Welcome to the North American Subaru Impreza Owners Club Monday August 21, 2017
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
Go Back   NASIOC > NASIOC Archives > NASIOC Archives > General Forum Archive

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads. 
Thread Tools Display Modes
Old 06-01-2000, 04:29 PM   #1
Scooby Newbie
Member#: 38
Join Date: Jun 1999
Location: MI
Talking Type-R cheaper in insurance...LOL

I met a guy in a yellow Type-R today on my way home. we chatted at the light and he said, that he wanted the RS in the first place, but couldn't find decent insurence rates. So he bought the Type-R. He was in his mid 30's, btw.
Strange, isn't it?
99 RS blue
* Registered users of the site do not see these ads.
Marius is offline  
Sponsored Links
* Registered users of the site do not see these ads.
Old 06-01-2000, 04:32 PM   #2
Scooby Specialist
Member#: 188
Join Date: Aug 1999
Location: New York
2004 Forester XT
24k gold on white


That's not true... well at least in my case. I had insurance for the Type R under my brother's name who was over 25 and it was still more than the RS under my name and I'm 22. How strange.

nizz is offline  
Old 06-01-2000, 11:03 PM   #3
Scooby Guru
Member#: 1140
Join Date: Mar 2000
Chapter/Region: SCIC
Location: San Diego
2000 S201 #78, '95 L
'13 F150 Ecoboost


Yeah, right! The impereza is still a non-performance car to insurance companies, I believe. The ITR is all sport.

John2.5RS is offline  
Old 06-02-2000, 04:36 AM   #4
Scooby Guru
Member#: 993
Join Date: Feb 2000
Chapter/Region: MAIC
Location: nova

This guy may have been telling the truth as having been an insurance agent I can tell you what I think someone did was misclassify the car as an LS model. I used to see it all the time. Which is all fine and dandy until you have a claim and the adjustor finds out it was a typeR. They can then deny your claim saying you did not represent the car correctly.
BryanH is offline  
Old 06-02-2000, 04:57 AM   #5
Scooby Newbie
Member#: 620
Join Date: Dec 1999
Location: SW-MI

I thought that was why they made you provide your vin # and they put it on your inurance card. Wouldn't it then become the fault of the agent since your vin is on the policy no matter what they had the car labeled as?
dbrown is offline  
Old 06-02-2000, 05:31 AM   #6
Scooby Guru
Member#: 993
Join Date: Feb 2000
Chapter/Region: MAIC
Location: nova

Giving the agent the VIN is a good safegaurd against this happening if they have a system they actually have to enter the VIN into to double check it. Travelers and State Farm, among others, have these systems to keep the agents honest. With some of your insurance companies the agent is not required to check the VIN against anything and the change request to add your car to the policy is processed as a paperwork change with no additional check by the insurer. Talk about blind faith! In this case the VIN is given only to accurately identify the car. Not what type of car but more like a serial number to identify which honda civic or whatever you are driving.

The only safegaurd against this is to make sure that the car is accurately labeled on the policy when you receive it. If you have any questions you can call your agent and ask but be sure to back up these calls with a certified letter, or something along these lines, keeping a copy for yourself. If you do this THEN it becomes the agents problem at the time of a claim. If you don't do this, I have seen many an agent just say that this us what the client told them and the customer gets screwed.

The bottom line is that most, not all, of the time insurers are fairly close to each other on price. When you find that great deal, and I am not saying they don't exist, just make sure that it really is a good deal in terms of proper vehicle, coverages, coverage limits, and deductibles.

I will now get off my soapbox.
BryanH is offline  

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Turning 25 in Oct...result? 50% cheaper car insurance!? zOMG!!! AcquaCow Mid Atlantic Impreza Club -- MAIC 11 08-21-2006 12:23 PM
2002 WRX cheaper to insure than 99 RS??? cwb124 Off-Topic 13 02-20-2005 10:15 PM
My is my Evo cheaper to insure then my WRX was? WRBLUEWAGON Tri-State Area Forum 17 01-30-2004 12:02 PM
Could anyone use cheaper auto insurance? Opie South East Region Forum 7 11-19-2003 08:03 PM
Students and cheaper car insurance tsfxRS New England Impreza Club Forum -- NESIC 7 01-06-2003 06:34 PM

All times are GMT -4. The time now is 12:04 AM.

Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2017 Axivo Inc.
Copyright ©1999 - 2017, North American Subaru Impreza Owners Club, Inc.