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Old 12-30-2016, 03:55 AM   #1
TJF88
Scooby Newbie
 
Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

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Lost my Hatchback today, time to decide what to get next.


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Old 12-30-2016, 04:07 AM   #2
n2oiroc
Scooby Specialist
 
Member#: 141952
Join Date: Feb 2007
Chapter/Region: MWSOC
Location: milwaukee'ish
Vehicle:
16 wrx 17 cx-5

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Details? What happened, any injuries, what caused the fire, etc.
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Old 12-30-2016, 04:23 AM   #3
Miggy-Verlander
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Member#: 456662
Join Date: Oct 2016
Location: Lakewood, Colorado
Vehicle:
2016 WRX

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Ho. Lee. ****.
I hope everybody was abke to walk away from the incident. Considering your already focused on another car hopefully thats the case!!.

But yes, details asap please.
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Old 12-30-2016, 04:24 AM   #4
TJF88
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Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

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Traveling from Richmond, VA back to Saint Robert, MO. While I was navigating the 64W/264 Split near Louisville, KY Someone did a rapid lane change clipping the side of my car putting me in a spin; I spun around twice in between giving the guardrail a little tap. Impact was very minor no airbag deployment, only visible damage was the front bumper nearly being ripped off, cracked radiator, and FMIC charge pipes broken. The vehicle was still able to run and me and another person planned to back it up into the median to allow traffic to flow again. Soon as the car was put in reverse a fire started in the engine bay, within a minute the whole front of the car was on fire within two minutes the whole car was up in flame. I sustained no injuries, the guy who clipped me fled the scene but I suspect no injuries. The reason the front looks so mangled was from fire doing anything possible to get the hood lifted to extinguish the source of the fire, broken fuel line is the likely suspect.
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Old 12-30-2016, 04:35 AM   #5
RussellX
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Member#: 451787
Join Date: Aug 2016
Location: Portland, OR
Vehicle:
2016 Subaru WRX STi
Ferrari Red

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Wow thats crazy
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Old 12-30-2016, 04:43 AM   #6
Miggy-Verlander
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Member#: 456662
Join Date: Oct 2016
Location: Lakewood, Colorado
Vehicle:
2016 WRX

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Thankfully everyone is ok thats whats most important, but damn, what a cocksucker. Able to get a plate or description or something?

I suspect your right, either a fuel or an oil line was leaking and finally ignited when any throttle was applied.
Bummer man. Did you own the car out right? Hopefully insurance wont screw you.
Wrx or Sti?
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Old 12-30-2016, 04:54 AM   #7
TJF88
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Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

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It was a WRX, I never even saw the person who clipped me, heard the noise then next thing I know I was sideways. I had a front and rear dash cam that may have had the answer, however they did not survive. I still owe on the car but much less than what insurance will pay out, my biggest battle will be trying to get the money for the items I could not retrieve before the flames were overwhelming. I also just finished getting it tuned about 2 months ago after installing a Dom 1.5, 1100 FIC injectors, FP, and FMIC, hoping they work with me on that as well.
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Old 12-30-2016, 05:50 AM   #8
n2oiroc
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Member#: 141952
Join Date: Feb 2007
Chapter/Region: MWSOC
Location: milwaukee'ish
Vehicle:
16 wrx 17 cx-5

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Dont get your hopes up on getting any money for the mods, they arent covered. Either way, not having any injuries is a damn good outcome.
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Old 12-30-2016, 05:55 AM   #9
Miggy-Verlander
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Member#: 456662
Join Date: Oct 2016
Location: Lakewood, Colorado
Vehicle:
2016 WRX

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Yeah, its doubtful your insurance will cover aftermarket parts unless you have that written into your policy.

And if youre catless Id recommend just not saying anything lol. Its illegal to be catless, regardless of youre state's emissions requirements, and they could potential void your claim if they found out you are. Not saying you are, but if so jist a suggestion.
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Old 12-30-2016, 09:27 AM   #10
bigfishs
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Member#: 114848
Join Date: May 2006
Chapter/Region: International
Location: NY
Vehicle:
2016 Q50S red sport
Black

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That will buff right out?
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Old 12-30-2016, 09:30 AM   #11
SoapBox
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Member#: 204578
Join Date: Mar 2009
Chapter/Region: MAIC
Location: Boston
Vehicle:
S54 E46, N54 E82,
N55 E84, AKA REX8

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Any foreseeable insurance issues with the aftermarket fuel system components and a fire likely caused by...leaking fuel?

i.e. absolutely, 100% do not mention the fuel system mods.

Last edited by SoapBox; 12-30-2016 at 09:42 AM.
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Old 12-30-2016, 09:30 AM   #12
bigfishs
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Member#: 114848
Join Date: May 2006
Chapter/Region: International
Location: NY
Vehicle:
2016 Q50S red sport
Black

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Also dont even mention the mods unless asked. Your insurance company may be looking for ways to not pay you.
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Old 12-30-2016, 09:32 AM   #13
rtv900
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Member#: 428511
Join Date: Aug 2015
Location: philadelphia
Vehicle:
2016 STI

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Quote:
Originally Posted by Miggy-Verlander View Post
And if youre catless Id recommend just not saying anything lol. Its illegal to be catless, regardless of youre state's emissions requirements, and they could potential void your claim if they found out you are.
no no no, it isn't 1924 anymore.
An insurance company covering the liability they agreed to cover has literally NOTHING to do with whether or not you put something on the car that is not emissions compliant.
Actually less than nothing to do with that.

For gods sake, you can be hammered drunk (quite illegal correct?) and taking bong hits behind the wheel and insurance is still obligated to cover the liability.
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Old 12-30-2016, 10:12 AM   #14
TJF88
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Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

Default

Quote:
Originally Posted by SoapBox View Post
Any foreseeable insurance issues with the aftermarket fuel system components and a fire likely caused by...leaking fuel?

i.e. absolutely, 100% do not mention the fuel system mods.
That was my train of thought, especially with the FMIC as well; mine came with an aftermarket bumper beam, however its not OEM and there was front end damage. luckily my insurance does cover "modifications and accessories" I just need to read the details on what all that includes, and the requirements behind it. I also think it is limited to 3k if I remember correctly which I am well over but some money back would be nice.
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Old 12-30-2016, 10:14 AM   #15
subiblue2002
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Member#: 225666
Join Date: Oct 2009
Chapter/Region: SCIC
Location: I.E born and raised
Vehicle:
2002 2.18 stroker
super wagon

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Quote:
Originally Posted by rtv900 View Post
no no no, it isn't 1924 anymore.
An insurance company covering the liability they agreed to cover has literally NOTHING to do with whether or not you put something on the car that is not emissions compliant.
Actually less than nothing to do with that.

For gods sake, you can be hammered drunk (quite illegal correct?) and taking bong hits behind the wheel and insurance is still obligated to cover the liability.
Very true.
But for the aftermarket parts. companies will only cover up to a certain dollar amount...

Everyone, if you have a bunch of money into your car, get Hagerty.

I have them, I'm insured for 40k on my 02 bugeye wagon.
I just sent the photos of the build and the finished product.
In the case of a total loss. I get a check for 40k

Hagerty is not just for classic cars.
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Old 12-30-2016, 10:18 AM   #16
TJF88
Scooby Newbie
 
Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

Default

Quote:
Originally Posted by subiblue2002 View Post
Very true.
But for the aftermarket parts. companies will only cover up to a certain dollar amount...

Everyone, if you have a bunch of money into your car, get Hagerty.

I have them, I'm insured for 40k on my 02 bugeye wagon.
I just sent the photos of the build and the finished product.
In the case of a total loss. I get a check for 40k

Hagerty is not just for classic cars.
I was getting close to the point where I wanted to ensure everyone was covered I was reading about them and planned on looking further into it after I did the coilovers and wheels in the spring. USAA is who I am currently insured with and it depends on your claims adjuster, sometimes they want to do everything they can for you, other times its about ripping you off. I have not had a claim for any type of my insurance with them in over 5 years so hoping that helps me a little.
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Old 12-30-2016, 11:05 AM   #17
VK06WRX
Scooby Newbie
 
Member#: 105952
Join Date: Jan 2006
Chapter/Region: MWSOC
Location: WI
Vehicle:
2016 F150 & GTR
'16 Highlander (wife's)

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Little duct tape, paint pen, and a good buff...

Glad to hear you didn't have kids in the car. Could have been really scary.
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Old 01-02-2017, 12:53 PM   #18
TJF88
Scooby Newbie
 
Member#: 431636
Join Date: Oct 2015
Chapter/Region: MWSOC
Location: Saint Robert, MO
Vehicle:
2017 Forester
CWP

Default

While waiting for the insurance claim process to be finished I have decided to get the best of both worlds. I am either getting a forester or outback today, and keeping my eyes open for a 06-07 STI (my favorite body style).
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