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Old 05-14-2001, 02:27 PM   #1
Scooby Guru
Member#: 1140
Join Date: Mar 2000
Chapter/Region: SCIC
Location: San Diego
2000 S201 #78, '95 L
'13 F150 Ecoboost

Post Would insurance cover body kit?

I'm planning on getting stever's 4-door CF wide-body kit once I get some $$$. How would you go about insuring something like that? $2500 is not pocket change for me and if I got in an accident I don't want to get screwed out of my hard earned money.
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Old 05-14-2001, 02:31 PM   #2
Top Scoob 004
Member#: 697
Join Date: Dec 1999
Location: TSC headquarters
1999 Top Scoob #4
Satin White Pearl


It's iffy, but in this case, you should inform your insurance of your mods, you can get insurance up to about $5gs. Or take your chances, if you know a body shop well, when (if) you get into an accident you can get the estimate from them on what it would cost to fix it with stock parts, then pay the difference to get the widebody kit again.

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Old 05-14-2001, 02:40 PM   #3
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Member#: 3313
Join Date: Dec 2000
Chapter/Region: MWSOC
Location: Cincinnati

I just called my insurance agent to add coverage for my stereo equipment. I was quoted $65 a year for $2500 coverage. That's full replacement costs. I have AllState insurance. Just call your agent and ask.

Now, if you get hit, the other person has to pay for it anyways, so this is only for damage you would do, or can't identify who did it.

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Old 05-14-2001, 03:21 PM   #4
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Member#: 2263
Join Date: Sep 2000
Chapter/Region: Tri-State
Location: Hudson Valley
2013 Outback


As long as it is PERMANENTLY attached to the car, it should be covered. So bolt that sucker on.

(I dont think I know how to spell..hmmm)
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Old 05-15-2001, 02:43 AM   #5
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Join Date: Nov 2000
Location: Harrison TWP Michigan USA

Save the recipt and make photo copies as well most insurance companies have custom car insurance you can list all mods take pics and send copies of the recipts in.
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Old 05-15-2001, 07:53 AM   #6
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Member#: 453
Join Date: Oct 1999
Location: 小さいӔ
2017 Kia Niro
2016 Porsche Cayman GTS


My insurance company was willing to cover the costs of replacing most aftermarket mods done to my car if it was damaged in an accident, but only provided i pay for the parts up front and then i would be later reimbursed for the cost of the parts.

I'm sure most insurance companies are like that

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Old 05-15-2001, 09:45 AM   #7

Comprehensive insurance here automatically covers $1000 of stereo and $5000 of aftermarket accessories, including paint.

If only I could get that switched around!!
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Old 05-15-2001, 11:27 AM   #8
Scooby Newbie
Member#: 6604
Join Date: May 2001
2006 Impreza WRX STi
Black/Pearl Black


I insure with AAA, and they cover additional equipment as long as you can provide invoices. I think there is a limit, but you can always up the limit if you want. I know how much them BOMEX Aero kits cost... oh my God they are insane!
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