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07-05-2006, 03:00 PM | #1 |
Scooby Newbie
Member#: 113641
Join Date: Apr 2006
Chapter/Region:
South East
Location: Pensacola, FL
Vehicle:2002 S2000 |
Which car insurance company should I have ?
I just recieved a raise from Geico because I moved in a new area (Pensacola, 32503). The new price is 180$/month for my wrx with 2 drivers (my wife and me).
Wich other insurance companies should I look for a quote ? I'll like to find a cheaper one but that still have good consumers rating. (I'm a new driver in the USA so Geico charge me a lot more). Is there any insurance that have good prices for "new" drivers ? (I'm 27 and have a driver license for 9 years but only 5 months in USA). That sucks. Thanks for your help.
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07-05-2006, 04:27 PM | #2 |
Scooby Specialist
Member#: 77106
Join Date: Dec 2004
Chapter/Region:
South East
Location: Lexington, SC
Vehicle:'02 Brodozer '11 Outback 3.6R |
Allstate was cheapest for me, but you never know. I went to a local agent, and she helped me out with finding a couple discounts I didn't even know I qualified for. They're worth checking out.....
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07-05-2006, 04:55 PM | #3 |
Scooby Guru
Member#: 8069
Join Date: Jul 2001
Chapter/Region:
South East
Location: Indian Trail, NC
Vehicle:2016 Fiesta ST Kona Blue |
Subaru used (may still, check Subaru.com) to have a discount rate w/ Liberty Mutual... might want to look there. Only downside i saw to LM was you pay annually.
I just switched to Geico myself but my rates are still higher than yours... gotta wait til November when 3 points come off my insurance. State Farm is who i previously was with and they had decent rates before my wife's accident, but afterwards it was pretty steep. I'd say check Allstate, Nationwide, and AIG too. |
07-06-2006, 04:21 AM | #4 |
Scooby Newbie
Member#: 92644
Join Date: Aug 2005
Location: Tampa, FL
Vehicle:05 LGT Wagon garnet pearl |
Give AIG a try
Also check out your Beacon score, if it is lower than 625....watch out! |
07-06-2006, 06:52 AM | #5 |
Scooby Specialist
Member#: 60895
Join Date: May 2004
Chapter/Region:
South East
Location: Clayton, NC
Vehicle:15 LR STi 15Town&Country |
Personal experience, stay away from Nationwide.
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07-06-2006, 07:51 PM | #6 |
Scooby Newbie
Member#: 113911
Join Date: May 2006
Chapter/Region:
South East
Location: naples
Vehicle:2005 Legacy gt White |
i'm in the same situation of you
i don't search but i take progressive and i paid 1009$ for 6 months,i have a rs 00 and 26 years old and i'm single i paid almost the same things in canada so for me it's not too bad and after 10 years and 2 declaration |
07-07-2006, 07:36 AM | #7 |
Scooby Specialist
Member#: 48773
Join Date: Nov 2003
Location: Cedar Falls, Iowa
Vehicle:2004 TiC WRX also '99 BMW M Roadster |
I have had State Farm since I was 15. They are not the very cheapest but competitve and the service has been awesome. I have had 2 incidents (one in an HPDE) and they did very well both times.
I am 26, single, and pay right at $100/month on my BMW M Roadster. |
07-07-2006, 07:38 AM | #8 | |
Scooby Specialist
Member#: 110035
Join Date: Mar 2006
Chapter/Region:
NESIC
Location: CT
Vehicle:2002 Built Hybrid MBP |
Quote:
I have Progressive now and I pay around $1200, but I have a ticket from 3 years ago. I'm assuming when it comes time to renew I'll be paying less and have a clean record. |
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07-07-2006, 07:47 AM | #9 |
Scooby Guru
Member#: 4418
Join Date: Feb 2001
Chapter/Region:
MWSOC
Location: NKY
Vehicle:2019 CTR White |
My roommate just got progressive (He is from Poland and has only been here 1.5 years - he actually leaves Sunday to go home forever) b/c Geico raised his rate twice on his 06 forrester; what he was quoted for the car isnt what they charged him. I think he saved something around $600 a year just for switching.
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07-07-2006, 12:21 PM | #10 |
Scooby Specialist
Member#: 48773
Join Date: Nov 2003
Location: Cedar Falls, Iowa
Vehicle:2004 TiC WRX also '99 BMW M Roadster |
I have heard nothing but bad about Geico. After you have them for 1 term, they will jack your rates until you leave.
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07-07-2006, 01:33 PM | #11 | |
Scooby Guru
Member#: 36080
Join Date: Apr 2003
Chapter/Region:
South East
Location: Raleigh, NC
Vehicle:2020 Outback Touring Autumn Green Metallic |
Quote:
I was paying 2x as much as I am now when I was stationed in South Carolina... Funny though, cause now I am paying .20 more per gallon of fuel than I was in South Carolina |
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