-2002, 01:32 PM   #4
Schludwiller
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The best info would come from your insurance agent. There are so many variables, age, driving record, geographic location, usage, etc. etc.
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Old 09-05-2002, 03:42 PM   #5
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Yes.

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are you trying to figure out how to insure your OB?
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Old 09-05-2002, 04:16 PM   #6
rallysquirrel
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I also wanted to justify my suspention that I'd like to get, converting the Outback to GT, to my future wife (less than a month away). It's hard now that I have to justify everything

She just says "maybe you shouldn't drive so fast". To which I reply "it's still for safety, and I can't help it if I've got big, heavy feet, I was born that way".
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Old 09-06-2002, 03:31 AM   #7
Subietonic
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Quote:
Originally posted by rallysquirrel
She just says "maybe you shouldn't drive so fast". To which I reply "it's still for safety, and I can't help it if I've got big, heavy feet, I was born that way".
Great comeback... Lol. I'll have to remember that one when my SO and kids chide me about my spirited driving. I'm not sure how changing out an OB suspension will cause you to be rated at the GT rates. It's still technically, VIN-wise an OB right?

Br, Dale
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Old 09-06-2002, 04:32 PM   #8
LewBob
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Yes, to insurance it is still an Outback. Fortunately they don't ask about mods. I don't know why a GT should cost any more to insure than an Outback seeing as they have the same engine. After all, it is a GT not a GTI... Lew
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Old 09-06-2002, 04:33 PM   #9
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Yes, to insurance it is still an Outback. Fortunately they don't ask about mods. I don't know why a GT should cost any more to insure than an Outback seeing as they have the same engine. After all, it is a GT not a GTI... Lew
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Old 09-06-2002, 06:39 PM   #10
rallysquirrel
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The outback owners seem to be older people who would be "more responsible". Although I see many retirement age people around who drive outbacks, the same cannot be said about the GT.

Yes the car can only be registered as an Outback because of VIN. I wonder how much my insurance would go up if I dropped in a WRX engine and told them about it.


Which would be more to insure WRX or H6, as they both have about the same amount of power. IMO it should be the WRX since it's got a smaller engine. Turbo just helps fuel economy
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Old 09-06-2002, 08:47 PM   #11
LewBob
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The WRX would definitely be more. Marketed as a sportscar, while the 6 cylinder Outback's are marketed as more upscale.

Hey, I'm 55 with a perfect record and I drive a GT!! Why is it more to insure my car than my wife's turbo Volvo which is a rocket. The GT is just a Legacy with a better, and safer suspension. Not fair!!! Lew
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